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PopGun

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Posts posted by PopGun

  1. Perhaps we should revisit the idea of building new towns/villages rather than bloat existing ones further?

    Some very nice villages in East Yorkshire are now unliveable due to the congestion. The infrastructure of many simply not designed to cope with the demands of x households and vehicles etc. However, starting from scratch and planning/building completely new villages around modern day infrastructure demands could work. IMO a much more productive way to carve up the countryside than white elephants such as HS2. Also no NIMBYS to content with, as well there will be no one there.

    Yes I’m sure folks will reply with Stevenage and Milton Keynes etc, but it’s 2018 not 1968.

  2. 20 hours ago, flb said:

    Just to add to my last comment. The trouble with you Brits (well, troubling for you; personally I love it) is that you're so stuck inside your box and can't imagine what life is like elsewhere (despite the fact that you've been wealthy enough to travel; for decades!)

    So here's a little information for you. There are countries (closer than you think, countries in Europe, although not in the EU) where you build a skyscraper. You're a businessman, you've made some money, you make plans, yada yada yada. So it's built and it looks nice. So nice, in fact, that the president's son is one day walking by and decides to take it. Just...take it. That's all. Sign it over or else.

    Or you've got the country's pension funds. Like half of it goes missing over night. The authorities "can't" find what happened. But one of the president's friends has left the country and is suddenly showing up elsewhere. He's suddenly a billionaire. Years later, nobody can find the trail. Somehow.

    Or you're rich and you've invested your money in media - kind of like a local Murdoch. You broadcast whatever your buddies in the government ask you to broadcast and you ignore the rest. But one day your buddies fall from grace. Two weeks later, you're jailed on made up accusations and little to no evidence. When I say "little", I mean fabricated.

    ...or many other scenarios. By the way, the three things above happened, they're not just "scenarios". It's difficult for you to imagine that, being Brits and all. But this stuff happens on a daily basis. You can't imagine, say, Michael Gove suddenly signing over one of your islands to one of his friends. But this (different island though) also happened in another country (EU country)

    So what can you do if you happen to be (somewhat) rich? You obviously need to stash your money elsewhere. Somewhere where justice is not something you just step over. Now, like I said, if you've got 7 figures...sure, you'll go for Belgravia or whatever. But if you've got 6 (which still makes you a mogul in your country)...well...Norfolk isn't that bad...and it's certainly safer than your local banks.

     

    $hit I'm sure.

    Powerful people taking what they want in corrupt countries, evaporating their paper trails behind them. Shocking stuff.

    So why early in the thread are you defending the corrupters' rights to launder their ill gotten gains via the UK property market?!? 

  3. 3 hours ago, Cryptotrader said:

    A friend, who worked in IT for 30 years and can't get an IT job since he turned 50, recently applied for Aldi.

    He had to fill an online form and do an on-line test that took 2 hours. The test, he said, was not a trivial walkover by any means - requiring rapid mental arithmetic, knowledge of ratios and percentage calculations, workplace psycology and second guessing 'The Aldi Way'.

    Then he had a first interview.

    Then he was invited to an 'Aldi Experience' where, on the hottest day of the year so far he had to work like a dog for four hours stacking shelves and moving pallets around in the storeroom. He had to buy a pair of steel capped shoes from Screwfix to attend this. The store manager was impressed with him but made it clear that the decision to hire was not up to him.

    Then he had a 1 hour interview a twenty something area manager lady who had the final decision - he thought it went well.

    A week later he received an email notifying him that his application was unsuccessful.

    I guess he must have applied for hundreds of similar jobs with similar results. He's articulate, easy going and has a good work ethic.

    Last week I heard he stopped applying for jobs and has become a 'carer' for his elderly mum.

    Anecdotal I know, but I think it serves to illuminate what is really going on as opposed to the Orwellian double-speak.

    A recent article in the Guardian highlighted how some NMW retail jobs in London had selection processes more suited to a West End musical production casting than a shop job.

    Or those jobs don’t exist.

    quite handy having the budget for an unfilled role.

    it also feeds the we need to import skills narrative after pumping out ridiculous job specs.

    I also love the “there’s x thousand unfilled vacancies” canard.

    Yeah ok go on Totaljobs.com.

    out of a search return of approx 50:

    at least a dozen were duplicate adverts, either directly or in directly via different agencies.

    Over a dozen were adverts for courses

    and quite a few jobs which are always advertised.

    utter BS

    I do agree with others that good experienced IT people are in demand. Usually as contracts though.

  4. 12 hours ago, Horridbloke said:

    1998... I bought my first modem the year before. Freeserve was a serious game changer for domestic internet in the UK because the only charge was a local rate call. I recall going into the local Dixons for a setup CD and asking "What's the catch?". Just think, you could browse the net at home for only about a quid per hour at the weekends.

    On other matters I'm a little surprised I'm still driving a recognisable car in 2018 and don't expect to be doing that in 2038.

    We had Karoo in Hull. 5p per local phone call (no matter the call length). Same with internet.

    Great back then, not to great them having the monopoly now as they’re very expensive. Heard awful things about BT though.

  5. 3 hours ago, Trump Invective said:

    For the complete demise of the tory party, I want them to remain in power. I want them to see through Brexit (even though it wont actually happen - the effect will be too dramatic on the party that implements it), to see through the impending downturn, to be there as the plates stop spinning. Patience is required. If Labour take over in the near future, they will take the hit. Possibly they will cause the plates to stop spinning faster, I'm not sure. But the tories deserve to reap the results of recent policy (though of course its actually the everyday folk who really reap the "rewards").

    +1

  6. 25 minutes ago, zilly said:

    There are two types of countries: those which are industralised and those which aren't.

    In the '80s it was decided that he best way forward for this country (likewise the USA) was to unleash the power of the world of finance, and that the 'trickle down' would benefit us all (a lie, naturally).

    There will be no 'recovery' apart from in no-skill, low-wage 'service' jobs because we don't make very much here at all; and most if us a re now saddled with cradle-to-grave (nearly literally) debt and well and truly in the grip of the usurer. Many of us have to find vast amounts of money to give to banks for the simple facility of a roof over our heads.

    All part of the plan! We are 'post-industrial' now and our business now is mostly financial speculation, and rent extraction.

    We have undergone, if you will, a financial coup d'etat.

    Consult Marx for what comes next after your 'business' becomes the making of money from money/debt, and there is little industrial output.

    Great post, but one minor flaw:

    Low wage/skill jobs are service industry based, and soon these will disappear too when everyone’s disposable income falls to zero.

    Zombie economy propped up with zombie debt.

  7. On 22/05/2018 at 14:40, kibuc said:

    As I recently had to remind my EA during the renewal process, they provide absolutely no service to me.

    They prepare the property for listing so the LL doesn't have to.

    They list it so the LL doesn't have to.

    They deal with queries and viewings so the LL doesn't have to.

    They verify prospective tenants so the LL doesn't have to.

    They produce and negotiate the agreement so the LL doesn't have to.

    Finally, they handle closing the deal (signing, handing out keys, inventory) so the LL doesn't have to.

    Then, during the tenancy, they handle all the business (deposit protection & property maintenance) so the LL doesn't have to.

    On the other hand, I still have to go through the process, regardless of who's on the other end. I need to search for a suitable property, dedicate my time to view it, prove my income and residency status, negotiate the deal and then read it cover to cover. I need to turn up in person to sign it and collect the keys. I need to report issues as soon as they occur. What exact burden is EA taking off me that would justify any fees or charges?

    Like having their cake and it...

    Good to see this being ratified. Hopefully the debate won’t get talked over by the usual time wasters..

  8. 2 hours ago, fru-gal said:

    In 30 years there will be no more state pension and we will be bowing to our robot overlords. 

     

    Funny you should say that.

    Retirement age is increasing (and will continue to do so no matter what the trends in life and good health life expectancy dictate). To a point where many if not most will die before they reach it. So basically people are squirreling away vast pension funds they have a good chance of dying before they can draw from them.

    Also yes there will be no state pension as everyone will be on the rock and roll instead. AI/Automaton will take over most jobs, and not everyone can work for the few jobs left at B&Q.

    So basically the article is moot, as pensions will be pointless as you’ll probably die either at work or on the dole. Those who do cling on to this mortal coil, good luck in acquiring that pension fund with < 20 years working.

  9. 14 hours ago, Kurt Barlow said:

    Would appear so.

    They can see the 120K of shares held in Barclays ISA / SB Account

    They can see the 5K a month of salaried income going in to current account 

    They can see another 1K of miscellaneous investment income

    Computer still says no. 

    Probably instant Precheck decline if one or both applicants have lived in current UK address for less then x years/months. I doubt your application even got to the scorecard bit, although a credit Buearu check would reveal this.

  10. 2 hours ago, TryingToWin said:

    It sounds almost like the problem is migration.

    It sounds almost as if the problem is the increasing population and nothing to do with landlords but the increasing competition for housing.

    We like to pretend that if BTL disappeared that somehow it would change the fundamental dynamic of "who wants it more pays more" regardless of what it is and what they intend to do with it.

    hmmm.

    Yep it’s all dem immaagrraannts oh yes er ree..

  11. On ‎11‎/‎05‎/‎2018 at 22:31, BuyToLeech said:

    And yet the average number of people living in each house has fallen, prices fell when building stopped and rose like mad during the construction boom, and rents have essentially been static, when adjusted for inflation.

    Moreover, more people than ever own multiple houses.  Funny kind of shortage that.

    You aren’t opposing the free market rhetoric, you are buying into it. 

    The housing shortage lie exists precisely to shift blame from the market and from landlords and to place it onto the planning system.  

    The planning system is shit, but It isn’t the primary cause of the housing crisis. Blaming it is just an excuse for the failure of the ‘free market’ designed to let landlords and banks off the hook.

    You aren’t experiencing a shortage of houses, you are experiencing a shortage of houses on the market. 

    Thats not the same. Increasingly, people don’t sell, they just rent it out innit. At the same time, more people than ever are trying to buy because they want to become landlords. 

    None of this means building should stop, it just means that people should stop drinking the housing industry kool-aid.

    Brilliant again BtL

  12. 8 minutes ago, iamnumerate said:

    London has enough houses for all the workers there, but sadly houses lots of other people as well.

    Another symptom/by product and why London is a victim of its own 'success'

    London doesn't have borders, you don't need a visa or a job offer even to move there from Grimsby. Concentrations of jobs/work will always attract concentrations of job seekers (or that's the excuse anyway). Basically if you take the jobs from other places, expect the economic refugees to follow suit.

    I agree there's plenty of houses, yet these tend to be all hoovered up by BTL/speculators preying on the economic refugees outlined above, further adding to the clusterfook.

  13. 11 minutes ago, iamnumerate said:

    But if it did not exist, the black hole might be in France and dragging people there and not paying as much in tax to the rest of the country.

     

    Saying that I have some sympathy for your view, I am not sure who is correct.

    The reason why the blackjole holds all the light, is because it pulls it all from everywhere around it.

    Ergo London for a variety of reasons holds all the wealth/capital as it sucks it from everywhere else. If most the nation's HQs are here then of course that's where most of the tax comes from, despite the work causing the tax being conducted elsewhere.

    Which is fine, apart from all the problems we have today. If London insists on pulling all the best workers past its event horizon, then it should also suitably house them. Same as you can't expect service staff to commute in for NMW without massive subisdy.  Can't have it both ways. The jobs need spreading out over the UK, not concentrated in the SE.

    Sure places in London have always been expensive, but not all of it, and not at current levels/wage ratios.

  14. 5 minutes ago, spyguy said:

    Top rated comment:

     

    'Surely this is a great thing. Foreign capital investing in the UK. Replacing high cost, inefficient and bureaucratic housing associations?

    From my direct experience of housing associations, it is a complacent over managed, sub scale sector. CEOs paying themselves £200k for managing 25k properties.'

     

    I'd say you wrote it, but it's readable...

    #bantz

  15. 10 minutes ago, goldbug9999 said:

    This is the problem with "affordable housing" or any other means of trying to make housing cheaper in a target way, you end up creating an arbitrage opportunity. The only solution is to bring down prices overall.

    Yep

    Affordable housing is a misnomer, all housing should be affordable against your circumstances.

    Boomers will point out there’s plenty of ‘cheap’ £80k flats/houses down stab street in Rapesville (which was £20k 15 years ago). You just need to lower your expectations, as they did buying houses with outdoor privies and 100 miles from work..

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