bumblebeeandboy

My mum is always at the Dr's for one of many ailments. However all of her conditions would be improved or go if she lost weight and exercised. Dr's, physio,me all say the same but she doesnt bother. Says she ll change each time as the diagnosis gets worse but doesn't. Takes more and more pills which are now causing more issues. I know the Dr's might be so frustrated seeing this again and again. In laws are the same. I'm very determined not to be like this As I get old.

Someone I know their sale has just fallen through due to no service charge cap. Their buyers were first time buyers and the property is a flat (built in last 15 years ish). Mortgage company wanted written confirmation from the management company they wouldn't put charges up by more than 30% over a time period (not sure what time period). Management company could not promise that so the mortgage company would not agree to the mortgage. This is the 3rd time sale has fallen through, first 2 offers were small time btl investors who pulled out days before exchange. If ftb can't buy a flat designed as a ftb flat then who can ever buy it? In the meantime they are bursting at the seams as they now have 2 primary school age children and desperate for space and a little garden.

Our lloyds has gone. Local pharmacy is rubbish everything always has to be ordered in. I don't actually need anything but my mum does. She's at the drs almost weekly a pill for every ill...

2 examples of colleagues are way higher increases than this. One who bought family home in covid Gone up £600pm about 35% increase on previous monthly payment. They also changed to IO from repayment or it'd be higher. Another family increased by £450pm. They bought their house about 5 years ago on a very low fix. That's a % increase of approx 50%. These were a few weeks ago the rates they got have been pulled. All middle class families South England. All struggling with increased bills generally.

The elderly I'm talking about aren't even that old and definitely not frail. Partly can't be bothered, don't have knowledge of nutrition. All over weight, health problems linked to weight, borderline diabetic in one case. Live in £500k to £900k houses, spare cash so its not money related. One told me how her neighbour 15 years older in her 90s still cooks daily. Batch cooks for herself. Funny enough that old lady is fits a fiddle and not overweight. Their interest in nutrition stopped years ago and not kept up with knowledge. Definitely the 70s packet generation.

Elderly I know eat a lot of ready meals. Ultra processed crap. Mil always questions how I make something like a spag bol without a packer mix

Oncooking groups I'm in home bakers combining lurpak now 200g not 250g. Many recipes are based around traditional pack sizes eg my cheesecake 2x 300g philadelphia except now they are sold 225g snow I need 3 plus I have waste. I'd rather they just put the price up!

Friend works for one of the big diy stores. Business is worried, should be in the peak buying /garden season but its not even started for them yet. Normally in an economic downturn they see people spend more on their home instead of going out but it just isn't happening. Weather is dire and obviously not helping. Rather a large excess of hot tubs in stock too. Everyone I know with a hot tub barely uses it due to the cost of heating it.

The only old people I know have plenty of money even ones that held traditional working class jobs. Forever buying crap, whereas every family I know are two incomes and struggling to keep up with food bills. The pension increased really feels wasted in the people I know.

Yep downgraded ketchup too. I do prefer Heinz but not at £4 a bottle.

Kelloggs crunchy nut I used to buy the 1kg box, often on offer. It hit £4.99 about a month ago and that was the point I stopped. Own brand £1.09 for 500g. Saw on Friday the 1kg branded box is now £5.50 seriously yikes. The own brand isn't a patch on Kelloggs, but it means I don't "treat" myself to a bowl of an evening. Saving money and calories! Kids gone back to choosing porridge more frequently too.

Some on the market over a year. Last year one went on for £280k which was £30-50k more than others in the block that had already been on a year. Just dropped to £199k. Its empty but family has to keep paying service until its sold. Loads of new ones near us have been built. Why buy an 20 year old one when a shiny brand new is the same price. Such a great idea but charges are crippling.

I'd say very high. Family 5 (3 teenagers). 5 showers a day between us, lots and lots of washing etc. On a meter £42pm

Will they increase pensions in line with inflation but then next April give no or significantly reduced help with energy bills.....

In the baby industry the kids organic clothing, eco wooden toys have completely died. The second hand market for such items used to be huge and attracted buyers to buy new as they could recoup 75%+ of the initial outlay when they sold it on. Now stores offloading previous seasons at 80% off new Second hand market can't give it away as might as well buy new. Feeds back in to fewer buyers buying new at full retail.

There are so many on the market locally. Not selling at all. Some have been on over a year already. The service charge was £250pm on one last year I dread to think what it will be now. Thing is these could be a great place for elderly singles. Always company around, no strangers knocking on the door trying to con them. Appropriately sized but the service charged are just extortionate.

Martin Lewis quoting now 78% increase in October.

I've been watching the retirement flats near us in surrey Barely any sold in the last year but more and more for sale. Some being sold below what the resident paid for them, families must be getting desperate as they have to pay the services charges even when the resudent no longer lives there. In some cases big drops £150k making those that havent dropped looking hugely overpriced. The older 80s retirement flats now selling sub £90k. The service fees were chunky 2 years ago, I wondered what the energy crisis has pushed them up too. They are a great idea for elderly living alone, always company around but long term a financial disaster.

My industry (baby clothing, toys, accessories) is really desperately slow. Sales going back sub 2019. People are watching their money very carefully. Expensive organic kids clothing is dead. Seasons end with stores still having full ranged. It's discounted and people stock up at 80% off so buy less next season.

Everytime I order for my online business (b2c) the box price has increased. We had to increase our postage rates and free shipping level again in Dec as its eating away at already tight margin. For the items i sell (baby products) price rises are all starting to come through for February. Up to now suppliers have absorbed rises, used stock reserves etc. This week so far 5 of my brands have announced their new rrps with rises varying from 12% to 57%. All saying they just can't absorb any more. As one brand announces more are using that as the green light to follow.

https://www.moneysavingexpert.com/news/2021/07/tesco-bank-current-account-closures/

Family works for a national housebuilding. His region is Surrey/Hampshire. Last week they sold 0 ! Before they were flying, now just dried up. Neighbour just put house on the market. 2 weeks later 25k taken off list price (around 4%). Very very slow,little interest. This is a ultra popular road.

Office in our town (surrey commuter belt) with a sign to let/may sell... I expect to see a lot more of those.

Just seen this on a local selling site...not even a house in the area of the group.