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sleepylioness

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About sleepylioness

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  1. An alternative explanation is given by a poster commenting on the article. She says that Lauristons are asking for £999 in fees *upfront* then 0% commission on sale. So it looks to her (and me) as though Lauristons are desperate for immediate cash I really really hope they go under - they used to be my letting agent. They kept forgetting to press the button and claim my direct debit rent every month, then writing to me cc my landlord two weeks later threatening to evict me. They really were the most useless bunch of idiots I've ever met. My landlord agrees - he had 24 properties looked after by them and ended up taking them all away because of the poor service he and we were getting. They can't go under soon enough for me.
  2. Will be 30 this month, single, renting 2-bed flat in South London which I love at £880 a month, with reasonable landlord. Spent far too long at university gaining useless humanities degrees but don't regret a minute of it. Currently a Civil Servant in quite a cushy job (37 hour week for a pretty good salary). Previously ruined my health in another job that involved working all hours; have promised myself will never do that again. Plan to work part-time eventually so can reach some goals - more exercise, healthier living, more reading, adopting a child... Have some debts (now c. 6K) from all the years of being a student and am devoting myself to getting them paid off so can start to save for a deposit. Am waiting out bottom of the market before buying. Have excellent credit record and v stable job so hope will be able to get mortgage at that point without ridiculous level of deposit. May have to rely on loan from bank of mum and dad for this, though. I was never taken in by the boom and have been advising friends not to buy since 2003. Not quite sure why. I have an excellent ******** detector and knew my history (perhaps those humanities degrees aren't so useless after all ...) and could not see how HPI was anything other than an irrational bubble. It helped that I remember my parents suffering during the crash of the early nineties (they're fine now) and how much money they lost moving cross-country at the height of it.
  3. "Everything you see on the television or read in the papers or hear a politican say is completely 100% true. I think "reasoned analysis" in this case means "analysis within the mental narrative and cultural framework the BBC tells me"." Beautiful straw man there, did that take you long to build?
  4. OK, I've heard a lot of conspiracy theories online, but this one was new on me. Here's what I found under 'Common Purpose UK' on wiki: 'Common Purpose has of late come under criticism from intelligence writer Christopher Story,[9] a former adviser to Prime Minister Margaret Thatcher,[10] and ex-British naval officer and submarine warfare expert[citation needed] Brian Gerrish who claim that its aim is to control the United Kingdom.[11] Similar criticism of the organisation has come from the Campaign for an Independent Britain, the United Kingdom Independence Party, David Icke and the British National Party.[citation needed] Common Purpose trustees recently issued a brief response to these criticisms on their website.[12]' (their response is here: http://www.commonpurpose.org.uk/home/about...statement.aspx) Common Purpose is simply a leadership training programme. It helps businesses network, particularly in the EU, and it keeps the contents of its seminars secret (as do many training programmes, because they don't want people to nick their ideas and because sometimes course content depends on people coming unprepared). If you google common purpose you quickly end up in some pretty unsavoury territory - the far right and the BNP. The (relatively) more moderate right such as UKIP are also there: but only on the anti-European side. 'international bankers' is a well-known code-word for Jews - again, google it. It's used by such as the BNP because it is no longer politically expedient to talk about Jewish conspiracies openly. Even wiki mentions its use as a code word: http://en.wikipedia.org/wiki/International_bankers And I wouldn't bother citing Noam Chomsky (whom I respect massively) on limiting free speech and thought - he didn't mean that we should give credence to any view, no matter how far fetched and offensive; look at his views on the 911 conspiracy, for instance (he thinks there was no conspiracy and those who posit one are merely misdirecting a lot of leftist activism). To cite another hero of mine, Tony Benn, "the far left and far right meet up round the back. This has always been the case". (I heard him say that in a lecture, don't know if he's written it down somewhere). Now, anyone want an argument on the evidence, rather than on supposing I'm either a stupid member of the sheeple or, gasp, in on the conspiracy?
  5. Quite: I subscribe to "Never attribute to malice, what can easily be explained by stupidity." ... and greed. Given that this government seems unable to organise a piss up in a brewery, do we really think they're capable of planning and organising a whole-sale societal collapse? And what good would it do them anyway ...?
  6. Fine. Then you might like to look more carefully at the company you're keeping.
  7. Very few earn over £100K. And those that do are partners. Locums and salaried GPs (and most partners) get nothing like that.
  8. Kerrrist - this thread really is the sorta thing that gives HPC a bad name :angry: We all know what 'international bankers' and 'Rockerfeller' is code for. Why does anti-Semitism always rear its ugly head whenever there's a monetary crisis?
  9. As one of those single, good job, 29, still renting types - I have to say I can understand the "why bother saving" mentality though. You and your partner were presumably confident that if you scrimped and saved, within 3-4 years you would have a deposit for a home you wanted to live in. We know that no matter how hard we save we will not get a deposit for a flat we'd want to live in, as house prices were rising much faster than savings. So what was the point? Remember also that we have student debts, unlike you ... (things are different now - and I've started saving ...)
  10. Of course, in the thirteenth century life expectancy was about 40 if you were lucky, the plague was a constant threat, and you were probably owned by the local Lord (so no change there then ...)
  11. This sounds about right. I now live in Zone 3 (renting) but if prices drop a lot I'll be looking at buying nearer in.
  12. Yeah, Highgate's a bit of a mystery to me too, especially the bit the other side of Archway Rd (the A1). OK, some lovely period properties, but there's no shopping to speak of and you're reliant on the bloody Northern Line. Takes ages to get anywhere. I used to rent a tiny studio there, before I realized I could get a lovely 2-bed period flat sarf of the river for not much more. Much happier here.
  13. Ah, but within a couple of years I bet they'll be selling for nearer £60K than £175K
  14. What I really hate is the social or moral judgement that comes with the term. 'Homeowners' are somehow more valuable members of society than us mere tenants. I've lost count of the number of times I've been asked by people whether I own my flat and have had to admit "er, no I rent, actually". The last one was a healthcare professional who was assessing me - he said "oh, it's OK, we just like to get a picture of our patients' lives". WTF? :angry:
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