Jump to content
House Price Crash Forum

MarkNewby

New Members
  • Content Count

    21
  • Joined

  • Last visited

About MarkNewby

  • Rank
    HPC Newbie
  1. Or that EUK staff haven't actually been laid off - are there any quotes from staff to put pay to this? ... after all I might add, aren't / weren't EUK the 'distributor' - i.e. they would be responsible for delivering the CD's - no staff = no delivery / distribution?
  2. The people signing this petition aren't thinking straight. TV license gets us films and programmes without commercials. Sports too. Idiots.
  3. The danger is how long before property developers start using this in their brochures?
  4. http://uk.youtube.com/watch?v=RKCMGGN1HFo Quite obvious when you know what to look for
  5. Living in the countryside would be my idea of hell - manchester city centre is where it is for me... but not at that price unless I do well in the lottery tonight
  6. http://www.rightmove.co.uk/viewdetails-192...p;mam_disp=true £50k off :-) http://www.rightmove.co.uk/viewdetails-190...p;mam_disp=true £75k off! http://www.rightmove.co.uk/viewdetails-100...p;mam_disp=true Didn't think it was possible but... £100k off!
  7. Sorry to say this but I agree with Realistbear on this. The simple fact is that if your parents are for example scousers, and you are born in London, you are a scouser born in london, not a cockney. Applied to the argument in question here, a child / adult born to pakistani parents [i.e. a mother and a father FROM pakistan] who was born over here would be a british-born pakistani. If this person then has a child with a another british born pakistani, the child is still by definition a 'british born pakistani' as they are still 100% pakistani. Only if that share drops below 100% do they become 'British'. As it is often the case that the indian community is a strong one, i'd say its a fair assumption to say that they would be 'British born pakistani' terrorists as opposed to 'british' as it tends to be that they will seek partners within their own communities, barring a few exceptions where people rebel against the communities / denounce their religion and are forced out. [edit: slightly changed my wording there]
  8. Did someone drop the green marker pen?
  9. Ugh. We went to the woolies at Manchester Fort retail park tonight for only the second time ever [the first? we were hungry and saw it had a cafe from the signage. We headed in, saw the 'cafe' area and headed back out before we caught bought anything.] We braved the entire store tonight - and I'm not surprised its going under. There were quite a few things which had just been slung into the middle of the shop floor on their pallets, all still in boxes, with one or two boxes open to show customers what the 'pile' had in it. The shop layout was confusing; we walked down a small isle of stationary, and wondered where the rest of it was - we then realised that the stationary section zig-zagged across the store in amongst other sections. It has the feel of a supermarket but without the purpose - with the likes of ASDA or Sainsbury's you have a reason for going there - to get your groceries - and then they tempt you into buying other items such as clothes or electricals because its convenient for you to get them in the same place at the same time. With Woolworths, you've got all the 'extra' little bits but only chocolate / sweets for food - it just feels like a bit of a jumble sale. I personally think if it's going to be sold it'd make a great source of growth for the likes of ALDI / LIDL - they could basically nest themselves into the existing 'big w' stores and gain supermarkets overnight. The inner-town / high street branches would then be a great way for these cheaptail supermarkets to open up Tesco Metro style shops. p.s. no out-of-the-ordinary discounts here either
  10. *falls over* £150... for a toaster. http://www.verynice2.com/dualit-combi-2-1-...-pink-31211.php Does it make cups of coffee for you too? Nope, you need one of these to do that: http://www.goldstriker.co.uk/personalgifts...feemachine.html
  11. They're only a bit 'better' priced to be honest - there's a 1 bedroom typical city centre box flat for £107k in Glasgow - apparently it sold for £143500 - for that you get the normal apartment style 'lounge and open plan kitchen' (read: lounge with the useful bits of a kitchen at the back - perfectly fine just hate EA spin), 1 bedroom, 1 bathroom, NO parking, NO balcony and its not even a purpose built apartment; its built in the former offices of The Herald. To me, that sounds like a ALDI property which sold for Waitrose prices and is now on offer at M&S Food prices. It's a drop but its pricey! The cynic in me also wonders if this 'sale' is to get much needed cash into the pockets of developers to allow them to keep building.
  12. Wow, thanks for all the comments / responses - a few points to throw into the mix: 1. Having children isn't something we can or intend to do. We'd much rather get ourselves a fluffy kitten 2. We're both 100% for this idea - we practically suggested it at the same time and are positively buzzing about it 3. We're currently renting somewhere for £725 / month - and at the moment the best 20 year repayment on a mortgage for £135k we can get is over £1000pcm. While the sum total of the outgoing is more (£725+£600 to rent and save vs ~£1000 to buy/repay) it's much safer to take the first option because we can be more flexible and take a break from saving to have a holiday etc. 4. We've got to the figure of £300 a month each by looking at how much we both earn and what free money we have after we pay our bills / groceries etc. Saving at this level basically gives us about the same again each to spend each month or to save for holidays towards a summer holiday etc. We're still very much going to be able to be able to enjoy ourselves with the money that's left, and also as we're both computer programmers [well, i'm a web developer so not technically a computer programmer ] we can earn extra bits of money by doing small freelance jobs. 5. We're not saddos or trolls, but i can understand why you'd think that of us - the main reason for my wanting to do this is because i've had my fingers burnt early by debt by nievely taking out a £4500 loan to pay upfront for 6 months rent in a flat. I don't know why the hell I did it looking back, but the lesson I learnt was a big one - debt is Not Good . My partner on the other hand has never even had an overdraft; totally debt free and likes the idea of keeping it that way. It's good to know we're not the only ones doing this
  13. Hey all, Me & my partner are about to embark on something we think is a bit radical and were wondering if anyone else is doing the same out there. From next year we're going to put away £600 per month into savings for 15 years. Once we get to this point, we'll have £150k and should be able to buy a house outright in cash. We're also 'taxing' ourselves to help boost the amount of savings we're putting away. So for example if we spend £10 on eating out, we've got to put £1.50 into the house fund. Also taxing groceries (5%) and alcohol (15% store bought / 20% night out). Basically the reason we're embarking on this is because we had a little look at what mortgages were available for the sort of place we're after (£150 2 bed flat in the city centre - obviously the price will fall over time) and we'd end up paying more than double the price of the house in total - even if we put forward a 10-15% deposit and we just don't see the sense in it. For the record, we'll be around 37-38 when we look to buy.
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.