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Cameron Phillips

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About Cameron Phillips

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  1. Sorry if I'm being myopic here but wouldn't children born in 1958 earn more than their parents due to World War 2 pretty much destroying our economy and also the dreadful post war austerity?
  2. Interesting that you say "career welfare dependants". I deal with some of these on an almost daily basis and they have no motivation past watching Trisha/Jeremy Kyle all day long. I suppose that's their perogative and they don't know any better (endemic to the family) Then there are those (usually Eastern European migrants with recourse to public funds) who will work themselves into the ground at minimum wage or less. These even have two or three jobs and are hard working, intelligent and good natured - never bugging us or banging on - just happy that we're helping them (if/when we can) We also have a fair load of Somali's. Interestingly most of these head to Holland first and acquire a Dutch passport. Some work, most don't. Many have families with over 6 children. We have to help but sometimes these people havn't paid a penny in taxes (except perhaps VAT) and are effectively housed in ghettos. I don't want to generalise, however. There are exceptions to all of the above. The Somali on 60k+ I.T. job, the Chav who studied hard and now earns 20k+ and the lazy Pole. Ok, I made the last one up! I think our instant gratification culture is one of the primary causes of a lot of the ills in this contry. Even kids finishing last in the 100 metres at school get a trophy nowadays. No wonder when they grow up and see a Plasma TV they just put it on credit and repay the minimum - wow a HD TV for £5 a month! It is so very very sad to see the gradual but inevitable social degeneration of our country. Cartimandua51 - That would be all well and good but the extra expense of having external doctors assess each applicant would bankrupt us (probably) and also set back medical reviews, harming those that actually need them! Masked Tulip - I have a feeling the local paper already knows but won't break the story for a couple of months at least (I'd guess after/if the first purchase is made)
  3. Mr Parry - apologies, I missed your question at the end of your previous post. I've not seen any engineers/surveyors as such on our register yet, however I have seen a fair few "managers" from retail establishments. They seem to be mostly bonus driven (think mobile phone sales and the like) and mortgaged and borrowed to the hilt. Mostly mid 20s as well, which is a change - we normally get those straight on the register when they get to 18 (endemic to the family) those old people who can no longer afford payments or immigrants starting out in this country. To see mid 20s applying used to be a rarity. As for those who have stood on their own two feet not having a safety net - I'm not sure if this is true. We will treat them on assessment just the same as those who have leeched off the rest of us all their lives. What is true though is that those who have never paid in to the welfare state get the most out. One does wonder if this is deliberate on the part of this current Labour government to curry favour (and votes) from the Chav classes. I don't work for the DWP/benefits so I'm not too sure about specific benefits. However I am sick of the amount of times that people develop "bad backs" and move up a band on our system for rehousing. In one month we had 27 applicants all on the same estate develop "depression" and effectively leapfrog thousands of applicants. Supported by a doctors note there was little we could do. What I do know, however, is that this country has gone to the dogs, economically, socially and politically. Blaming the Labour government is all well and good but our problems are more deep rooted than that. It has been noticeable though that since about 2000 the gap between rich and middle class (and poor) has become wider.
  4. I don't want to be too specific about new initiatives however I'll try to elaborate somewhat. At the moment any development over the low teens has to have a certain % set aside as social housing. This can either be through the council or housing associations. However the main new housing I am alluding too is indeed through buying newbuilds. We have been approached recently (only really the last couple of months) by developers trying to offload stock to us at previous asking prices less about 30% These are mostly flats in ok areas but even the council isn't stupid enough to buy. I'd say previous asking prices less 60% would be fair. I expect if we (the council or, indeed, any housing associations) do buy then it would be 50% off last years asking but with caveats - no drug cases, just the ex-middle classes or those who couldn't help where they are etc. There is indeed one particular development which I find most amusing. It's located by a main road close to an extremely poor area of the city. The developers applied for years for redevelopment and were finally granted it in 2006 iirc. These developers are renowned for "regenerating" poor areas and have recently also redeveloped the Midland Hotel in Morecambe (I'm sure a quick google can give you their identity The largest "penthouses" were priced at 320k offplan. I believe less than 25% of the development has been sold off plan at (even for this housing boom) horrendously overpriced prices. The rumour going around the office is that the council will be purchasing said development upon completion for an average of 80k a flat. This is just a rumour at the moment but should I find out more rest assured I will post on this forum with such a topic as "320k penthouse is sold to council for 80k" Anybody who has bought in said development already is, in my opinion, up shit creek in a very very big way. A quick note on our benefits system - ours doesn't work. We do need a system to protect those that are truly vulnerable but our system is bloated due to all those leeching off the state. I'm not advocating a right wing Friedman-esq benefits agenda, just merely we use common sense and reinforce the current rules sensibly. Thanks for all the welcomes, I hope all my postings live up to the first.
  5. Just thought I'd sign up to contribute to this thread - I've been an avid reader for many a year but have never felt inclined to sign up/post. I currently work for a (large) city council in rehousing. Increasingly (over the past 6 months) we have had people ringing and applying for social housing who would a couple of years ago have been regarded as "middle class". For some it is very hard for them to fathom. They've worked most of their lives and have either been layed off or found the increasing rise in living too hard to absorb when combined with their mortgage debt. Some among you may scoff thinking that it's their fault for taking on such a mortgage, but without knowing individual curcumstances we can't comment. Some of these have never claimed a penny in their lives and this intense paradigm shift has led to break ups in relationships and, in one case, even suicide. Others fall into the category of being perennial benefits claimants and it is sad for us as rehousing officers to deal with these. They, surprisingly, always seem to know their rights about everything - visits, notices to quit, benefits - you name it and they know the loopholes. Then there are those horrendously sad cases. Those where women (and men) are suffering from domestic violence. Those where the husband has died and has had debts that the wife doesn't know about. Those that are really vulnerable due to mental health and other factors. Helping these is what makes this job worthwhile. Tellingly as over September last year 5.9% within the city boundaries were "active" on our register (ie they were looking for properties with us or housing associations - those already housed are classed as inactive) our latest stats were for March - now in excess of 7% are on our register and it's growing daily. Most of these are in our lowest "band" though. We normally have a bounce upwards in winter due to overstretching at Christmas etc but this is unprecedented. Our housing stock is also dwindling although some new initiatives are coming to counteract this. I don't want to be alarmist but we could well see an increase in the homeless on our street, especially if there are widespread job losses.
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