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mikew

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About mikew

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    HPC Poster
  1. hi, lately my posts dont appear, is my account locked?

  2. You mean at your parents next party when you manage to sneak a few drops of whiskey, and whilst you don't really like the taste you drink it because you think it makes you look impressive. A bit like your posts on here.
  3. Still waiting for you to reply to my question to you on this - WHY do you think vendors have no control at the moment, and where is your evidence?
  4. LOL you think I work for Labour. Oh boy. Wow, ok yeah, haha you got me. Yep, thats it. Dear oh dear, oh dear. *sigh*. I'm curious how old you are, where you live, and what you do for a living (suspect you live with parents) .. But yes, lol, I work for labour. har har.
  5. Honestly I have no clue what you are on about. Speak English and not text speak please. What is your problem with my plan exactly? Can you see any flaws in my logic? Who's number, address and price are you looking for and why do you need them? Edit: I think maybe you disagree with my strategy? You are puzzled as to why I would buy a house now, when prices could possibly drop? That my friend, is life. Sometimes we just need to get on with it, rather than waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... and waiting... yaaawwwwwn!
  6. Again, sorry to labour this, but I don't know where you are getting this from? Can you explain please? In my neck of the woods, vendors are calling the shots - as I said already. This is not a situation I like at all, and if there is anything I can do to swing the balance... great! But somehow, I just don't see what you are seeing.
  7. Coming economic shitstorm? lol, ok - yes, maybe it will be. There are a lot of public sector jobs in south wales - or rather, public sector jobsworths sitting on their arses producing nothing. Yes, there will be negative effect on house prices.. probably. But I no longer care. I can afford my mortgage payments (at the moment), so i'll buy a house. If my circumstances changed, I shall be insured against that (critical illness, job loss etc). As I am not buying outright (had considered this - but a 4.73% fix over five years is a good deal imo) I consider myself to be renting one half of the house off the bank. I've been a renter for 10 years (yes, 10 years) and a mortgage initially scared the shit out of me. But now, I simply don't care. If my earnings drop, i'll sell up. I'm keeping some in cash/equities outside of the house purchase anyway, as a buffer. In terms of outgoings, this morgage will be approx 500 per month more than renting. Thats ok by me. Honestly I think we are broadly on the same page. I've just been putting a viewpoint across, and every time someone speaks on here there is a lot of agression. This board used to be a lot more chilled and mature.
  8. WTF are you on about???? You doubt i've waited 2 years? OK, I haven't been sat on my **** *waiting* for prices to drop, but since being back in blighty have deliberated rented to sit out the crap thats been going on and thats approx two years. Govt policy is to maintain house prices at any cost, therefore, in it to win it or sit on the sidelines - your call. I've a good deposit and can take a hit of 30-40% in the medium term, any house I buy will be for 10-15 years as a minimum anyway. So now, i've found a place I can live in and i'm going to buy. My choice, my decision. From reading this thread, there are a lot of dillusional bitter people on hpc.co.uk - there are no "desperate" sellers in my experience, and offering 270 for a 350k house is likely to get a no uncertain terms F off from the vendor. Ask me how I know. Again, merely commenting from my experience.
  9. The only reason you say that is because you think I don't follow your way of thinking. Actually, I do - thats what brought me to this website in the first place. However after waiting for two years, am starting to believe its a load of "cack" as you put it. Admit i'd had a few jars when I wrote it. Try and put up a counter argument rather than drawing on schoolboy retorts though eh, theres a good lad LOL. Curious reply. You must have some skill if you think you can correlate web ramblings with earnings. LOL. I'm super curious on this - how do you think rich people write then? I'm not rich btw, or don't consider myself rich. I have a good deposit through prior good fortune. I earn a good wage because I work damned hard and have gained experience working in lots of different countries. Plenty of people bleat on about being on a shit income and when you drill in a bit find that actually they just sat on their arses in the same job or line of work for the past 10 years.. South Wales. Listen fellas. I can understand why you are bitter - I am too - its all a big rip off. But i'm starting to think - if you cant beat them join them - and I bet a lot of people are too. I'll even vote Labour just to make sure the party keeps going LOL. hmmm maybe not
  10. Exactly - my thoughts too. There won't be huge and sudden drops, but a gradual erosion over the next few years as wages etc catch up. I'd lived outside the country for 10 years and got back a couple of years ago - looking in job centre and job agency windows, surprised how low earnings are 10 years later, in fact they had not changed much as far as I could see. THATS where the correction lay.
  11. Where are these desperate sellers? Seriously? Tell me, because I want to know. There are NO desperate sellers where I live, only a ton of buyers jumping on anything half decent as soon as it hits the market. Thats MY experience of this. I'd LOVE there to be a full on balls out crash, but after 2 years of as you put it "After the biggest banking/economic collapse in history" we are still waiting. Its not happening. I think a lot of people on here are bitter and twisted and I don't blame them, but its skewing your view of what is actually happening outside of this housepricecrash.co.uk bubble.
  12. No offence, but I read your post and think - this person is full of BS and living in some fantasy land - just jealousy you understand. Good luck to you, but I am deeply sceptical of your posts. regards, etc.
  13. FWIW, i'm looking for a place at the moment. In the area I am looking, decent houses are on the market for a very short space of time before going SSTC (example: three bed bungalow £330k one week before SSTC), and some appear on the market as SSTC. It sucks, but thats the reality. Its very competitive. I don't know where the majority of HPC users reside but it certainly their experiences do not reflect what I am seeing locally (cardiff). Also as a previously vehement believer in HPC - how can prices be sustainable!!?!? - i've decided to throw in the towel and have offered 5% below asking on a £390k property, to be told in no uncertain terms that the minimum vendor will accept is 2% below asking. Funny old world isn't it. I've given up on HPC. I've the equivalent of a average in house price cost in my bank accounts and i can't see prices dropping in actual terms ever, maybe in nominal, but then i earn a good salary and frankly am past caring about the whole thing - its just not going to happen. Too many super rich people have too much wealth stored in property for there to be a real adjustment allowed. I am throwing in the towel on HPC as a logical and reasonable idology which is unfortunately living in lalalala land as it doesn't fit in with the ideology of fact - those who actually control the big stuff in this world have too much vested interest to allow it to fail; you are either in it or you are not. regards, etc.
  14. Interesting, and i look forward to some analysis from other members My only thoughts are that perhaps argentina has been stung like that in the past.....
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