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House Price Crash Forum

spring

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About spring

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  1. I'm thinking of renting a flat with a mate in B'fast. Was it hard to find somewhere reasonable at a good price?
  2. deleted post - discovered story had already been posted.
  3. thinking of renting a house in belfast with a few mates. just a couple of questions if anyone can help: -do u usually have to go into a contract of > 1 month. if so, how long? -how does the money work ie. i take it we all pay the landlord separately? -what if one person moves out during the contract period - do we have to cover his rent? -if one person moves out-is it up to us to find a replacement? cheers!
  4. Just an anecodatal contribution - I remember when I started my current job in 2004 and was talking with colleagues in the canteen about houses. The general concenusus was that prices were too high and would crash. So I would call 2004 the tail end of the first (albeit) smaller bubble. I have a feeling that they may be right in that prices may have bottomed out for a while (possibly even a yr)...before they start to fall again. The hard part for us will be if they start rising this yr and u gotta decide whether u have the [email protected] to not buy and hope that they start falling again next yr. If
  5. i guess they need to keep the numbers of ppl they put thru the early selection process at a mangeable level. Easier to screen 4,500 recent graduates than 45,000 people.
  6. I'm 30 & got a pension statement in recently. In the projected income, it says that I can expect to get 10k a year at retirement (if the fund does well) & 3k a year if the fund doesn't do so well. There is a note about inflation to the effect that in 25yrs time, the purchasing power of the money will be half. Reading this letter was one of the most soberig moments of my life. I'm obviously s**ting myself and will be cranking up my % contribution asap. I mean...WTF is 5k a year gonna do for me....I'm likely to starve to death if I have to rely on this kind of figure. This will o
  7. what type of property do u want to buy & how much would you be prepared to pay for it?
  8. i agree with your post. i did what one should never do - made a quick assumtion without reading what had been written. i thought that some people were deluded & thought that strandmillas/malone rd houses would come down to 90k or something. u factored in that the houses in strandmillas would still be significantly dearer than the houses in e belfast etc. i apologize - should've read all the posts b4 commenting & looking like a *****.
  9. i have also been checking in here less & less as well as restricting my property news visits to once per month. i've realized that i am perhaps fooling myself into thinking that massive price falls are going to happen every month. i've seen aricles that say that house price crashes typically last 4+yrs. i have to keep reminding myself of this frustrating truth. i assume u live with your mum & dad at the minute. the only problem with u moving in with a mate is u wont have hundreds and hundreds of quid to put away for a big deposit any more. but i guess u have to balance that out w
  10. What about co-ownership though? Will it not allow ppl to get x3 from the mortgage lender and x3 from the co-ownership? i.e. x6 salary.
  11. Exactly the way I feel....I'll have to save even more to top up the pathetic interest.
  12. I'm starting to see a definite increase in sale agreeds. I know that a good proportion of them fall through. Initially I was a bit worried about this - thinking maybe things are taking off again. But then I caught myself on - there aren't enough of them to cause another boom. I'm starting to think now that more sales may be a good thing. Simply because it may help drive prices down for people who are genuinely moving house. Over the last year and a half, I've heard loads of people say: "theres no point reducing prices, cos people can't get the finance to buy" or "there's no point trying
  13. I assume this morgage leaflet was from the eary to mid 70s?
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