Normal

Why would anyone ever pay into a pension if it wasn't index linked for the time between leaving a job and retirement, regardless of how long that time was?

Just noticed that the Q3 report is out as well. London house price growth reaches double digits.

Link to the report.

Did you input the current rent and value, or the rent and value when you started renting your home? My results come out significantly different, but I still believe I'm better off renting.

They've actually revised last months up from an index point of 329.5 to 329.9 meaning last month was technically a rise flat. Edit: simple maths fail.

Close... "move in", pose for pictures, sell house for £100k and make a bit more cash selling the "shocking news about the real value of houses" to another rag.

One third of 62% is near enough 20% isn't it?

Easiest challenge ever. Almost. Either a) Use Google Streetview, a few clicks west is a sign saying "Fort Bovisand". Note that the lounge has views of Bovisand. Use Google Maps, enter "Fort Bovisand", get a link to "Discovery Divers" and their postcode PL9 0AB. Notice that the terrace that this property is in is labelled Bovisand Court. Use whatever method you like to convert that into a postcode. I'll guess at Number 1, PL9 0AD. You can look up ADSL yourself.

Haven't seen this elsewhere, apologies if I've missed it. For those lucky enough to have ILSC from NS&I, there are some changes to all certificates which are rolled over on maturity from 20th September. Penalty for cashing in early will be 90 days' interest and loss of index-linking for that year. Minimum balance will be £100, no idea what it was before. Single rate of interest. Instead of having the baffling return of "index-linking + (a gradually increasing percentage each year which gives an average rate of X%)" it will just be "index-linking + 0.25%" each year. Don't be fooled by the info booklet they send you, the "example" says 0.5% but you will get 0.25%. There are fewer options when renewing. As far as I can make out that means you can cash in or renew for either a 3 or 5 year term. You will no longer be able to convert to fixed-rate bonds. The good news is that you will now get annual statements and you can manage the certificates online or by phone. Joint holders can combine their investment allowance (I'm not sure why people didn't just each buy their allowance). You will now need to be 16 or older to invest. Those seem to be the highlights of the booklet. I can't find the same information online yet.

The figures to 17 Dec: http://www.johnlewispartnership.co.uk/financials/weekly-figures/john-lewis.html Online sales look like the biggest aspect of the growth.

Given that the last issue has been withdrawn due to over subscription, there isn't really a "current" issue, so being able to rollover at all is a bonus! IIRC they have always rolled onto the new "current" rate though.

Are 37 year old FTBs buying traditional FTB properties though, or are they skipping straight to that second home? BTL seems to have been buying the traditional starter homes.

<cough>

Unchanged due to a lack of data.

Not sure if the mods have read this thread yet, but I think it unlikely Fubra would want to be associated with what amounts to fly-posting or potentially criminal damage.