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House Price Crash Forum

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  1. Thanks I'll look into it. I've worked and saved really hard for about 18 years now and it's so frustrating having to gamble on stocks and shares just to try and get a return they may beat inflation, after fees, if I'm lucky. All my mates who are up to there eye balls in debt think I'm a mug especially when they all did so well out of PPI compensation. Is there a general rule of thumb for what percentage of savings you should have in cash, bonds, stocks and shares ect?
  2. Thanks I've been on the NS&I website and it states they are "Off sale" any idea when they might come round again.
  3. Thanks for the advice. I've been toying with the idea of transferring my cash ISA to a stocks and shares ISA fund, such as Fundsmith. Any thoughts or advice on this?
  4. Please bear with me as this is my first ever post, despite lurking since 2008. I'm in the unusual situation of not needing to buy a house for at least the next three years as I'm in the armed forces. I've been saving vigorously for 12 years now and I've manged to accumulate a grand total of £140000. Thanks to this site and it's members I think I've got fair idea of the economic situation in this country. Currently I've got £50000 in a cash ISA with Halifax and £85000 in virgin money instant access. What can I do to beat inflation and maximize my money for a house purchase in 3 to 5 years. Any help or advice would be greatly appreciated.
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