Report Shared Ownership - You Have Nothing To Lose! in House prices and the economy Posted July 6, 2012 I really don't see how you could claim he lost nothing (that's what the headline says?) or that he is now in a better position than if he had bought outright. Maybe he is, but it's certainly not obvious. Oh, and he is very unlikely to be better off than if he had rented. My post was refering to the no loss related to negative equity, there are obvious other losses involved with buying, maintenance, rents, selling etc. and I agree he is no better off than renting. My whole point was the negative equity, the fact he was expecting to take a hit and there are no consequences.