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House Price Crash Forum

Now or never

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Everything posted by Now or never

  1. Unfortunately the economy crashing puts me in no better position to predict those.
  2. Same here, each time prevented by the common denominator with their props. When they decide to remove, let the games commence! I believe they've found the perfect scamgoat to do it, and will do within the next six months.
  3. Agreed. Unfortunaty those that do not have the ability to join the dots will blame the scam they've fuelled.
  4. Saw this earlier; this happening with furlough. When furlough stops, which will coincidently coincide around same time as withdrawl of stamp duty; that's the bell for last orders. Anybody thinks this is going away, isn't thinking.
  5. I can say it 100%, categoricall will crash. Over 15% of the economy vanished in 12 months - not a problem until it is. Think about it.
  6. Yes, as in nothing to live for and no work. Government have manipulated house prices and debt for too long, it's now time to control the people. House prices are an irrelevance now. Wake up.
  7. Of course it's going to crash, its all being engineered to crash, it's what they want - a nice big pile of shite that can be blamed on something the sheep can understand and believe is the cause. You wait til they pull the rug, it's going to be mega.
  8. Absolutely agree. The response to this whole pandemic has been irrational and nonsensical in almost every way.
  9. Not a problem for me, but hangovers are becoming tedious.
  10. Most have been saying the same as you for the last 10 years.
  11. Any couple, no kids, no benefits, why pay rent when mortgage repayments are there or thereabouts and rent is considered money down the drain. It's as simple as that, no thought process, just a direct comparison of monthly mortgage cost against renting. If monthly outgoings can be covered, nothing else matters. Applies to all purchases.
  12. Not seen a mini boom down here on the south coast. Prices had been falling up until June, stabilised for a couple of months but seeing reductions again now. All seems very regional to me. They need more props to stop another downward trend for both house prices and the economy, though personally I think they've shot their load. Everything is against them, SD tax relief effects are waining, wave 2 around the corner, pent up demand gone, banks reducing LTV further, unemployment rising, incomes reducing, all coming to a head as we enter winter. If all economic and employment data is looking bad now, just think of the impact on the economy when house prices take their fall.
  13. This so called boom is going to wipe out so many FTBs, it will be heart breaking for them. I know many of these buyers, absolutely clueless to what is happening around them, you have to remind yourself this to understand why four months of delayed viewings and a sprinkle of stamp duty relief is having such an affect. On the face of it nothing has changed to these buyers, they neither know or understand any different, they're lambs to the slaughter.
  14. Until they change distancing guidelines, additional (bullshite) procedures/admin, etc, why would any business encourage workers back to the office when all it does is create cost and headaches. A shop must absorb all these additional costs but for an office it's optional.
  15. There are pros and cons for both workers and employees, but in the main I would say there are alot more pros for both. Just a handful in my office want to return to work, we've offered the odd day to return but so few takers makes it unappealing, for most it's just seen as extra hassle, time and cost. Saving on these three factors is a big win for workers, outweighing any cons for most. We've seen a huge increase in performance and attendance. Sick days are pretty much down to zero; making it to work when you're a bit groggy is so much easier with an extra hour's sleep, and without the thought of getting ready and to work. This is huge for us, with a constantly high attendance rate, we've unintentionally managed to reduce headcount through natural wastage.
  16. In isolation no, but give it time and join the dots.
  17. So sink all your savings into a property, sorry, debt that you have no means to repay? Yeah, I really understand that! Why not move all those savings before making a benefit claim! If you're in a position to have sufficient savings for a property, you must posses sufficient brain cells to adjust your account balance(s). Sorry, but this doesn't add up to me and goes against everything a risk averse saver would do.
  18. They're late to the party, that is the old new normal. There is a new new normal, again, wait til the protection money gives up on them.
  19. There's no way we'll see a house price meltdown in 6 months, though I think one will soon follow, if no extension to the protection money. With regards to the economy, we're already 3 months in to it (the meltdown), but we're all feeling fine and dandy while the protection money flows. Interest rates and lack of supply won't save the economy, but then I suppose Joe public doesn't join those dots when making what is likely to be the largest financial commitment of their lives.
  20. It's not a few people, it's many idiots. You have to realise the vast majority of the UK population have no awareness or understanding of the going ons outside of their front door, they're fed by the media and follow the herd. Think about it, with understanding of where we're at and where we're going, would they really be buying a house right now? Even the trolls on here wouldn't, if they were to give you an honest answer. In my mind, every time the sheeple snatch another prop, there's more to come crashing down. Not that they're worried, too stupid to.
  21. Surely not! You're implying all those that took out self-cert mortgages over 10 years ago would make a false claim for (perceived) financial gain?
  22. Our office of over 100 are all working from home, with capability to do anything that can be achieved in the office, other than physically touching each other. I've provided training to more than 60 sales staff over 5 sessions, who would normally commute/fly with stay over plus a pisss up. All done from home, saving time for all and savings easily exceeding £10k - that's just costs/expenses. The business now wants all to work from home with occasional office days. My team have requested 1 day per fortnight max, nobody wants to go back. I think we would have had a different response 3 months ago but not now. What makes you think everybody will be whipped back to 5 days a week in the office when it's a win win for all? Genuinely interested to know what the benefits are for the business and staff, as I for one cannot personally think of one.
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