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co2_is-not_man_made

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About co2_is-not_man_made

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  1. co2_is-not_man_made

    Are The Banks Behind The Tuition Fee's

    it will all come from government borrowing but as if by magic it wont increase oour debt as it is classed as a government loan
  2. co2_is-not_man_made

    Are The Banks Behind The Tuition Fee's

    I think mosty people have not spotted why the government is doing this, actually it is very clever accounting. If the government say the expenditure is a loan , it can sit on UK's Plc balance sheet as an asset, we still have to borrow money to finance universities but now it will become an asset, brilliant! just imagine how many of these loans that wont be paid off , but it wont matter it will just sit there as an assett. Perhaps we could do the same with benefits, pay them out but consider it a loan to be repaid if the person ever works again, genious, billions more expenditure now turned into an assett. It really is just all ******** and blustering by a bancrupt country that will no longer even invest in its young people and just wants to enslave them all in debt, god help them !!
  3. It is a slow day in a damp little Irish town. The rain is beating down and the streets are deserted. Times are tough, everybody is in debt, and everybody lives on credit. On this particular day a rich German tourist is driving through the town, stops at the local hotel and lays a €100 note on the desk, telling the hotel owner he wants to inspect the rooms upstairs in order to pick one to spend the night. The owner gives him some keys and, as soon as the visitor has walked upstairs, the hotelier grabs the €100 note and runs next door to pay his debt to the butcher. The butcher takes the €100 note and runs down the street to repay his debt to the pig farmer. The pig farmer takes the €100 note and heads off to pay his bill at the supplier of feed and fuel. The guy at the Farmers' Co-op takes the €100 note and runs to pay his drinks bill at the pub. The publican slips the money along to the local prostitute drinking at the bar, who has also been facing hard times has and has had to offer him “services” on credit The hooker then rushes to the hotel and pays off her room bill to the hotel owner with the £100 note. The hotel owner places the note back on the counter so the rich traveller will not suspect anything. At that moment the traveller comes back down the stairs, picks up his note, states the rooms are not satisfactory for the money, and leaves town No one produced anything. No one earned anything. However, the whole town is now out of debt and looking to the future with a lot more optimism. And that is how the bailout package works
  4. co2_is-not_man_made

    Pension Changes Planned - Better Or Worse?

    I dont know if people are aware but something called NEST is coming in a few years time when fully rolled out it will force people to pay 3% of their salary towards a new state pension and make employers macth this amount, apparently it will be very difficult for employees to opt out unless thay are in a company scheme and employers will be fined if they dont deduct the pension contruibution.
  5. co2_is-not_man_made

    Double Dip Is 100% Certain, Guaranteed

    i think that the only thing that will cause a double dip is rising interest rates and that will not happen. It will only occur if we have infaltion which is on its way, so the effect of the interest rate rise will be offset by this. The housing market dipped when lending was constrained, whilst it still still is to some extent this will only happening again if we have soveriegn defauts. In the event of this default hyper inflation will result and debt will be deflated. I really do believe that assetts have the most value at the moment compared to fiat money. Look at gold rises in the last couple of weeks , the markets know what is going to happen here and deflation of assets isnt it, not in my opinion anyway.
  6. http://news.bbc.co.uk/1/hi/business/10317283.stm Annual house price inflation is back in double-digits, according to government figures. The Department for Communities and Local Government (DCLG) said prices in April were 10.1% higher than a year ago. That was the highest rate of inflation since October 2007, when prices were on a downward trend. UK house prices rose by another 0.4% in April, putting the cost of the average UK property at £207,516. Annual house prices rose in all UK countries except Northern Ireland in the year to April 2010, the DCLG said. Annual house price growth was 10.9% in England, 2.2% in Scotland and 11.3% in Wales. But in Northern Ireland prices fell by 8.9% on average in the year to April. Mortgage lending Separate figures from the Council of Mortgage Lenders (CML) show that mortgage lending this year has been modest. Continue reading the main story The low share of the market shows that getting a mortgage remains problematic for first-time buyers who tend not to have a substantial deposit CML It said the number of loans granted to home buyers fell by 9% in April to 40,000. The CML explained that this was a seasonal effect due to the Easter holidays, and said lending was still 15% higher than a year ago. "Lending for house purchase still looks modestly positive compared to 2009," said Michael Coogan, director general of the CML. "First-time buyers were particularly affected, perhaps because of the alteration to stamp duty, and in anticipation of the changes arising from the economic and political uncertainty of recent months." However the proportion of loans made to first-time buyers was just 35% of the total - the lowest figure since September 2007. With only a gradual easing of mortgage rationing in the past few months, first time buyers are still having to put down an average 25% deposit when buying a new home. "The low share of the market shows that getting a mortgage remains problematic for first-time buyers who tend not to have a substantial deposit," Mr Coogan said. Andrew Montlake, of mortgage broker Coreco, said: "Even taking into account the traditional Easter dip in activity, the figures for first-time buyers are still disappointing, and highlight how difficult it remains to secure finance without a sizable deposit." Bookmark with DeliciousDiggFacebookredditStumbleUponWhat are these?
  7. co2_is-not_man_made

    Good Post On The Fool Discussion Board!

    There is of course an alternative answer and that is high inflation. I know this argument goes on and on but it remains a fact that the older generation made money because inflation melted away their debts. believe me folks it will happen again.
  8. co2_is-not_man_made

    Pension Tax Relief For Higher Earners

    There is a very easy way around this and i is called a salaray sacrifce. basically the company pays you less and pays that amount direct into a pension fund for you. So the money is untaxed, the company can also add to it the Ni they and you haver saved adding another 13.8% to the contribtion. All accetable to the Revenue so I have no idea why they are making such a fuss about it.
  9. co2_is-not_man_made

    Greece Rating Dropped

    I give it a month !
  10. co2_is-not_man_made

    Factory-Gate Inflation Highest For 16 Months

    Please dont forget that Brown or who ever can change the inflation target at anytime. Most of the inflation is government caused the lowered pound , the increase in duty and vat on fuel etc. No one expected the government to drop rates to .5% but they did, acceptable inflation rate of 8% anyone?
  11. co2_is-not_man_made

    Cost Of Petrol

    Compared with Petrol...... Think a gallon of petrol is expensive? This makes one think, and also puts things in perspective. Diet Snapple 16 oz £1.29 .. £10.32 per gallon Lipton Ice Tea 16 oz £1.19 ...........£9.52 per gallon Ocean Spray 16 oz £1.25 ......... £10.00 per gallon Brake Fluid 12 oz £3.15 ...... £33.60 per gallon Vick's Nyquil 6 oz E8.35 ... £178..13 per gallon Pepto Bismol 4 oz £3.85 . £123.20 per gallon Tippex 7 oz £1.39 ....... . £5.42 per gallon And this is the REAL KICKER... Evian water 9 oz £1.49..£21.19 per gallon! £21.19 for WATER and the buyers don't even know the source (Evian spelled backwards is Naive.) You don't even want to compare it with perfume or after shave. Ever wonder why printers are so cheap? So they have you hooked for the ink. Someone calculated the cost of the ink at................. (you won't believe it....but it is true........) £5,200 a gal... (five thousand two hundred pounds) So, the next time you're at the pump,be glad your car doesn't run on water, or Tippex, Pepto Bismol, Nyquil or God forbid, Printer Ink! Just a little humour to help ease the pain of your next trip to the petrol pump... And - If you don't pass this along to at least one person, your exhaust will fall off!!
  12. co2_is-not_man_made

    Cost Of Petrol

    Compared with Petrol...... Think a gallon of petrol is expensive? This makes one think, and also puts things in perspective. Diet Snapple 16 oz £1.29 .. £10.32 per gallon Lipton Ice Tea 16 oz £1.19 ...........£9.52 per gallon Ocean Spray 16 oz £1.25 ......... £10.00 per gallon Brake Fluid 12 oz £3.15 ...... £33.60 per gallon Vick's Nyquil 6 oz E8.35 ... £178..13 per gallon Pepto Bismol 4 oz £3.85 . £123.20 per gallon Tippex 7 oz £1.39 ....... . £5.42 per gallon And this is the REAL KICKER... Evian water 9 oz £1.49..£21.19 per gallon! £21.19 for WATER and the buyers don't even know the source (Evian spelled backwards is Naive.) You don't even want to compare it with perfume or after shave. Ever wonder why printers are so cheap? So they have you hooked for the ink. Someone calculated the cost of the ink at................. (you won't believe it....but it is true........) £5,200 a gal... (five thousand two hundred pounds) So, the next time you're at the pump,be glad your car doesn't run on water, or Tippex, Pepto Bismol, Nyquil or God forbid, Printer Ink! Just a little humour to help ease the pain of your next trip to the petrol pump... And - If you don't pass this along to at least one person, your exhaust will fall off!!
  13. reduced to A- , here we go again ! Spain next
  14. co2_is-not_man_made

    Credit Score 99.9% No Longer Good Enough

    I to had this a year ago. I was in rented and got turned down for two mortgages because on i was not on the electoral role, i was but it hadnt updated in time. the lenders didnt care , all i got was computer says no. beware all those that think when they want to move a mortgage will be there, we had terrible problems.
  15. i find this unbelieable ! "The number of public sector workers grew by 7,000 between September and December, while the private sector workforce shrank by 61,000 over the period. " love this comment on the bbc website "Wow! Vacancies at the asylum - more lunatics needed." http://www.bbc.co.uk/blogs/thereporters/stephanieflanders/2010/03/not_lagging_but_not_leading_ei.html
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