Jump to content
House Price Crash Forum

Tim Miller

Members
  • Content Count

    825
  • Joined

  • Last visited

About Tim Miller

  • Rank
    HPC Regular

Profile Information

  • Location
    Caribbean
  • About Me
    Retired from own property investment company, mainly commercial property. Still watch the market, think prices are just so over the top. I had hoped there would be a crash, well there is now and in my opinion a big one. I always thought BTL mortgages were a bad thing for the UK market.
  1. I have to agree with renting for now and possibly notselling in the UK. I am also looking to live in the Canneries after looking atmain land Spain. Maybe you already know all the islands and which one you likebest, I don't. What I have learnt is that there are so many Brits returning forvarious reasons who all wishing they had not sold up in the UK. Many say itwould have been wiser to rent in Spain and not buy, I have been told so manytimes that the sound people have gone back to Blighty leaving a lot of thedross living there. I would not rush in to buying in Spain, and prices willkeep falli
  2. I have to agree with renting for now and possibly notselling in the UK. I am also looking to live in the Canneries after looking atmain land Spain. Maybe you already know all the islands and which one you likebest, I don't. What I have learnt is that there are so many Brits returning forvarious reasons who all wishing they had not sold up in the UK. Many say itwould have been wiser to rent in Spain and not buy, I have been told so manytimes that the sound people have gone back to Blighty leaving a lot of thedross living there. I would not rush in to buying in Spain, and prices willkeep falli
  3. Indeed, very close friends of mine have put there 5 bed semi in South Croydon property up for sale for 500k, the highest valuation was 625k by the way. They ignored the highest valuation as you can buy a detached for that and have change! After 2 months with no offers they reduced it to 460k - 500k although on RM it says 460k in the heading. Still no takers after two viewings. They started telling me back in July that "properties always sell in their road...bla...bla...bla....you can't buy...bla...bla...bla. Interestingly the next door (adjoining) neighbour has not extended their 3 bed semi.
  4. + 1.... I agree totally with General Melchett ........but I would add prices will only go down from now, so do not be afraid to keep saving a deposit and buy cheaper in a year or two.
  5. I follow the classic car market and I can tell you only the cream, the very best of RARE and original cars are going up, the rest are not. I particularly look at Jaguars and especially e-types and dealers thought they would cash in on the 50th anniversary, most have been badly caught out I am delighted to say. Guide prices are down for virtually all e-types and even rare cars ( 1961 out side bonnet latches) failed to sell at auction. You can ask what you like, but buyers are scarce and becoming scarcer. For what it is worth I just came back from Spain, house sales in the 1st quarter of 2011 ar
  6. My understanding is they don't deal with the roots system thus it keeps growing back.
  7. If you buy a boat you might regret it, if you don't buy a boat you will probably always regret it. Having had a steel boat, don't buy a rust bucket and remember it's the inside rust that matters, not the outside rust. .
  8. I was planning in mooring up the boat for the two coldest months of the year and travel to warmer climates. I am interested in talking to your mate, there might be a deal to be had for both of us. Could you arrange this?
  9. I am thinking of doing exactly the same, but I am looking at spending time here and in France over the next few years. I am lucky, I have retired so I won't be wanting to stay in one place. I would strongly advise you to join http://www.canalworld.net/ and use there forum. A wide beam narrow boat is I feel better than just a narrow boat, however you must check that you can pass through all the locks etc. There are plenty of boats for sale on http://narrowboats.apolloduck.co.uk/ with wide beams on http://narrowboats.apolloduck.co.uk/listings.phtml?cid=72 . I lived on a steel sailing boat fo
  10. "We had all the numbers including the bonus ball Mable,........ we spent the lot on our very first home!"
  11. I think you will find the pharmaceutical companies have the USA by the balls and are very happy with the situation as is. According to the film Sicko, they spend $300,000,000 every year on lobbing congress to keep it where it is today. Obama failed so far in making the changes he promised, I guarantee you he won't get anywhere in his promises to re-jig the system. It's criminal what goes on, but too much money is made running it how it is now.
  12. Very well written especially about stepping out of line!
  13. I have given correct and genuine actual examples more as warning on what to look out for, not to put you off. Yes I found the medical side of America it's worst fault. Maybe it affects me more as I do not have good health, but we are all getting older and you may settle there. It's always best to rent before you buy if you go. There is of course those benefits of very cheap housing, potential bigger pay packets and lower outgoings and as I said, the weather! They speak English (in the main) which is also a bonus and when you arrive with a work permit you are accepted as one of them unlike so
  14. When looking at insurance costs you must look at the deductibles (how much you pay per claim). I know one family who said the insurance cost for the whole family was only $8,000 per annum, however he had to pay the first $20,000 of each and every claim! Basically, the lower the premium, the higher the deductible. You may easily find you pay a high deductible to see your GP. When you look into the fine print of health insurance there are loads of shocks.
  15. Arnold Schwarzenegger broke a leg skiing in 2007, his bill was over $50,000 and that was not even everything! I am sure you can google that. My brother lives in Chicago, he trained as a doctor and he tells me the medical costs! Just 3 days in intensive care is $15,000. The problem with insurance for health care is the companies are there to make a profit, they do not like paying claims and will drop you given any reason. If your obese; you might even get insurance, that is what happened to my brothers partner. They obviously will not want to insure pre-existing conditions. My brothers forme
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.