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LOZ007

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About LOZ007

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    HPC Poster
  1. The Isle Of Anglesey- that amount of money can get you alot , and I had the best childhood ever growing up here. The beaches are gorgeous, mountains, rivers and lakes not far to get to and you meet loads of people and the crime is next to nothing where I live. loz
  2. My sentiments exactly, the machine you used to buy about 10- 20 years ago were much more energy efficent in the fact they would last for years. The problems started when manafactures were making appliances to suit the big boys, that means todays appliances only last about 2-5 years. Manafactures also started charging astrinomical prices for spare parts even though it cost them penny's, so if you wanted to fix your machine it wouldn't be cost effective to do so. Then you have to go and buy a brand new machine and scrap the old one etc, and people end up doing this on average every two year
  3. I'm in the domestic appliance repair trade, nothing is manafactured in this country anymore. It's because of the like of currys etc that the repair trade and sole traders of electrical good were nearly wiped out, i for one would be glad to see them suffer.
  4. Whats in the past is in the past, why should the hardworking generation like my mother and father and me and my partner have to suffer due to theft and acts of colonisation conduted hundres of years ago as you say! I've paid tax through my wages, council tax, stamp duty, etc etc and will continue to do so for the public purse, yet you want me to just give up all the things that i've worked my buttocks off to the state!!! May I add, do you honestly think that all this extra money recieved from this 100% inhertiance tax you would like to introduce would actually go to help us public folk, or t
  5. I've just managed to sell my flat (thank god), and are lucky to get away with just £2000 out of it. Me and my partner are moving back in with my parents to save up a deposit etc, however i can't see that this is the bottom of the market. I think that the people that have bought recently are the ones that waited and saved a massive amount of money and those that STR just before the brown stuff hit the fan. For everyone else it is near on impossible to buy at the moment, where i live for a decent two bedroom house or bungalow your looking at about £150k , but the problem is most people onl
  6. Don't agree with you at all on this one! If you've worked all your life and paid all the taxes under the sun, then it is up to you what you do with the things you have EARNED!
  7. You need to check what the lease states! When i purchased my flat i was told we couldn't let the property out or have pets, however I read over the lease some years later and found that you can rent as long as you recieve the permission of the freeholder, which by law they can not unreasonably refuse!!!!!!! People get confused as most leases will state " must be only in the occupation of the leasee and his/her family" so they automatically think that you can't rent. Yet, futher on in the lease it will state" must not sublet with out permission of the lessor in writting and the contract be
  8. I beg you to walk away from it! If their already in a dispute and withholding information then theres serious trouble going on. I should know from experience with my flat, it got that bad that i was on the verge of just handing the keys back to the mortgage company. Stear Clear, i'm suprised your solicitor hasn't advised you to do the same, the cost you've occured now will be nothing compared to what you'll face when you have a dispute with the management company. The sellers are hidding alot from you, all they want to do if offload the [email protected]*"t onto someone else. that is a dead cert!!!!!! T
  9. Go to www.lease-advice.org/ as there are criteria you need to meet before you can buy the freehold. As I have said before from my own experience, do not touch leasehold at all because when things go bad they really go bad. Get a place that is freehold, because then you have no one telling you what you can and can not do and if something needs doing to the property you can save for it because with leasehold they can just give a figure and you have to pay it within the time limit they give. (doesn't matter if you can afford it or not!!!) loz
  10. Those figures can't be right at all, I live in anglesey and the average wage here would be lucky to be above 15-16k a year. loz
  11. The nhs have actualy done a study on the gentlemans method that I used to get rid of my anxiety and panic attacks, it also stops ocd behaviour and agrophabia which is all related to anxiety but in different forms. They have come to the agreement and also psychologists who refuted his method at first that this guy is right that anxiety isn't an illness just a habitt. Its to do with the amyglada (dont think i spelt it right) which gets set at a high level and gets stuck due to the amount of stress someone has been under. In order to get it back down to a normal level you need to change your
  12. I think things need to be cleared up on this anxiety, depression thing! Depression is an actual illness caused by a chemical imbalance unfortunatly, my auntie had it for years and she would go from massive highs to really bad lows. luckly they managed to balance the tablets right and she's been fine for over two years. anxiety and panic attacks, which i did suffer from is not a mental illness or a physical illnes. It happend to me after i had been in a stressfull situation for over 18 months, when it calmed down by body was still in a stressful state out of habbit. For the fella that said t
  13. Can't believe this has come up on HPC my flats on there aswell, just want to get rid of it so I can start saving for a house had no joy yet, even though I've had plenty of views. http://www.getanoffer.co.uk/property/171/q...y-ll74-8tg.html I'm going to be expecting some criticism, Loz
  14. Looks like the EA's still loving it up, houses are still selling at a steady pace and people renting has increased could be seasonally affected not too sure? Loz
  15. And another thing since my origianl post me and my partner has split up because of it aswell.
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