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Bosh

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    Str Again

    in House prices and the economy

    Posted · Edited by Bosh

    You're a glutton for punishment, I'm far too lazy to go through all that hassle twice :lol:.

    I know your story well Mr Banner. Cheers for the savings advice and yes I agree with the glutton bit... I`m not sure I want to do this all again. The key was keeping the kids in the same schools and surrouned by the same friends. We use the door numbers we have lived at the last few years as our lottery numbers.

    edit for spelinng.

    Str Again

    in House prices and the economy

    Posted

    You got your 33% discount...that was the HPC !!!

    It was a failed development with Barrets. They wanted to build 14 houses on the same plot that my house and two neigbouring houses were sited. Local residents group formed and won.

    They were desperate for money at the time. Once again right time right place.

    Str Again

    in House prices and the economy

    Posted

    Many of the long term punters on here may recall my story of late 2008..

    I STR in August 2007 (at the peak) and sold to an Estate agent and her builder husband. We rented for a while and when the shit was hitting the fan and confidence was low in the banks an opportunity came up to purchase a derelict house (late 2008) in a really nice area. It was on a large plot and was owned by Barret homes...(They were also struggling at the time) I managed to negotiate 33% off the asking price.

    We have spent the last few years living in and renovating as much as time and money allowed. As many posters on here pointed out I spent much, much more than I expected we would.... We ended up with `the house of our dreams` but in reality a large mortgage that we were not comfortable with.

    We were however very fortunate that our house is in a bubble area and prices seemed to still be rising. Hardly anything for sale and what does come on gets snapped up instantly.

    we decided to bite the bullet and STR again. Genuinely shocked with the valuation and had over 20 people view in two days. We had 4 offers and someone even offered above the asking price.

    We have just exchanged and my buyer is a Senior Banker based in Canary Wharf....

    This all started for us back in 2007 when I feared a collapse in prices (not yet found hpc).. Found hpc when searching the internet to see if I was making a huge mistake. :)

    Our main motivation was not wanting to live in a Chavvy area with shitty schools and not wanting to be trapped. It was a risk and my wife was onside. The second house was supposed to be `the family home` in the right area but we bit off more than we could chew. We are now in the right area for us and my eldest has just been accepted in a great local state school.

    I have always been a bear but was not prepared to sit back and wait for house prices to land back on planet earth. I took some risks and had some luck along the way.

    I have learned so much. In this process we have gained enough money that the interest will pay for the modest 3 bed semi we are just about to rent in a great area near the school.

    I did not BTL and I do not see myself as a flipper of houses.... I do have morals, I accept that I have also been fortunate but I feel the Estate Agent/ Builder and Banker had choices and were grown up enough to make informed decisions.. As for Barret homes :D.............. At the end of the day I have a family to look after and they will always come first. I refused to sit on my hands and wait for something to happen.

    Not sure STR twice and my personal happy story is going to be popular with some on here

    Incoming :ph34r::)

    Tony Blair

    in Politics

    Posted

    I seriously can see this happening.. it`s all about timing... Let the British public consume more misery in the run up to the next GE... In steps Super Blair promising the good times and stopping those horrible Tories making you take the medicine that does not work. In this article he has set out his reasons to have another go.

    Brown is gone. Ed and Ed are useless. He claims to have learned so much. After Brown and Millipede the labour electorate will welcome back the charismatic smiling Blair...

    He caused a major car crash, ran from the scene and gave up his driving license, . His mates were rightly blamed (they also took his share of responsibility) and now he wants his license back.

    It just might work.

    All is forgiven Tone.......

    Tony Blair

    in Politics

    Posted

    I feel the only way Labour can try and lose the next GE is with him as leader.

    Too many people are still angry as the illegal wars he started.

    Hateful creature.

    Not sure.. They still voted for him when it was clear what he had done..... I fear the idiots would vote for him again. It will be like a repeat of 1997. They will believe another spending fest decade will start all over again. They will dust off the "Things can only get better CD"...

    Prices In Esher/elmbridge

    in England - South East

    Posted

    Thank you Bosh that is helpful. I had thought about the main road issue. Our budget is 600-670K really - so have looked at a few at 700K at a push - or a negotiated offer. I've seen one on the school side of the A309 and 4 on the Claygate side. Its really nice on the claygate side but the road is very busy. I guess if the children were taught to be sensible crossing the road is may not be an issue. Not sure.....

    I had a look at some and the noise didn't particularly bother me, I'm realistic that I have to 'give' somewhere! Are there any not so nice areas in HW to avoid?

    Thanks so much!

    Manor Drive is a good location for Hinchley Wood... Some of the gardens back onto the A309 but you are on the side with the shops, station and schools and prices not to far from your numbers... When I bought in 2008 I negotiated 32% off asking price... I got a mega deal at a time of low confidence...Your best bet would be to register with the agents and keep in mind many sellers in Hinchley Wood use estate agents in Esher High street... HW schools virtually border Thames Ditton so that area could be an option...

    Prices In Esher/elmbridge

    in England - South East

    Posted

    Hi - I don't know if anyone checks this now but if anyone can give me some insight into the Hinchley Wood market please I would really appreciate it!

    We currently live in Richmond (rent) and are looking at moving, we have a 6 months old baby but looking for a 3 bed with room to extend or a 4 bed. There appears to be a few places on the market now that back into the bypass - do you know how noisy this is? It probably wouldn't bother us as we used to live on the A13 however do you think it would affect the resale when we moved? Are people really bothered by the bypass noise?

    Any help on what are the 'good' roads to love on and the 'bad' roads would be helpful. Our baby will eventually end up at the primary school in Hinchley wood so useful to have any thoughts on location and that too.

    Thanks so much!

    Hello Hann12,... Depends completely on your budget!!... I live in HW and can say it is a nice area. Classed as Esher (but cheaper) Good road and rail links.. Houses are still selling fast but some that are cose to the A309 are slow to move. It can be noisy. We made a decision not to buy on the Claygate side of the A309 as it can be a busy road and in the future when the kids pop to the shops or make own way to school we were uncomfortable with them crossing that road several times a day..... I lived on a main road in Fulham for 27 years so noise is not an issue for me but I had a choice.

    You will pick up a slightly more reasonable house for your money if you are prepared for you garden to back on to dual carriageway.. HW secondary school just accepted an outstanding in ofsted... Keep us updated on your plans and when you post more and become able, you can always PM me and i`ll give you more detail of the area if you are serious... We love it!!

    Watch The Famous 2003/4 Mortgage Fraud Programme

    in House prices and the economy

    Posted · Edited by Bosh

    Wow!!! Not on here too much these days. Getting on with life but this thread reminds me that we put up a good fight back in the day.

    I called on a favour from a friend at the BBC to get this doco.. Uploaded to u-tube for ERIC.....

    I even tried to get a team together to make programmes of our own to support the HPC cause... Did meet some great posters at our meeting at BAFTA... We had everything from Equipment to Editors to studios, writers, voice over pros etc... Just lacked some direction really... Found out that we have lots of Media types on HPC and all were fighting the good fight.....

    If you have time and can watch this programme you will realise just how ******ing greedy & stupid people are... The stupidity really came about when although broadcast in 03... Nothing was ever done about this and I always did agree with Eric that liar loans were the major reason (not only) but major reason we face what we face today.... It`s all linked..

    Happy New Year to all the Crashers still fighting the good fight...

    Bosh :)

    Big E-Petition Underway On Overcrowding

    in House prices and the economy

    Posted

    Convicted London rioters should loose all benefits. View
    251,238
    09/02/2012
    Full disclosure of all government documents relating to 1989 Hillsborough disaster View
    141,249
    09/08/2012
    No to 70 million View
    114,963
    20/10/2012

    3rd most signed--but the fastest rate ever. About a week to take 2nd place but it will be heavy going to catch the number 1 runner this side of Crimbo.

    I`m all signed up... As a bench mark., with a quarter of a million people petitioning that all convicted rioters lose benefits. Has that made any difference? I did see that some council tenants were threatened with eviction. What action if any has the government taken on this? Anyone know?

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