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needle

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Everything posted by needle

  1. I havent been convinced by your performances in the past FP but, in fairness, that was much improved. Well done.
  2. A.Steve thinks they are and thats all that matters, no matter what the FT or the US treasury secretary says. Besides he wants 'proof' and all you 've done is mention Newsnight......
  3. 'You have no evidence whatsoever".... f.off - wheres your evidence? http://www.ft.com/cms/s/0/e223dab4-38a3-11...?nclick_check=1
  4. But it is supply and demand, or 'the market'. Speculators dont cause oil prices to rise. They see prices rising and begin to speculate that they will continue rising. Its really very simple. People invest in things (shares, oil, houses) because they think (or they know) that prices will rise. Think about it - who the hell buys shares thinking that they will fall in value? On the other hand, if you know that there is going to be an oil shortage then the smart thing to do is to bid the price up. All this talk of speculators is complete ****** to hide the reality of the situation and the govts complete failure to do anything about it. The sudden spike is due to a fkn shortage, you fool. Like the recent attack on a pipeline in Nigeria shutting off 200k barrels per day of high quality oil. What are you saying? Golman Sachs are setting off bombs in Nigeria or something? Is that your theory? It is supply and demand. The clearest signal of this is that the major oil companies have not built any new refineries. Why are US Govt reserves running at near record lows? Because they are taking themselves out of the market to reduce pricing pressure - but its still not working... By the way McFall isnt he the knob who had lots of tough questions about Northern Rock after the sh1t had hit the fan? Plus ca change....
  5. Ahem! Try this one - Down from £845k to £725k http://www.rightmove.co.uk/viewdetails-146...12&tr_t=buy No? How about this one? Down from £1,850,000 to £995,000 http://www.rightmove.co.uk/viewdetails-146...=7&tr_t=buy
  6. The US has hit bottom? Are you fkn high or something? Kaletsky is regarded as a bellend round these parts. WTF? The stock markets are down ~20% in 6 months. Mortgage approvals are down ~60%. You need a reality check. Thats because people are broke and cant afford to go elsewhere. No. Vast increases in consumption from, and development in, India and China are causing this. Not to anyone who can read its not.
  7. Thats what you get for installing Windows. Try linux.
  8. 1 - Point out that the bathroom has inadequate ventilation. 2 - Point out that the landlord has not used specialist bathroom and kitchen paint. You shouldnt really put 'regular' paint on a bathroom or kitchen wall due to very high levels of condensation in those rooms. The landlord should have a receipt for this as he can claim it against tax. Unless of course, hes not paying tax.......
  9. Oh well, thats a whole different story then. Problem solved.
  10. Lot 209 Apartment 2503, Haus 2, 30 Woodfield Road, Altrincham, Cheshire, WA14 guide price £105k! (They'll be lucky to get that) Heres what other owners are trying to sell for Heres a New one at 224k Heres a search result with one or two on every page starting at £265k If it doesnt work search WA14, apartments, min 2 bed, max 2 bed......
  11. Yes, take it into account use this little rule of thumb when making an offer - Work out the weekly rent (monthly rent*12 / 52) and multiply it by x1000; that'll give you the market value of the property. You might be surprised.
  12. I take your point but - they had a much smaller population - most houses werent built from brick - people lived in houses for a lifetime (there was no 'housing market') - they burnt wood to set bricks (not coal,gas or oil like we do) - the largest places were built from stone, not brick... When you think about it, most places were made from cut stone, not cast brickwork..... 'Here endeth the lesson'.
  13. This is all rubbish. Speculation is what markets are about. People buy shares or commodities or whatever on the expectation that they will rise in value. Thats the whole point. Blaming this on 'speculators' is like blaming someone for buying a scratchcard and not wanting to win. Speculators buy because they see a chance to make a profit (ie. They know oil is becoming scarce) Speculators are not the cause of rising oil price, they are a result - they speculate because prices are already rising. Thats it people, thats how markets work.
  14. It might be saying what you want to hear but its actually a terrible article.
  15. Wupind is an anagram of WIND UP. As in 'This is a wind-up'. You could have chosen a better name for it........
  16. Perhaps, but this isnt the full story. Brick-making is hugely energy intensive and this story is less about the housing market than the energy problems we are facing.
  17. http://www.fxstreet.com/fundamental/economic-calendar/ yer welcome.
  18. Dont just post crap here. Link please. I'm also seeing houses sticking like sh1t to a blanket. Some have gone 'Sold STC' twice before coming back on as renters.... I agree on the 30% falls, but I think we'll see em sooner than 2 years. If there isnt a serious turnaround in the market 'select' properties will be at that level by the end of the year. Use www.property-bee.com if you want to see the price falls occuring. Use this link http://www.home.co.uk/guides/house_prices_...mp;endyear=2008 to see volumes falling off a cliff!!! Dont have to be a genius to see that prices will soon follow. Joined up thinking please. Many of the people who own these BTLs and the newbuild flats will suddenly realise that their 'investment' is actually a 200k debt. When the bank calls it in, its the family home that gets repo'd to settle the debt, not the 2-bed 'excutive' papier mache flat.
  19. Just to put this in context ; Sale is a pretty big residential suburb of Manchester. Good solid 3 and 4 beds, 1930's houses. Good people in the area too - self-employed types, middle management, school teachers etc.... Unfortunately prices are so high that an 'average' 250k house is out of reach for this type of person nowadays; the average-wage earner. It is a great pity. But many ordinary people get caught in the fall-out from a HPC. Your friends should be thankful they dont own a new build flat in the area.... As someone living not too far away (Altrincham) I am seeing an awful lot of very high and very low priced houses coming on to the market. If youre lookign for a New build football palace there is a huge choice above 1 million. The BTL'ers are abandonign the market in drives too. There are huge numbers of ex-local authority and 2 bed terraces on the market - most with price changes. As for flats..... there are literally thousands available. I would caution that an awful lot of houses are failing to sell, often more than once, and are coming onto the rental market - driving rents down too. Grim all round, really.
  20. You have no idea how lucky you are... At least I don't spend night, day and the twilight zone thinking about, dreaming about, obsessing about Gordon Brown. It is pretty clear to me from your signature that you are nursing some deep seated and slightly unconfortable feelings about Gordie (yeah we know - he's got a little nickname) ... hmmm.... wanna share? just between you and me? Is it that scottish brogue that does it for you, the gruff and burlish exterior probably hiding a cupcake??? Don't I'm not sure I know what its like to be irked, sounds good though, I may use that one in the future. Its simple really, I hate Gordon Brown. Dunno how you got the impression I liked him by pointing out it his mistakes. One thing that irritates me is when people use abbreviations such as lol, Doh! Hi, Robin i see we both have Gordon in our signature. Yes you are right, but mine is longer than yours and to my joy I've found it irritates people who enjoy nothing more than arguing about trivial matters. Bet I know what their reply to this post will be. Hi Liz, visit this link but first turn the lights off and make sure there is complete silence: http://www.fat-pie.com/salad8.htm there, not their /Grammar Nazi I don't know why but I couldn't bring myself to aim this at Eric. Just everyone else. VP Ruined! How long do you think an extended signature could be before it exceeds trivia and becomes deeply irritating....one page long? Two? Three? VP Have not come across you for a long time, you gave me advice about NLP if you remember. NLP? It was another forum, in the good old days. Blocked the sigs a while ago as scrolling through yards of [email protected] was giving me RSI. The avatars don't bother me too much, although Hasselhof's crotch is giving me nightmares. My signature is maxed out actually, I'd love to make it multi-page but unfortately it is impossible. Don't let it get to you so much, relax. There's technically nothing to stop posters from adding the signature to the end of each individual post if they are really determined to get their message out. I take the view that a persons signature is just that - a signature - it helps other posters understand more about where they are coming from in the absence of face to face contact etc. The fact that you can switch off signatures is the easiest way to eliminate this is you are really that bothered by it. Either way, I don't care. What happens if you enclose the whole thing in [ size=7] [ /size] (with the spaces after [ deleted)? Not that I'm encouraging you, you understand. You mean, some people don't like big signatures?? -------------------- Gordon Brown boasted of his "Golden rule" where public borrowing would always be under 40% of Britain's whole economy, or GDP. On paper his borrowing is 37.5% - £542 Billion against a GDP of £1,330 billion in 2007. But he has hidden £800 billion of PFI borrowing, £700 billion of pension debt, and £100 billion Northen Rock costs, by simply not adding them in. Labour's true borrowing is nearer £2,142 bn, or 160% of GDP. Gordon Brown and Alistair Darling are lying, and the markets now know it. Gordon Brown has cut the basic rate of corporation tax from 30p to 28p BUT increased the lower rate paid by small businesses by 17% to 22p. As an example Tesco will pay an awful lot less, but small local independent shops pay considerably more. Gordon Brown sold 60 per cent of Britain's gold reserves held by the Bank of England when the price was at a 20-year low. This cost taxpayers £2 billion by selling 400 tonnes at the bottom of the market. But so what? Central government gets through that much money every 36 hours. Gordon Brown announced the scrapping of tax relief on dividends paid into pension funds in his first Budget in July 1997, in the single biggest change to the pensions system in a generation. Experts claim that the move has deprived the country’s savers of at least £100 billion over the past decade, during which Britain’s private and occupational pension system has struggled to stay afloat. The changes affected the 11 million people in Britain with company pensions and the 7 million with personal pensions. -------------------- What the media today are still not telling us in full - for some reason the lid is being kept on the whole story: - THE LIAR LOAN INDUSTRY - the root cause of the Bubble, the "Credit Crunch" - and the coming Crash The following was reported in late 2003 - soon coming up to 5 years ago! Since then little has been done here in the UK to dig down deep on this massively important issue. Why? If you're a serious journalist - here's your story - start investigating - it is the biggest financial scandal of all time. Mortgage customers 'urged to lie' Housebuyers are being encouraged to break the law in order to obtain huge mortgages, the BBC has discovered. Brokers, and even banking staff, have been telling buyers to lie about their incomes to get bigger and bigger loans. And these underhand tactics could also be the reason why house prices have gone on rising for so long. The BBC Money Programme uncovers massive mortgage fraud BBC TWO's The Money Programme has revealed a huge mortgage fraud with brokers from some of Britain's biggest estate agents and financial advice groups advising customers to break the law and lie about their incomes to get massively bigger mortgages. And it shows how the illicit cash raised by this method has been pouring into the housing market, boosting prices and leaving many people risking financial ruin. CLICK HERE - http://www.bbc.co.uk/pressoffice/pressrele..._mortgage.shtml "Could you believe that a bank would invite customers to defraud it? It may sound incredible, but that is what some of Britain's biggest mortgage lenders have in effect been doing." CLICK HERE - http://news.bbc.co.uk/1/hi/business/3478635.stm I've just seen eric pebble's signature, now that is going a bit too far, but I don't think it will ruin my life though. And then some [email protected] goes and includes the whole thing in their reply. Not as annoying as people who quote the entire originating post when replying to a thread. There's no need! Use the quote feature if you are actually quoting a specific part of someone elses post, but don't just quote the entire originating post every time you reply. The reason this is so annoying is that most days I read the site on a Blackberry. Unfortunately the blackberry browser does not do the quote "box", so does not distinguish between the quote and the actual text of a post. This means you have to guess what is a quote and what isn't, and when you don't spot one (usually on a big thread) you start reading and then have a niggling feeling you read what you're looking at before somewhere... Your signature looks nice Darkman, I may read it tomorrow when I'm not so tired. I tried to add more to mine but it says I have reach the maximum allowed. Elizabeth, what have you started!? Long signatures are cool!! Gordon Brown boasted of his "Golden rule" where public borrowing would always be under 40% of Britain's whole economy, or GDP. On paper his borrowing is 37.5% - £542 Billion against a GDP of £1,330 billion in 2007. But he has hidden £800 billion of PFI borrowing, £700 billion of pension debt, and £100 billion Northen Rock costs, by simply not adding them in. Labour's true borrowing is nearer £2,142 bn, or 160% of GDP. Gordon Brown and Alistair Darling are lying, and the markets now know it. Gordon Brown has cut the basic rate of corporation tax from 30p to 28p BUT increased the lower rate paid by small businesses by 17% to 22p. As an example Tesco will pay an awful lot less, but small local independent shops pay considerably more. Gordon Brown sold 60 per cent of Britain's gold reserves held by the Bank of England when the price was at a 20-year low. This cost taxpayers £2 billion by selling 400 tonnes at the bottom of the market. But so what? Central government gets through that much money every 36 hours. Gordon Brown announced the scrapping of tax relief on dividends paid into pension funds in his first Budget in July 1997, in the single biggest change to the pensions system in a generation. Experts claim that the move has deprived the country’s savers of at least £100 billion over the past decade, during which Britain’s private and occupational pension system has struggled to stay afloat. The changes affected the 11 million people in Britain with company pensions and the 7 million with personal pensions. Cant really say I've noticed to be honest..... Oh that irritating habit.......?
  21. Stoppit. I said stoppit! Grrrr! Stoppit! Stoppit! Stoppit! FFS mirage!!!!! I was thumping the sh1t out of a retard until you stepped in with your fancy 'education', your flashy 'intelligence' and your oh-so-grand 'realism'. Dammit man!!!! I hope you know that buy injecting 'fact' into the arguement you've hurt the feelings of a retard. Poor old Pwnage! I Hope you're happy with yourself, mirage. @ Pwnage - come on - its ok to be thick as sh1t. Lots of people are. We can get you therapy.... or..... pills...... or something. Besides, I need a laugh....oh come on back you ignorant halfwit ..........please?
  22. Fubra is on the PeerGuardian blocklist......
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