Driver

Sold mine (in my Sipp with H-L) for £4.40 Made a little but as others have said, too few to be worth holding onto. Besides I don't really know enough about that business to seriously consider it as a long term investment. Maybe when they have some dividend history behind them it may be worth looking again.

Fergus Wilson buys HPC Domain following its lapse.

Safety net, you josh surely. When families have holidays and plasma TVs on benefits it ceased to be a net and became a lifestyle choice.

Oh dear, just seen this. What rubbish. For the record; It simply means that when the property was sold as a plot out of a larger freehold estate, it was sold with rights over neighbouring lands and reserved rights for the neighbouring land. Quite a normal entry found on millions of properties and nothing to do with leasehold whatsoever. EDIT:Rights are easements which are totally different to covenants.

There is no requirement for the vendors to set up a new title number, when the house sale goes to the Land Registry, they will allocate a new title number automatically.

My TV is only connected to my Blu ray player, unfortunately the blu ray player is connected to the internet. The Blu ray player can; i) update itself ii) load brand new adverts for display before a film even though the disc may be an old one iii) play stuff from iplayer iv) play other online channels some of which i imagine are live. Blurred lines or wot.

It can be confusing. My iphone has a sky tv app that can play sky news live. If i was to watch it, i would require a TV licence. I don't class the app as an installation and in any event it was never installed with the intention of ever watching live TV. EDIT: In any event, if you withdraw the BBC's implied right of access to your home, they or their agents are unable to visit. you can happily bin their letters from then onwards.

It bothers me because of the blind faith some people put into it that the HPC will follow that graph exactly. There may be extra components to this crash's graph when we can look back at it and people should be aware of that.

Doubtful, the video is being buffered (ie recorded from a live source) which would require a TV licence.

If you don't watch or record live tv as it is broadcast, on any device, you don't have to pay it. Like it or not, there is a price ticket on this activity and people cannot choose not to pay it any more than that raspberry pavlova in their shopping basket. The fact you personally only had a small slice is irrelevant. These people have been caught watching or admitted watching and pretty much sealed their own fate. The BBC and its agents have no extra powers whatsoever to police this activity, can only use what people give to them.

Indeed, i get tired of seeing it get dragged out time and time again like some holy gourd or sandal.

It was a small deficit that will no doubt be upgraded to a surplus. Higher tax receipts are encouraging.

Get rid of obvious trolls but its not healthy to ban every person who has a contrary view. EDIT:Speeling

The benefit of an easement attaches to the dominant tenement, not a person. Anyone purchasing the dominant tenement acquires the benefit of that easement. The Land Register need to be inspected to read the exact terms of the easement.

If you wanted to buy a house at £185k but needed a £40K mortgage, would you not be better off taking the interest free loan? Spend five years putting money in an ISA or some other scheme and use it to pay off the loan after the fifth year and before interest is charged? Or am I missing something? EDIT: Speeling

Absolute ********. I have watched my parents work hard all their lives and pay their dues. I have watched their neighbour do feck all except breed two illiterate kids and sponge all her working life despite being fully able to work. My parents have never earned anything that would warrant higher taxes yet would be penalised under your scheme. EDIT: the word starred out is b 0 l l 0 c k $

The data is blindly double entered by different staff in different rooms, something about the document obviously confused two different people on two different days, in the same way.

Mine was capped at £20 last year and with this increase is now going up to £21.15 - will look around but i like my cable internet. EDIT: Can get £17.50 for 3 months on a 12 month contract (Link to Virgin Broadband)

You assume the spoilt papers are a deliberate act and not people misunderstanding the procedures.

Apologies for being a pedant but a mortgagee is a lender. A borrower is a mortgagor.

Securitisation is a fine idea provided the lender is diligent in its assessment of the borrower's ability to pay. Unfortunately when you know you can pass the loan on to someone else, there is little incentive to perform that diligence. Furthermore, chuck in targets and bonuses, and there is now a disincentive to perform diligence. If it was possible to define a standard to adhere to when loaning monies together with a comeback on non conforming loans to the original lender, securitisation could still work.

Link Spanish bank Santander has said its quarterly profits fell by more than 90% after taking provisions for bad property loans in its local market. The bank also said that UK profit fell 21% to 337m euros in the three months. So the UK assets are helping keep this bank afloat. Members of this forum did speculate ages ago as to why the bank would hoover up uk assets.

This was not just about bankruptcy, Co-op were complaining that they had a disproportionate amount of this business and that % was about to get worse with some benefit changes in the pipeline. They felt other banks should also pull their weight. Edit:Quote "This was critical because in a year's time, the new Universal Credit benefits system would require recipients to have a bank account for the benefit to be paid into, Mr Taylor said."

I'm curious as to landlord's maintenance obligations. External inspection only though.

If it stops the ******€r$ from re offending then it's ok by me.