

CHF
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About CHF
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HPC Regular
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Good summary thanks
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https://www.moneymarketing.co.uk/issues/1-december-2016/paul-lewis-use-housing-gold-mine-pay-long-term-care/ Surprising toe see that the majority of posters seem to agree, who I would expect to be on balance middle aged IFAs likely to have decent property interests.
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Having the kitchen re-done in similar style as we speak
- 55 replies
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- warehouse flat
- loft style apartment
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Not necessarily so. You could take 11k income and a further 4k pa as tax free cash.
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I think it's a tomato/tomato thing. The UK debt industry definitely uses the term to describe income after essentials. I suppose it doesn't matter in reality. You're either skint or your not.
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Sorry but this is wrong according to the FCA and all accepted practices in the 'debt industry'. See CONC8
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My first year halls had 12 blokes, 4 toilet cubicles, 2 showers and 1 bath which we used for washing dishes when they frequently over ran the 1 kitchen. We actually got fined for the state of our kitchen a couple of times.
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Another Reason To Hate Landlords
CHF replied to or in excess of's topic in House prices and the economy
Are they? I've not looked into it too deeply/at all but I thought they were saying basic pay was going up but they were losing overtime? If the lose the uplift and drop back to c26k then that's a bit of a crap deal -
What Percentage Of Your Income Goes On Housing?
CHF replied to tyres's topic in House prices and the economy
12% on i/o mortgage -
Another Reason To Hate Landlords
CHF replied to or in excess of's topic in House prices and the economy
I used to do work for a lot of junior doctors about 10 years ago so had a good knowledge of how the pay worked then. Assuming it's still the same basis, the basic pay is ALWAYS (as in, i never met one whose was not) 'uprated/weighted' by 50-100%. It has a special name and its nether of these but you know what I mean. 90% of the ones I knew had an extra 50% and I met a few with 80% but none with 100% Basic pay back then was 20k so everyone was on 30k min in year 1. It doesn't seem to have changed much in 10 year mind. They also made a few extra quid doing cremation certificates (ash -
I'm surprised th return has been so low considering the rise in most indices since 2009 bottoms. Have you always had such equity content or is that a recent change?
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- asset price bubbles
- property prices
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Could this be the Internet/radio equivalent of meeting ones hero?
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Yes I'm interested as this sort of stuff is straight out of Naomi Kleins 'Shock Doctrine' which I read a while back as a result of a recommendation on here.
- 5,800 replies
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- asset price bubbles
- property prices
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At Last! You Can Take Out A Mortgage Over 65
CHF replied to Eddie_George's topic in House prices and the economy
I remortgaged/product transfer with my lender recently and although it was my wish and the in house advisers advice to convert to repayment, I wasn't actually allowed as according to their criteria, i couldn't afford repayment at their 'stress test' rate of ~7.69%Edit since reading blands other comments - I was also able to self cert again at 93% LTV (according to them)