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cannonfodder

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Everything posted by cannonfodder

  1. Ye lucy i am in the same position, and although i have seen plenty new properties on the market I dont see many moving, i would not have thought the stand off would have taken this long, I just dont understand how the market here is surviving, in saltcoats i think there are 8 estate agents, how are they surviving? im totally flabber gasted! not tempted to buy or thrilled at the prospect of trying to sell.
  2. Is the fred goodwin story not just hiding a bigger story ie the 325 billion getting pumped in again? or was it more than that ive lost count ?
  3. Anyone still looking in ayrshire? saw a few properties over the last couple of months sell and wondering if anyone knows what they are going for? thinking of selling up but dont know if its worth putting on the market at the mo.
  4. mmh i wonder if this is the case in Scotland, you know how we like to do things differently up here. yes we have half an eye on a property curently seeking 115k which is what it sold for in 2005, we are thinking 80K max if it goes to auction and were wondering if its worth putting in offer at the mo of 70k to estate agents, obviously the bank will be trying to recoup losses and with a sold price of 115k in 2005, im wondering how low they will accept, i dont think there is much evidence out there yet about what the banks will accept. any info or advice accepted and thanks to all who have responded.
  5. Hi guys put this on the main board with no luck in an answer does anyone know how long a repo stays on the EAs books before going to auction, Im in Scotland if that makes a difference. Thanks for any light you can shine
  6. anyone know before the post falls off the front page into obscurity. HELP
  7. Hi guys does anyone know how long a repo stays on the EAs books before going to auction, Im in Scotland if that makes a difference. Thanks for any light you can shine
  8. I dont think hamish is at the wind up i think he genuinely believes what he is saying. So Hamish has seen it all before, thats interesting as i thought this was unprecedented times. still Hamish what about those highest unemployment and highest house price rises surely your not saying everthing will be ok.
  9. Sorry Hamish but those areas that saw the highest rises include irvine and ardrossan spoken of at the beginning of the thread im afraid to say now have the highest unemployment in Scotland. I dont have exact stats but having lived here most of my life i reckon the average wage is below 20K, highest price rises and now highest unemployment mmmmhhhh not looking good surely you have to agree. By the way are you an ex EA or a landlord if so I understand why you want to believe
  10. cashinmattress, i cant argue with you, you summed it all up unfortunetly, what i cant understand is how we got the highest house price rises as well as the highest unemployment. Just goes to show I suppose how fecked the whole thing is. Being a native of Ardrossan (but having lived in various parts of thhe world only to return) I despair at the future of this pituresque part of scotland, its the only part of the world that can take my breath away with beauty one min and and wretch my heart out in despair the next but hey its home. Bleak indeed!
  11. Ardrossan records the biggest price rise Over the past five years, Ardrossan in North Ayrshire has delivered the biggest price rise amongst all the seaside towns surveyed in Scotland with an average 123% increase, taking the average price from £50,363 in 2002 to £112,116 in 2007. oh oh highest price rise and highest unemployment, cant be good!
  12. Latest unemployment figures, published by the UK Labour Government on December 17, show that North Ayrshire now has the highest unemployment of any local authority area in Scotland. Standing at 4.2% of the resident working age population, North Ayrshire pips Dundee (4.1%), West Dunbartonshire (4.1%) and Glasgow (4%) to claim the highest rate of unemployment in the country. The area with the lowest unemployment in Scotland is Aberdeenshire (0.8%), followed by the Orkney Islands (0.9%). For Scotland as a whole, the latest figures show the number of people claiming Jobseeker's Allowance jumped by 5,400 in November to 91,700 - 20,000 more than November last year. However, when an alternative measure is used - the one actually favoured by the government - which includes those unemployed but not claiming Jobseeker's Allowance, the number of people out of work rose by 22,000 (to 134,000) over the three months between August to October, an increase of 12,000 on the same period last year. Commenting on the figures, the Labour Secretary of State for Scotland, Jim Murphy MP, said, “The increase in the claimant count in Scotland is obviously a cause for real concern and it is vitally important we work together to ensure the robustness of the Scottish labour market to allow it to continue to be a route to prosperity for all Scots." Mr Murphy continued, “Our focus is on helping those who want to work back into the labour market through a fair and extensive benefit system, an innovative Jobcentre Plus network, protection for homeowner's mortgages and the development of targeted skills training.” The Enterprise Minister in the SNP Scottish Government, Jim Mather MSP, said, “We are now seeing the extent of the economic downturn impacting on the real economy, particularly the construction sector, and the rise in unemployment is serious and of great concern. “The major issue we hear from the business community is lack of funding available to good private sector companies, and the discrepancy between what the banks say is happening in terms of access to credit, and what companies report is actually happening. “This is an issue that we will continue to press with the major banks in Scotland and the UK Government.”
  13. Thought this may be of interest Latest unemployment figures, published by the UK Labour Government on December 17, show that North Ayrshire now has the highest unemployment of any local authority area in Scotland. Standing at 4.2% of the resident working age population, North Ayrshire pips Dundee (4.1%), West Dunbartonshire (4.1%) and Glasgow (4%) to claim the highest rate of unemployment in the country. The area with the lowest unemployment in Scotland is Aberdeenshire (0.8%), followed by the Orkney Islands (0.9%). For Scotland as a whole, the latest figures show the number of people claiming Jobseeker's Allowance jumped by 5,400 in November to 91,700 - 20,000 more than November last year. However, when an alternative measure is used - the one actually favoured by the government - which includes those unemployed but not claiming Jobseeker's Allowance, the number of people out of work rose by 22,000 (to 134,000) over the three months between August to October, an increase of 12,000 on the same period last year. Commenting on the figures, the Labour Secretary of State for Scotland, Jim Murphy MP, said, “The increase in the claimant count in Scotland is obviously a cause for real concern and it is vitally important we work together to ensure the robustness of the Scottish labour market to allow it to continue to be a route to prosperity for all Scots." Mr Murphy continued, “Our focus is on helping those who want to work back into the labour market through a fair and extensive benefit system, an innovative Jobcentre Plus network, protection for homeowner's mortgages and the development of targeted skills training.” The Enterprise Minister in the SNP Scottish Government, Jim Mather MSP, said, “We are now seeing the extent of the economic downturn impacting on the real economy, particularly the construction sector, and the rise in unemployment is serious and of great concern. “The major issue we hear from the business community is lack of funding available to good private sector companies, and the discrepancy between what the banks say is happening in terms of access to credit, and what companies report is actually happening. “This is an issue that we will continue to press with the major banks in Scotland and the UK Government.”
  14. yes doffs cap, imagine even asking such a impertinet question,,,
  15. Next month in the queens speech there is to be new laws added into the Communications Data Bill. This means that police and mainly mi5 and SIS will be able to log every email and telephone call and sms message and hold it on file indefinately,by law. Surely this is a serious breach of our "human rights"!! Oh sorry,i forgot..we dont have any in this country do we? :angry:
  16. In a new york min :angry: where when, im in ! but im predicting a riot first .
  17. In the last two days i have seen 3 pound shops having closing down sales...... pound shops!!!!! i am in ayrshire, masively overpriced housing ... average ex council 3 bed house 130K and average earning about 18k......POUND SHOPS CLOSING DOWN!!! this says it all Im afraid.
  18. just thought i would let you know i have put in 3 offers recently all 25% below asking price! none accepted! YET! Estate agent now warming to me again, after aperiod of them being very angry with me probably becaue i am serious about buying and they are now starting to undertand what is happening. I will continue to offer between 20 and 30% below current aking prices and will not buy untill I get a houe at this price a Ayrshire ha to be one f the mot overpriced area in the UK and 30% below is being very kind.
  19. :angry: ah Jeso Im so bored with this standoff and the idiocy of the EAs locally one telling me the other day that she is advising current clients not to bother dropping prices as they wont sell anyway because the problem is there are no first time buyers!!!! OMG can you believe this stupidity? I tried to tell her otherwise but she had that glazed over look, finally she commented that she is looking for another job and should i hear anything to give her a shout! eh not in a million darling not because your an EA but because your an idiot! :angry: anybody any other anecdotes? TO SPICE THE THREAD UP and keep us interested?
  20. well the EAs are closing down and many pay offs here in Ayrshire Scotland, but hey Scotland is not affected! Scotland is bucking the trend! aye right!
  21. OH OH more pay offs at the estate agents, did the rounds this morning morale the lowest i have ever seen. Now blaming other EAs for out pricing and bad avising to clients......mhmmmm. Its dire for everyone including us buyers at the moment as no one seems to be catching on how bad it is, wonder when the denial will lift?
  22. RESPECT to you and your family but stay angry my friend this cant go on to us for much longer!
  23. The stand off continues folks, BORING!!!!! and im sure frustrating for all involved. Just wondering when we will see the big falls, its got to be soon or we will all lose interest completly!
  24. next year lowest point? I think it could take a few years to bottom out, 2 at the least what makes you think next year? Building firms locally tying up loose ends and tradesmen already laid off from brickies to sparks, the dole queue is longer without a doubt. Discounted and repossesed will only be bargains if bought at the bottom of the crash,,,, hard to estimate when this will be. Prices are dropping locally, but slowly in the main, it appears there are not enough forced sellers just yet to bring about a crash but prices are dropping weekly by anything from 1k to 10k some, the odd distressed by as much as 20 to 30k. where are you interested in, what towns or ayshire in general?
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