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1 Billion Yen

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  1. Don't you ever get tired of spouting the same old sh1t on every thread. For Gods sake get a life
  2. That’s very generous of you! I suppose you’ve never made any spelling mistakes? And why should having a first class degree make you any less susceptible to making a spelling mistake? Maybe he is p1ssed off at having being sold a lie by the government, namely that we should all aim as high as possible academically then reap the rewards through higher salaries and a better quality of life afterwards. You could rant? What has it got to do with you if he wants to apply for a council house? So council houses are only for the disabled and those earning less than £12k then? Exactly where does it stipulate this? Perhaps you think that we should only be letting out council houses and having the state subsidise those dealing in drugs or too bone idle to work and fraudulently claiming incapacity benefit? It is not his fault that the government have landed us in the current house price situation through their lax monetary policy, and he is as entitled as the next man to apply for council housing so long as he contributes his taxes like the rest of us. As above, if the government hadn't landed us in this mess in the first place he would have been able to afford to buy a place without needing a discount. This quote says everything about your personality If you could read properly you would know he is 32! So you would advocate us all leaving school at 16 and taking manual work? That would do the power of good for our economy wouldn't it?
  3. This is pure comedy, Can't wait to see the final reckoning financially, This should put a few amateur BTL's off
  4. Footballers expect an above inflation rise, just look at Rio Ferdinand! I think that the people who continue to buy season tickets to subsidise these arrogant w*nkers exorbitant pay demads are as bad as the misguided suckers who buy property at todays prices
  5. Off topic I know, but following on from the "leeches" thread from last week, I had to mention this. £23,000 FOR NEW BIG SCREEN ROLE Hull has a giant 26m sq TV screen in the city centre. As if wasting £675k of public funds on the screen wasn't enough, the council now propose to pay some lucky tyke 23K per annum to schedule what to show on it!! I estimate that the average wage in Hull must be about 14k, so this shows how much of a waste this really is. I guess some councillors nephew must be leaving school soon and need a job. The council tax payers are expected to foot the bill.
  6. My views are based on a number of people I've worked with over the years, most of whom show off about how they live in a posh house, have fantastic entertainment facilities, and pay for their kids to go horse riding on a weekend, but hardly ever spend time with them themselves because they are always at work. What I find is that my son (5 yrs old) who has loads of toys to play with, is at his happiest when he is doing something with me. He always wants to help dad with DIY, fixing the car, reading books, going for bike rides etc. I find this a whole lot more rewarding than being at work and, (to counter your assumption that I am biased about women staying at home) would love to have a wife who was career orientated enough to allow me to stay at home with them. It just happens that my wife wants to assume this role so I have no choice in the matter. I hope your children enjoy the opportunities that you have given them, but there are a lot of people who wake up one day and realise that their children have grown up and they have missed out on their development. I hope you do not have to share this feeling.
  7. A stereotypical and feeble counter argument Obviously you don't have kids Yankee, if you think that bringing them up is not an I stand by my initial post that in my opinion unless a couple are driven by financial necessity to both work, then they should sacrifice the plasma TV, BMW x5 etc and have one of them at home to give the children a sound upbringing. If they aren't prepared to give up these, then they obviously don't want children for the right reasons.
  8. I find it quite amusing how many people on this forum try to compartmentalise what has caused the housing boom. The answer is of course that many factors are responsible, most of them linked to greed. I have always thought it strange to have both parents of children out working whilst some stranger brings up the kids. Now of course many families are forced into it. The twin income factor started in the 60's-70's when some greedy couples got the idea that they wanted more of the materialist garbage that fills our homes (or of course a bigger house) and decided that the Mother (who in those days traditionally stayed at home) would go out to work as well. The first few managed to get the bigger house but then gradually buyers get wise and the prices go up to absorb the extra income. This principle is the same for all these "injections" into the housing market. Parental assistance with deposits help at first, but prices simply rise to absorb the extra money available. This is why Gordon Browns much trumpeted Govt sponsored motgages will not do any good. They will just marginally raise the market. For the record I work whilst my Wife looks after our 2 (soon to be 3) children. (I would happily be the one to stay at home if my Wife had a well paid job though) We find it tough financially, but make do without the luxuries others seem to find essential. We eventually may be able to afford an ex-council property at some time in the future, but I can at least rest easy knowing we have done all we can to ensure our children have the love and attention they need. Please note I am not for one minute having a go at those families that really need the extra income, just those that seem to value the latest Plasma TV over their childrens upbringing.
  9. Urban Sensation Following on from my topic yesterday about multi-level living, I have found this site where all the houses are built over 3 floors, and have four bedrooms. This method seems to have used less surface area per house therefore saving on the cost, and yet still allowed each house to have 4 bedrooms. If all city developments were built along the same lines, perhaps we could all enjoy a bit more space without having to pay through the nose for it?
  10. This was my line of thought. It seems that in this country if you mention the word "apartment" people immediately think of 1 or at most 2 bedroom residences. The concept of space to live and the amenities such as gyms, swimming pools etc that a good apartment block could provide seems lost in the UK. Developers find it easier to tack on a few build it by numbers Barratt estates onto rural villages than use their imagination and develop some real lifestyle apartments.
  11. This factor doesnt explain why all the developers seem to be building one and two bed shoeboxes rather than real apartments. Also with the government being committed to inner city regeneration it should allow more multi-level planning permission in these areas to prevent the need for eating into the green belt. This would counteract the effect of the scarcity of land with high-rise planning permission.
  12. Firstly, apologies if this has been covered before. I don't get to read the forum that often. Over the past months one of the favourite bull arguments has been that the limited amount of land available in the UK was why house prices would not crash. I do not want to get bogged down in this argument again but one of the things I thought was that if land is scarce and prices for land high, one of the obvious answers would be to build higher and to live on more levels/floors. I don't mean the 70's high rise type of thing, rather the kind of apartments my friends have in Brazil. There a family apartment may occupy a full floor of a 10-20 story block. These 3-5 bedroom apartments have the same amount of space as a normal house in this country, but only occupy the same surface area as about 3-4 detached properties. Parking is often built into the foundations of the block. If families in this country do not like apartment living, why not just build 3-4 story houses with loft conversions to make a 5th floor, and include an integral garage/double garage and utility room on the ground floor. In inner cities planning should not pose a problem, and the surface area of the property should be a fraction of that for a 4-6 bedroom detatched property. Does anyone know how much (as a percentage of the total cost) the cost the land is in a typical 4 bed detached house? My thinking may be simplistic, but I can't see the problem with it.
  13. I think you are right about the - YOY psychology, and am looking forward to this in August. The decision about purchasing is out of my hands at the moment, and I wouldn't buy even if I could afford it. The FTB's that are purchasing now must be brain dead.
  14. This is dead right. I am unfortunate enough to live in Hull and I remember my mate buying a 2 bed new build in 2002 for £48k. The rises that everyone else experienced before then only came to Hull after 02, so I am quietly confident that the current downward spiral the south is experiencing will hit home in this area around mid-late 06. At the moment all we have is ridiculous prices and sellers wondering why they can't sell at their "realistic" valuations. Watch this space!
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