I've been reading this forum on and off for a while but I've never seen anyone mention anything about the effect of bank charges on house prices.
A few years ago you might get away with a £15 charge when you went overdrawn - these days its up to £39 in some cases. And people regularly run up £300 + in a month. (there is a lot of talk about this on Money Saving Expert BTW).
It kind of stands to reason. If council tax is up, wages are flat, gas and electrric are rising and banks are hammering people with charges then bills are going to end up going unpaid at some point. And some of these bills