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House Price Crash Forum

Guest_flaps_*

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Everything posted by Guest_flaps_*

  1. +1 Shorting, shares in general, precious metals (plus no place to store them) are no go's for me, I just don't have the time or knowledge to play those kind of risks, meaning I'm left with shit interest rates and attempting to make up the difference through tough personal austerity. It really shouldn't have turned out like this, but it has. And anyone but a prudent saver like myself is a utter ******ing **** I've now decided. Laughed at on the way up by the feckless, now raped on the way down to save them. If I had my time again, I'd strangle my sense of personal responsibility at birth and let some other plonker cop for my greed and stupidity instead!
  2. You have just described my situation perfectly. Born in 1976, graduated in 1999. Noddy job whilst looking for my first (low paid but good expetrience job) which I got early 2000. Intended to quickly get a deposit together, but almost immediately I noticed that my earnings and savings relative to house prices was going backwards! By 2003, I realised something was seriously wrong. I was seriously envious of mates who just bought straight away back in 1999 and worried about the job second, but since then, they all bought into the 'houise prices only ever go up' and tended to trade up between 2005-2007. So all that bonus 'free' money they made buying pre 2000 will be wiped out by using it top trade up mid 2000 onwards. They just don't know it yet!
  3. Whilst I see your point, it is also important to be aware of just what pathetic propaganda the sheeple are lapping up!
  4. Why not? TPTB seem quite happy for people to live illegally in sheds!
  5. 200 quid is getting towards grow your own prices. Nice the government seem to want to take a softer line on it too
  6. Well as my first time buyer account is 3 months notice, I guess I'll have to console myself with the 4% net interest it is earning and ride the waves!!
  7. I don't think anyone is? It more that in actuality, it is well above this that is the problem.
  8. The sodding Natwest sent me a document at xmas with all sorts of graphs and pie charts regarding in goings/out goings of my account for the year (I have no idea why, I didnt request it!). To make matters worse, they had a break down of my top ten spends for the year. So ******ing thank you Natwest, I really wanted to know that the number one place I spent the most at in 2011 was Morrisons forecourt! (they even rubbed salt in the wounds with just how much as well!).
  9. I'm more than happy with my Blackberry, seems user friendly enough for a technophobe. I wanted a non touch screen phone I could get decent internet on and it does the job just fine. Good battery life and pretty tough. Not that I'll be looking to upgrade it at the firt opportunity, I reckon it will last me a fair few years yet (cue dropping it down the bog!).
  10. As a single, childless, smoking, drinking, high milage driver and prudent saver I'm ******ing steaming about it tbh!!! The one opportunity for me to 'gain' something out the system, but I can guarantee I'd get clobbered on the way back and all things considered, I'd probably just lose the plot and end up in a world of pain. And then I'd just go all Raul Moat in a shopping centre somewhere afterwards whilst screaming "****** THE SYSTEM YOU *****"!! I'm usually able to still pick up 50g pouches between £6.50-£7.50 (so I at least feel I'm still cheating the tax man a bit at least) but would have been nice to be able to take a lump out the ******ing bank to stop them using it and stick it into a long term baccy store for myself instead.
  11. Many thanks for that. So bsically, they give a guideline, but even then, they can hammer you if you bring in an amount below it! 3kgs would have been a decent amount with 2 or 3 of you going over in one vehicle and bringing back the allowance each, but bringing 3kgs back now without losing it and having your vehicle squashed into a small metal cube would soley depend on whether the officer in question had struck lucky the night before or not!
  12. I'm not surprised. My mate bought some in Belgium on his way back from a cricket tour last year and when I realised how cheap it was, I thought about a bit of a road trip, but coming down from Sheffield I'd need to buy a few more sleeves than a couple to make it really worth while.
  13. How much can you bring back from Belgium? I've been thinking tobacco could be a good place to move some of my cash out of the bank into. Tobacco only ever goes up
  14. New builds only. They have told their mates at the big house builders this is their last chance to shift their overpriced shoeboxes. Then they are in it like the rest.
  15. It pleases me and I'm a righty. The market is already massively disfunctional, but anything that brings the cost of houses down for the long term benefit I'm more than happy with.
  16. Melchett Course I am. Now let's talk about something more jolly, shall we? Look, this is the amount of land we've recaptured since yesterday. [Melchett and George move over to the map table.] George Oh, excellent. Melchett Erm, what is the actual scale of this map, Darling? Darling Erm, one-to-one, Sir. Melchett Come again? Darling Er, the map is actually life-size, Sir. It's superbly detailed. Look, look, there's a little worm. Melchett Oh, yes. So the actual amount of land retaken is? [Darling whips out a tape measure amd measures the table.] Darling Excuse me, Sir. Seventeen square feet, Sir. Melchett Excellent. So you see, young Blackadder didn't die horribly in vain after all. George If he did die, Sir. Darling Tch! Melchett That's the spirit, George. If nothing else works, then a total pig-headed unwillingness to look facts in the face will see us through.
  17. If the housing market is still slowly sliding, then so too is the economy. It is also a big assumption to say that in 10 years time they would have paid off a large chunk of the debt. If the economy is still sliding, so too are jobs, prospects and wages.
  18. In which case why are you still here? You should be doing as the missus tells you and be out there looking to buy, so you can "get on with your life"
  19. ******s sake, grow a pair man! The main reason for house price insanity is due to blokes having no ******** when it comes to tellinig their other half "NO"! Just do what she says and go and buy, there's a good boy.....
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