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The Spaniard

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  1. Was the proposal noted by the OP acted upon by the government? Or has it been quietly forgotten? https://www.theguardian.com/money/2018/oct/08/treasury-weighs-up-tax-break-for-landlords-who-sell-to-generation-rent
  2. Collectively we rent our medium of exchange (broad money supply) from the cartel of commercial banks. We must borrow it into existence at interest, loan by loan. The loans are rolled over indefinitely. We pay enormous interest for the very existence of electronic numbers sufficient to run our economy. Most of us are too stupid to understand this.
  3. The Spaniard

    Momentum gathering?

    Maybe some do understand very well and use that knowledge to condition the rest of us?
  4. The Spaniard

    Panic at Davos

    Collectively we rent our medium of exchange (broad money supply) from the cartel of commercial banks. We must borrow it into existence at interest, loan by loan. The loans are rolled over indefinitely. We pay enormous interest for the very existence of electronic numbers sufficient to run our economy. Most of us are too stupid to understand this.
  5. The Spaniard

    DOW falls 1100 points

    The Pentagon apparently does not follow regular accounting procedures. We really have no idea what's going on.
  6. The Spaniard

    On the edge of a financial crash?

    The OP noted that the price of oil had unusually dropped 7% in one day. If Tesla technology is planned to be commercially and generally available, then that might certainly be significant. https://www.youtube.com/watch?v=7ATzLkr9JXk
  7. The Spaniard

    On the edge of a financial crash?

    One spectacular possibility during the next few years which would collapse the price of oil would be the public disclosure of ‘free energy’ or ‘zero point energy’ technology. Ridiculous science fiction or suppressed science fact? The forensic examination of 9/11 by Dr Judy Woods in her book “Where Did The Towers Go?” strongly suggests the use of such technology on that fateful day. Mind rotting conspiracy theory or mind wrenching revelation?
  8. The Spaniard

    Fertility rates

    A possible contributory factor - sperm counts have declined and continue to go lower: https://www.theatlantic.com/family/archive/2018/10/sperm-counts-continue-to-fall/572794/
  9. The Spaniard

    Help to buy schemes - Radio 4

    Some might say that Gordon Brown did a very competent job. But for whom? https://www.silverdoctors.com/gold/gold-news/gordon-brown-dumped-britains-gold-to-save-goldman-sachs-jp-morgan/
  10. The view of the charity 'Mind': https://www.mind.org.uk/housing
  11. Depends on the motives behind it. Some might argue that the Kalergi Plan is progressing quite well, to others it is a "conspiracy theory". https://www.quora.com/Is-the-Kalergi-plan-a-conspiracy-theory
  12. Ideal legislation for those who have bought and rented to a family member, e.g. a child at university. It might even be worth housing a trusted relative (son/daughter?) as a tenant for at least three years (maybe at a peppercorn rent) then selling to them. The said son/daughter tenant could also sub-let for tax free rent-a-room income during their tenancy. You could even make them a short term loan to buy the property from you. They then immediately sell it and both transactions are CGT free. They then repay your loan. This could save tens of thousands in CGT.
  13. The Spaniard

    My own experience at 24.

    Sam is presumably putting £40,000 p.a. into a SIPP and £20,000 p.a. into an ISA (optimally £4,000 out of that into a LISA?), the latter from income taxed at 20%. Assuming that his/her annual living expenses amount to at least the personal income tax allowance of £11,850, gross income must be at least £76,850 p.a. plus any NI contributions. Impressive.
  14. Mathematically, that can still be consistent with a long term rate of growth only slightly lower than the slope of the parallel lines.
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