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leftysmate

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About leftysmate

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  1. Not really that much detail IMO. Just that we are friendly people and able to strike up a rapport with people - and it's natural to ask where they are hoping to move too and generally they are happy to say. Having said that one of the divorce cases didn't actually volunteer the info when we asked - but I knew she was divorcing as she was an aquaintence of a woman I used to work with. On the indicative of rats leaving the sinking ship question - I think my experience might be a little misleading as we ourselves are no spring chickens and so are looking at 3rd / 4th rung type properties. So pro
  2. Just some anecdotal evidence to add here. Been keeping an eye on the market around my way (NW & NWales) and every now and then do some viewings etc. Probably now looked at around 20 or so houses over the last year and a bit - and tend to try an keep to No Onward chain types as I perceive them to be more motivated to actually want to sell. Of these - 3 were probate, 2 were OAP's leaving to move in with children, large number - probably 10ish were emmigrating, 2 divorces, 1 had already bought another house, only 1 was an obvious flipper/btl. Remainder - either can't remember. Of those emmi
  3. I actually tried something like this (although not quite as severe as cutting the fee in half) a few years back when trying to sell our house. I can't take the credit for the idea and forget where I saw it, but it was on some money website or other with a "selling your house / dealing with estate agents section" Basically, you agree the "realistic" valuation (say 295 - 305K) and agree to pay the agents standard commission (say 1%). However, you then agree a "shared risk / shared reward" type deal around this. So if the house sells for between 280 - 295K the commission reduces to 0.7% but if t
  4. Theres a hell of a spread behind some of these averages. i.e. Outer South East - look at the end table; IOW +17%, Basingstoke +11% then Milton Keynes +1%, and from the commentary Malden -5.7% This can't be "normal" - I would expect variation but a much tighter spread. Perhaps the big variations are being caused by small sample populations?
  5. Edit. Originally posted that this was dated 2002 ....but just seen from your sub heading that you were aware of that. Doh!
  6. I don't know Birmingham at all. If I was thinking of buying a house in an area I didn't know, I would start with a little research. UpMyStreet is usually a good place to start. I picked Property 2 at random - Alwold Road (B29 5JA). Here's a little of what it says. "These are poor families in low-rise estates. The estates are home to nearly as many single parents as traditional two parent families. There are many school age children and families are larger than average. There are also some couples whose children have left home. Housing is usually in the form of low-rise council terraces, p
  7. Get bloody real. You feel hard done by but these kind of numbers have been made jobless 97' - 2004'on a weekly if not monthly basis. No- you get bloody real!! I gave you one personal example in response to your original denigration that anyone in the 92 era was affected. Actually at the time we had the infamous end to News at Ten when they went through the list of job losses and company closures every night!! It was a major event when they made an announcement of any new jobs created. I don't know off hand the actual numbers of the early 90's recession and to be honest can't be arsed to find
  8. My problems and those of around 35 (my dept); 225 (uk subsiduary) ; 1500 (European wide company). Trust me -I was being polite; Forget all your subsequent attempts at mitigating your original weasel words, and accept that there was a lot of pain (personal and corporate) around in the early 90's recession. I accept that there were some people that inevitably prospered, in much the same way that some are starting to now (debt collection, cashconverters, shorts on CWD, B&Q etc) but that wasn't your original point. Stop changing the goalposts.
  9. Actually I did and it did. And no I personally had reasonable debt (at that time around 2.5 times salary on my mortgage), no further borowings always believing in saving to buy things I wanted and like to think I have a few brain cells with a science degree from a red brick university. So too, did most of the hard working concencious people I had to make redundant. I recall the many sleepless nights thinking what to tell the MD why turnover figures why down, why profit margins were being savaged, where else I could make cost savings in the departement even after I had cut advertising, staff t
  10. Slightly off the main thrust of the topic but nevertherless demonstrates the encouragement of taking on extra debt. I had a small personal loan with Alliance and Leicester. Just before Xmas I called them to ask what the outstanding balance was as I was in the position of being able to pay it off. After concluding the various security questions I was told that they would write to me informing me of amount I still owed. Somewhat bemused I asked why I couldn't get it over the phone? - I forget the exact reply but it amounted to "company policy". I then had a mini rant to the operative about wa
  11. Yep - must be getting close to BoE MPC intrest rate meeting time again!
  12. Then there is this one from the good 'ole expats site - originally 329K now 300K plus "incentives" worth 11K so all in all 40K reduction. Of course, checking nethouseprices and seeing that next door sold for just 195K in March 2004 might be a reason why it's been around awhile. House nethouseprices edit: typo
  13. ...and how the hell would you know exactly what they earn, how much they spend and how much is left at the end of each month or not? Are you by chance admitting to the installation of certain electronic devices during your sundry refurbishments? Is this the real reason why you go to the trouble and expense of converting the lofts you were bragging about a couple of months back? http://www.flyonthewall.uk.com/ Is your favourite film Sliver? http://movie-reviews.colossus.net/movies/s/sliver.html
  14. First Direct never was that good anyway - lost interest on the whole deposit for the month even if you just took £1 out. I've just set up an account with Abbey £200,000 plus gets you 5.40% £100,000 plus gets 5.30% £50,000 plus gets 5.20% £1 plus gets 5.10% but this does include 6 months introductory bonus of 0.4% - still gives me another 6 months to find somewhere else to put the stash.
  15. Keeping with the sheeple theme - couldn't we use "thinking outside the pen"
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