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little fish

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  1. Glad I popped in for a nosey. That is very nice spyguy. Very nice indeed.
  2. In NI there used to be a clause in the purchase contract that if the property was to be sold within 10 years of purchase that the HE had first dibs on repurchasing the property. It was just ignored. There was no clause to stop people from mewing, moving on and renting out the property. From tenant to private landlord within a year in some cases.
  3. Hopefully last sale price will be added but a great start
  4. No idea. Sorry. Could/ should be an issue for the BTL lenders though. http://www.mortgagesforbusiness.co.uk/news-insight/2016/december-2016/mortgages-and-airbnb-1/
  5. 2nd LL to tell me the Airbnb story. Depressing. 5 what should be family homes have effectively disappeared from the market. Providing housing was a frequent line until it no longer suited their own interests. Now they are apparently encouraging tourism
  6. Bumped into a landlord here (NI) yesterday. Proud as punch he told me that he has this "tax thing sussed" He is now Airbnbing each house (5) for 7 days a month. Reckons that covers his mortgages and as he no longer has tenants or considers himself a landlord anymore he won't get taxed. Bless. Delusion is so much easier on the ego than despair.
  7. I wonder how many LL's will try this? I suppose it could look like a way out for types who always blame everybody/anybody rather than take responsibility for their own decisions. https://www.ftadviser.com/mortgages/2017/07/05/limited-company-buy-to-let-is-next-mis-selling-scandal/?page=1
  8. "I had no idea it (Mortgage Express) would be so unsympathetic" 13b of UKAR assets are owned by Cerebus although the management remained with the UKAR mortgage servicing arm (now transferred to Computershare) until earlier this year. http://www.mortgageintroducer.com/ukar-repays-3-3bn-taxpayers/#.WWJ_1IjyuyI
  9. One aspect May obviously has paid no attention to is the supposed neutrality voiced by the tories in 1991. http://www.irishexaminer.com/viewpoints/analysis/dup-deal-to-carry-high-price-in-more-way-than-one-452162.html
  10. Sadly this is true. After Nama, the fuel £'s for friends and numerous other scandals the DUP have gained in this election. It is worrying how much power Arlene and chums now have. Heaven only knows what they will do with it.
  11. The last tweet is about free speech and TM's number 1 song The tweet before that was about Wigan. Nothing I can see about Lloyds . Looks like they reported you. Honestly have they nothing better to do? I got similar last year for naming a local letting/estate agent that had forged my sons name on a tenancy inventory. Even though I could prove the incident happened and my account was 'opened' again after 3 days the tweet never reappeared. So I sent it again That tweet disappeared too with no warning or account restriction.
  12. This is what your account looks like to me. I can still view your profile and see tweets although there is nothing visible that would indicate the need for a restriction, unless, of course they have removed any tweet that was complained about. Caution: This account is temporarily restricted You’re seeing this warning because there has been some unusual activity from this account. Do you still want to view it? Yes, view profile
  13. HMRC should be able to pull in a fair few pounds from all those LL's who have to date been declaring a loss.
  14. One of the 1 beds has turned up on Airbnb for £70 quid a night. I am loath to link it as the owners personal pic & details are on it. Looks tiny but apparently sleeps 4.
  15. I am old enough to remember when you were not allowed to borrow to borrow. Seemed like an entirely reasonable premise. BTL loans with deposits borrowed from equity literally chucked that out with the trash. Now banks lend you money so you can borrow even more money Would be funny if it wasn't so desperate and damaging.
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