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House Price Crash Forum


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About tuggybear

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    HPC Regular

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    Melton Mowbray

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  1. Heads up folk's, You people on this forum helped me so much back in 2007-9 - payback...... This was the catalyst for 2007-8 market crash. It was UK banks before, but the Federal Fund rate (US) - just dropped off chart! Inter lending banking freezes. DOOM ON! .... lag was 6-9 month last time. Imminent this time! Hopefully happy HPC. :] Jump to 4:20
  2. Hats of to you, you got the real architect behind all this. "No more boom and bust" ,and his cronies If you were going to run a country to destroy a country you would have done as Gordon Brown had done/wished. Communism at it's best and at the same time (without judgement) WORST! Everything from changing what we could and could not talk about (ethnicity, immigration, disability, age, ENGLISHNESS, throw in Europe and even gender). Then after a lot of diversity, multicultural, dignity and HEALTH AND SAFTY courses, the management was running scared! They then proceeded to impliment all above
  3. In reply to the very enlightening under 35's post I feel very left out. I'm 40 years old, with three children 6, 12, 19. I work full time as an electronic engineer working on security products and with a lot of overseas travel and overtime, earnings are a modest ~46K, my wife works part time minimum wage with hours to suit. We live in the midlands area, so not such crazy house price's as South East but still well over priced. I was a home owner from the age of 17, buying a 2 bed terraced at 26K back in 87, on an apprentice wage of 8K. I lived in this for the next 10 years and sold it for 38K
  4. Thanks, finally got to 500 posts , Yes you are correct, I also aquired a small wine drinking problem, when ever i posted / read HPC, so i also broke the mould,for this. Anyway life could not be beter, semi retired for job (no overtime required +30 hrs per week at previous mortgage levels, and self built a study and 5th bedroom with a kitchen extension (19ft x 26ft) approved(need to save for materials (labour free) and a play room 15x14 approved also (but will have to justify with OH) so plenty to do but saddly lacking energy levels as when i was younger. How about you? .
  5. I have always been here, reading EVERY POST, but after buying a property, I would feel somewhat bragging for buying a property, and was not comfortable posting as a owner - occupier I visit a few sites each day- Every day, and this is site is a must!
  6. Hi, Sold in August 2007 (for highest price) - then rented for 1 year - then bought again. Back then there were a lot of distressed sellers and PANIC in market, I fortunately managed to pick up a property for 35% below initial asking, I went to see the EA who was agreeing with every thing I said (HPC)( and in all honesty pushed sale through to get a sale). There was panic (Midlands Area). From then to now, I have seen modest drops in market (bee) and are fastly approaching for similar property close to my acceptance price. I think that obtaining Mortgages will be the main stumbling block, an
  7. I was just about to post same quote. SAD if true!
  8. I was just about to post same quote. SAD if true!
  9. Good question, I'm fastly aproaching 40, Iv'e been 'opted out' of state pension for ten years and my pension pot is now ~£25k (was higher pre-crash 35K). Each year I get a statement suggesting it's time to opt back in. (is this a good idea in view of this article). Also is it true that it takes only 20 years a to build up a full state pension, the first 20 yrs are for free!
  10. Link: http://www.bbc.co.uk/programmes/b00mb0jh Goto 1Hr 24 mins for start.
  11. Thanks for link Mega - very informative and definitely worth a listen.
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