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House Price Crash Forum

JonoP

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About JonoP

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    HPC Veteran

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    South East

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  1. Certain people on this forum are prone to posting that they will not buy until prices return to where they were at (in terms of income multiples) in the mid nineties. I think that this is deluded. Houses in the mid nineties were undervalued, in the same way that they are overvalued today. I do not, in my lifetime, expect to see houseprice/income ratios return to where they were 15 to 20 years ago. The same people also often quote the ‘long term’ trend of average house prices averaging 3.5 times average income. Again, I think this model is flawed. The long term average spans many years where i
  2. I sell software for one of the larger US software companies. It is not glorious at all. In fact, at the moment, I quite dislike my job (hence Holland). In terms of money, after a certain amount you do not notice much difference, you just bank the ‘spare’ amount. I look at bankers bonuses with a degree of jealously. I am sure they look at oligarchs salaries with a degree of jealousy. It is the way of the world. I transferred from the UK to Aus with my current employer. If I move to Holland, it will be with a competitor. I work in a reasonably specialised field and there are not that many peopl
  3. Balls, I have been reading your posts for years now and there are two endlessly repeating themes. 1. How you might move to Germany 2. How you are jealous of people who earn more than you You need to pull your finger out and get on with life. Seriously, getting a cheap house is not the be all and end all of life. When you are on your death bed, the time you have spent obsessing about house prices will probably be a major source of regret. In the time that you have been vacillating about maybe moving to Germany I have moved from the UK to Aus and have now pretty much lined up my next job in
  4. Bet you actually do nothing but sit on HPC whinging about how unfair it all is and how you might move to germany 'soon'.
  5. Ummm, yeah, it was mainly that that I was referring to....... And WOW, what a statement!!!! Taking down the CIA website!!!! That will change the world!!!! And mean they can steal music forever!!!!
  6. Alternatively, Daddy, why do a bunch of teenage geek misfits think that launching crude denial of service attacks against a couple of websites will further their cause in terms of continuing to be able to steal music? 'cause thats what it all seems to about.
  7. Our banks would have failed. That is the elephant in the room. They still will if they jack up IRs.
  8. But I want to live in the south east. And do not talk to me about nominal. I am earning $AUD at the moment. Nominal is my friend :-)
  9. But I want to live in the south east. And do not talk to me about nominal. I am earning $AUD at the moment. Nominal is my friend :-)
  10. Very happy thanks. It is summer over here in Aus and lfe is good. On on the subject of nappies though, I suspect you will be wearring one before me. In your rented care home :-)
  11. But I would own it.... I could take the money I spend on a car and stick it in a bank. The interest would probably cover the cost of my bus tickets. But I would not be to able to move around with the freedom that I enjoy as a car owner. The freedom is worth more to me that the money I save catching the bus. Hence I buy a car.
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