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About leedsproperty
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Leeds
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Obviously future returns are uncertain. But a long term return above inflation (i.e. in real terms) of around 4% has been had historically from a mix of 60% shares and the rest in bonds gilts and property I've read recently. If you want to take a bit of risk, to enable the pot to be passed to your children then perhaps its worth considering draw-down instead of an annuity.
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Come on. It's obvious this bloke is a big fan of the site. He also seems quite modest. His last couple of articles have been interesting, balanced and factual. Plus I bet he's brought revenue to this site which helps it to keep running so we can continue to benefit from it.
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Where Did The Benefit Of The Qe Money Go?
leedsproperty replied to phil7's topic in House prices and the economy
I've been thinking a lot about this recently too. Presumably the people who sold the gilts to the BoE simply bought some more at a fraction less cost, making themselves a few quid and keeping a veneer of credibility that the govt weren't directly printing? I also have been wondering how much printing they can get away with. Is M4 supply about 1500 billion and they have printed about 375 billion, perhaps diluting the money supply by 20-25%. The pound is down by this sort of amount against other currencies which is interesting. -
Uk Triple-A - There She Goes
leedsproperty replied to The Masked Tulip's topic in House prices and the economy
Have you not read about the recent hand back of QE coupons from the BoE to govt? -
Uk Triple-A - There She Goes
leedsproperty replied to The Masked Tulip's topic in House prices and the economy
I can't see govt interest payments increasing. Most existing debt is long term and new debt is interest free from printing. The £ may drop but they will see that as a good thing. As long as the resulting inflation doesn't drive domestic pay demands. Basically we are all going to get poorer due to the cost of imported goods going up even more. The big worry is that deficit reduction seems to have stalled. If they can't get this under control, the printing required will mean debt increases to well over 100% GDP at which point the soft default options will be out of control I guess? -
We struggle to get much from Costco that is cheaper than supermarkets unless they have an offer on. Aldi washing powder @ 10p per wash won a Which? award. Lidl seems to be about 30% cheaper for most things. Their breaded fish, mayonnaise, stone baked pizza, ice creams, eggs, biscuits, fruit and veg are all excellent. The weekend offers are normally very good. Tend to aim for 1p per tetley or similar brand tea bags. Usually Costco or big supermarket when on offer.
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Interesting. I made the mistake of believing clips from here or maybe C4 news with 'the next leader' guaranteeing that they are out!
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So Greece has an election in two months. Now it wouldn't surprise me if this is postponed, but if it isn't, Greece will default. I think that's 100% guaranteed (if it isn't already.) What will happen in the UK, to our bank deposits and what are these govt contingency plans that are fully in place? Presumably house prices in London will continue to rocket as there is a flight to apparent safety.
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Halifax House Price Charts
leedsproperty replied to FreeTrader's topic in House prices and the economy
Lovely charts, many thanks. Is the Excel file available? I wonder if the last chart would benefit from a series with real earnings on there too? -
Halifax Hpi September 2010 -3.6%!
leedsproperty replied to Pent Up's topic in House prices and the economy
Good news, but I still think inflation might be doing the rest of the work for us....... -
I'm sorry but this has something to do with the economy (and kinda houseprices.) Why is it here?
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Ten Year Gilt - 4.02% this morning on Bloomberg...
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How do you explain the land reg prices with like for like sales then?