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About Simon_Trinity

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    HPC Poster
  1. That is SO asking for trouble! Especially when you have a memory like mine. I'd be interested to know the chances of a house fire, burglary, hungry rats, flood etc. relative to the chances of a bank going under followed by default of the FSCS. Even in these turbulent times I'm reckoning the latter might be a better bet. Especially when you cost in the interest. Or are we talking stash for the armageddon scenario here? Unless a burlar suspects there's a stash somewhere (and I guess they will do soon the way things are going) then anything which requires dismantling is surely sufficient. Nothing valuable though! eg I stashed it carefully inside my laptop. D'oh!
  2. I think Woolies might do alright in a recession actually; they sell cheap, practical stuff after all. It's tat, I'll grant you, but at least it's cheap tat and people will be able to get their shopping fix with what little money they have. I was passing a retail park last week and was staggered to see huge queues of cars waiting to get in. Then I realised it contained two shops: Lidl and Matalan. That's quite telling, I reckon* *In the sense that most of the anecdotal observations on this site are telling. In that I've never driven past it before so have no idea whether it's like that every week. In the manner of all the 'cashpoint out of money at 1am Friday night shocker' threads.
  3. Great post. I think you're spot on about the disconnect between the phrase "good for the economy" and people's living standards. Personally, I'd go one stage further though and say that second home ownership for personal use should be outlawed. The situation in Cornwall where people are living in caravans whilst houses lay empty to be used one weekend a month by Londoners is a national disgrace. To a lesser extent we have the same problem here in Sussex where local businesses struggle because so much property is vacant during the week and the Londoners turn up with a Cayenne full of Waitrose bags on a Friday night. This isn't jealousy; I'm in a position where I could earn the kind of money that buys this 'lifesyle' if I chose to, and I choose not to. Sure rich people will always exist and they will always have better houses than poor people. But to have two houses, and to push the price of property in pretty (but poor) rural areas up to the point where local people cannot afford it, is in my opinion a distortion of the market which should be managed. Capitalism is not - as is being demonstrated so painfully this week - always right. There are plenty on this site who will no doubt shout this down in the name of a free market and people being allowed to do what they want with what they earn. But life just isn't that simple and the power being exerted by those who happen to have ended up rich is unacceptable.
  4. Actually I think it's very unlikely that someone completely normal and balanced would have the necessary skills required to push yourself into a job like prime minister. Blair was a patholgical attention-seeker and Thatcher was just pathological. In fact, most people in very senior positions are basically psychopathic; they have to be. The rest of us would have said b****cks to it long ago; life's too short.
  5. Personally I wouldn't buy it at any price at the moment. Not because I'm on some anti-property thing but just because in the current environment it is literally impossible to predict its future value and in that scenario the price would have to be so heavily discounted to make it a sensible risk that they wouldn't sell it to you anyway. My advice: there's lots of nice letting agents on rightmove, with lots of nice cheap property. Go and talk to them.
  6. Maybe I'm going delerious with all the goings on, but now I'm sitting at my desk really chuckling to myself at the image of all these mods in tight suits and parkers sitting on their Lambrettas with laptops moving threads around. Don't ban renterbob though please mods; just kick back, watch Quadrophenia again and talk about Brighton and the good old days...
  7. It's called spoiling your ballet paper. I wrote none of the above across it last time. And they have to count the number of spoiled votes and announce it with the results. Some people say it's a waste of a vote but I don't agree. It's a protest and if enough people started doing it then maybe the process would be looked at. At the moment I have a choice between voting Conservative (which AIN'T gonna happen, believe me) or wasting my vote. Around here NL get about 10% and the rest goes to Conservative.
  8. There are experts on HPC now?! I'll look out for that. I've just walked up to Nationwide to open an account (for when I get my money out of Kaupthing ING) and it was closed with a hand-written notice on the door saying "Closed due to flooding". Now, admittedly there was a bloke in there fixing stuff and a lot of water about, but I still reckon it's 'cos they're about to go under. Tell everyone to panic! [EDIT to add that it really is closed due to flooding; this wasn't made up just for the humour! The bit about panicking is a joke though, obviously.]
  9. Gotta love these comedy posts. It's been a tough ol' week and a bit of humour on a Friday is just what we need.
  10. My money left my Kaupthing account pre-takeover and has never turned up in my NatWest current account. I spoke to NatWest this morning and they've apparently been told that the money will not be arriving for anyone in this situation. I have a BACS reference, but I'm not sure who runs BACS or how I check out where it is. NatWest didn't seem to know, bizarrely. Anyone know? Sure I'll get it back in the end, but bit of a hassle.
  11. I have a suspicion (from this and other threads) that renterbob was starved of attention as a child. Cash machines in my area are all working fine.
  12. Believe me I'm not one to stick up for New Labour; I despise the whole social experiment and the consequences of their mistakes. But Gordon looks like a man who hasn't slept for weeks with worry; I hardly see that we can criticise him for making one joke. I don't think anyone can seriously think he's flippant about what's going on. Still an a**e though, don't get me wrong.
  13. He doesn't seem that clever. More likely he's addicted to the media attention, I reckon.
  14. My ex-flat mate had a real bee in his bonnet about that phrase and hence once listed his car in Loot for much more than it was worth as "priced to amuse at...". And there's a few asking prices round here which certainly amuse me.
  15. My favourite ever is for a house down the road which reads, "the property requires some updating and the asking price is refective as such", which is particularly beautiful because propertybee reveals that it used to read "...the asking price reflects this" and some t1t estate agent obviously decided the phrasing wasn't sufficiently obtuse so changed it to "...reflective as such". I cannot think of any other situation in which this phrase could possibly be used*. *In our opinion
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