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frankief

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About frankief

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  1. https://www.reuters.com/article/uk-factcheck-woodstock-pandemic-1968/true-claim-woodstock-took-place-in-the-middle-of-a-pandemic-idUSKBN22J2MJ Don't know, as always there are conflicting versions of history on the internet! Are Reuters a reliable news source these days?
  2. Don't know if this is the right thread, my question doesn't deal with anything important or life threatening, it's simply a haircut related question: Hairdressers (I presume this covers gents barbers) not to open until July at earliest. I'm already due a crop, especially with summer coming up. By then I will be looking like a character out of Black Adder with my long greying lifeless hair and a bald bit at the top. Any hpc-ers tried a DIY short back and sides? Could you tell me is it advisable and what the results were like? Also information about what kit is needed. Also, advice on stopping any bleeding from the scalp!
  3. I'm not sure about that Greg, although I suppose that there are good and bad carbs. They are the basic ingredients for traditional cuisine in most parts of the world - potato, pasta, rice etc. They are cheap, provide energy and in the past we had no trouble burning that energy off. As a lad, every meal I had seemed to have spuds and turnips - there was not much choice. Looking at the photos of us kids then - we were extremely skinny compared to modern kids.
  4. I would have thought that runners have pretty healthy lungs and could be low risk for infection? The repetitive deep breathing would help to keep lungs clean? Or is this not the case? Don't know the science behind this virus - anyone know the information?
  5. Nice gesture by a house builder here: https://www.constructionenquirer.com/2020/04/06/gleeson-to-prioritise-house-sales-to-key-workers-after-crisis/ No mention of prices though.
  6. If you like me are worried about the wisdom of investing in a Stocks & Shares ISA, why not put your money somewhere safe! Just received this email today from NS & I : We’re getting in touch to let you know that we’re reducing the interest rates on some of our savings accounts on 1 May 2020. This will affect you if you have one or more of them. Here are the changes: Account Current Rate New lower rate from 1 May 2020 Direct Saver 1.00% gross/AER 0.70% gross/AER Investment Account 0.80% gross/AER 0.60% gross/AER Income Bonds 1.15% gross 1.16% AER 0.70% gross/AER You can find the interest rates for all our accounts and investments on our website nsandi.com along with full information about them. Andreana Carrigan Customer Service Manager National Savings and Investments is backed by HM Treasury We use this email address for outgoing emails only, so please do not reply to it. We will never send specific details of your NS&I accounts or investments by email. Always be wary of emails asking for personal or security details. NS&I will never ask you to disclose or confirm sensitive personal or security information, including your password, by email. If you have any questions about this email, your online security or how we protect your personal details, please contact us. Definitions AER (Annual Equivalent Rate) illustrates what the annual rate of interest would be if the interest was compounded each time it was paid. Where interest is paid annually, the quoted rate and AER are the same. Gross is the taxable rate of interest without the deduction of UK Income Tax.
  7. Yes, saw this and it was depressing. Yes, it showed us what the housing crisis is doing but also shone a light on the breakdown of our society. As free of charge basic shelter, these bedsits are perfectly reasonable accomodation for homeless people. On the face of it, better than a B & B. The problem is that some homeless people sometimes bring 'baggage' with them, even with a roof over their head their lifestyle won't change that much. And obviously that's a problem if you are their neighbour and possibly with a young family. And the council has a list as long as it's arm of homeless/ needy cases requiring subsidised or free housing. They haven't got any three bed council houses left. They haven't got any properties left. And that's where the landlords comes in and they can charge £750/ month because that will be less than the council pays for a B & B. I don't know what the answer is.
  8. Somebody posted that it is also a listed building? As you say, the photo to me does not show it to be in prime condition. Possible re-rendering/ painting with new windows to match existing would make it look on the outside a very attractive place. Then maybe re-roofing would be required at some stage. Maybe the council have factored all that in. But having scaffold up for months whilst this is carried out will not do much for your occupancy rates.
  9. Surely people who go into the red now and again would be better off using a credit card? Or maybe some of them are 'maxed out' habitual users of credit cards as well? Looking at my Barclaycard statement, the interest payable looks very reasonable - or is that because I always pay on time so am never owing them anything? Do they ramp that rate up for consistent late payers? Having said that if it's just to get you through Xmas £500 credit @ 40% annum for one month is £17. Many people will take that. Only time I used to go overdrawn was as a young man, you used to get hammered for interest and to add insult to injury they made a charge for the letter sent telling you this from the bank manager. Think it was about about £15/letter - that was last century!
  10. Britain's Great Pension Crisis with Michael Buerk Tonight Channel 5 9pm. Not prejudging it, i'll have a look and comment tomorrow.
  11. Saw the footage last night of the London Underground protest and reaction from members of the public. Yob rule or Democracy in action? Not saying there are no yobs in ER either. People have to get around this over populated island somehow.
  12. A friend of mine whilst in the thick of sorting the probate out on his recently deceased father's estate was making regular trips to the empty house to pick up any mail still coming in. Imagine his surprise when he opened a letter from DVLA to discover that an unknown car had been registered to an unknown new owner at his father's address. The letter was adressed to the 'new owner'. The old man had lived there most of his life with no lodgers. A few days later the Reg document dropped through the door - the former owner lived on the same road but his house number was nowhere near similar to be confused. After a bit of investigation, the 'new owner' was found to live locally also, about 400 yds away in the next road. When visited by my friend he claimed that there had been an error - somebody had filled the form in wrong! Stuff like this makes you think twice about doing the fair thing and respecting letters adressed to others as private. There are serious implications of somebody using your address - if not nipped in the bud you might be receiving court orders for unpaid bills, finance etc etc. OK you're not to blame but imagine dealing with it at a time of bereavement.
  13. Is it though? As someone who has spent most of his life in rented accomodation I tend to have the opinion that if I am now the legal tenant of a property then whatever comes through the letter box is my business. I do of course make every effort to find out a previous tenant's new address or phone number and get a message or the letter to them if it's something obviously urgent. But the majority is junk mail and I won't spend unecessary time or money re-routing that, and sometimes the only way to find out if it's junk would be to open it. If somebody doesn't like that then they should get their mail forwarded by Royal Mail at least for the first few months, it's not that expensive. Note; this applies to the owner of the property too - it's quite usual to have letters from the mortage company turn up addressed to them, even though they live miles away.
  14. Don't know what part of the country you are in but up North any cleaning jobs will usually be taken on by aforementioned immigrants at much less than that rate. Gardening ditto, but there is obvious outlay for machinery and time/ inconvenience getting rid of cuttings etc. My last local authority stopped collecting garden waste and imposed a waste disposal tariff at their tip on any trailer or vehicle which resembled a van. Result was domestic user car gridlock all weekend at the recycling centre and people disposing in the countryside. I suppose garden waste rots away, it's the house clearance/ removal lot who cause the blight. You could ask for a copy of the gardners waste disposal licence! Experienced decorator - I agree, worth paying for a trained craftsmen but there are many levels of competency in the cash-in-hand economy.
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