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dixie

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About dixie

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  1. Thanks! I will check it out. I don't really want to submit two claims, for a start it means paying two sets of court fees upfront and I am sure I read somewhere the fees are non-refundable. Not sure of the legalities either.
  2. Hi all, please see my previous post on a tenancy deposit dispute: http://www.housepricecrash.co.uk/forum/index.php?showtopic=180449 I took my completed N208 claim form to Manchester County Court earlier this week only to be told that I needed to submit N1 instead. I am having serious doubts, however, that I was given the correct advice. The following links seem to suggest that N208 IS in fact the correct procedure, and that county court clerks frequently get it wrong. I was supposed to see a solictor yesterday to clear up this matter once and for all, but their offices had to be shut at short notice due to a gas leak. I am unable to take any more time off work at the moment so would really appreciate any help. Link to Shelter website stating that N208 must be used: http://england.shelter.org.uk/get_advice/paying_for_a_home/tenancy_deposits/return_of_a_tenancy_deposit_when_a_tenancy_ends A comment on landlordlawblog about court clerks frequently giving out the wrong info: http://www.landlordlawblog.co.uk/2011/03/15/problems-with-the-courts/ TA!
  3. Thanks! The forms are almost identical so copying and pasting will be quick. Am just annoyed that I wasted a holiday and had a fruitless journey into Manchester where I do not even live anymore. Only to have to do it all over again! :-(
  4. Ok, thoroughly fed up now. Today I went to the Manchester County Court with my N208 - only to be told that I should use N1 and that I need to go to the 'County Court Money Claims Centre' in Salford instead! Everything I've read online led me to believe that N208 is the procedure I should follow (claiming for the return and the non-protection of the deposit) I don't know what's what anymore! Anyone care to shed a light? Cheers.
  5. I am in the process of filling in the N208 form and I'm stumbling at the first hurdle! The form only seems to accommodate one claimant but I had a joint tenancy with my friend. Do I just put both our names regardless? Or do we need to submit two claims? Many thanks!
  6. Thanks zebedee. The LA was definitely just acting on LL's behalf. ('Letting only service') Our tenancy agreement was with the LL. So the small claims procedure is the only way forward then? I have tried reasoning with LL but he does not seem to understand the situation at all. His take on things seems to be 'If/when I can recover the money for you then you can have it. If not - tough s**t.'
  7. We rented a house for nearly four years and always had an excellent relationship with our landlord. However when we moved out 6 weeks ago and approached the lettings agent for the return of our deposit it transpired that the original lettings agency had gone out of business (company dissolved) and all business was taken over by a new company. They however claim to have no record of our deposit being transferred over to them and they are not interested in the receipts we showed them. It also looks like our deposit was never put into a tenancy deposit scheme. I've done some research and by law our landlord is ultimately responsible and although he has started proceedings against the former company director he flatly refuses to return the money to us, claiming that his solicitor has advised him that he is not obliged to do so. I am sure I am right and I will submit a claim against my former landlord on Monday. But there is a niggling doubt at the back of my mind - have I got it wrong after all? I guess I need reassurance that I have the law on my side and am not making a total fool of myself. Any tips?
  8. Dixie - go for the Barclaycard loan, as in this climate and with 2 refusals to your name you ain't going to get a loan anywhere else easily. Oh hang, on there's an ad for loans on the radio................. looks like I'll have to. I don't understand their logic though...
  9. Good evening everybody! I'm new here. Well, longtime lurker really. Here's my story: Last week Barclaycard kindly doubled (!) my credit limit, and yesterday I got a letter saying that they'd also slashed my APR from 14.9 to 11.9. Without me even asking! So far so good. It also just so happenend that I approached Barclays for a personal loan yesterday and the best they are willing to offer me is an APR of 18.5! (I can't use the credit card as the loan is to pay some legal fees abroad) I pointed out to them that in view of the fact that the credit limit on my credit card is actually higher than the loan I'm asking for, their APR does not seem fair. But they're not budging. Problem is they say they're willing to match any better offer I can get, but I haven't had much luck with that. Have been turned down by two other lenders today. My credit rating is good but I think what counts against me is that I have lived in this country for less than three years? Any advice would be much appreciated. Should I shop around more? Thing is though, I've been turned down twice today and at some point it will affect my credit rating even more. (Apologies if this in the wrong forum. Feel free to shift me!)
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