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Legal_Landlord

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About Legal_Landlord

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  1. Even if you can't persuade HMRC that it is your home , you will pay no CGT anyway. You say you bought for £298,500 in 2005 .You can add purchase costs onto this eg the survey fee , stamp duty (3% ?), Solicitors costs etc so say another £10k making a base cost of £308,500. If you sell for £320,000 then you can deduct selling fees eg Foxtons fee (2% + VAT ?) Solicitors fees etc so say £8.5k meaning a net sale price of £311,500. Your gain is £311,500 - £308,500 = £3k. Your annual CGT exemption is £10k so no tax to pay. Simples
  2. Talk about kicking a man whilst he is down - now even his horses are being criticised http://www.timesonline.co.uk/tol/sport/racing/article7031046.ece Horses , houses , all the same to Fergus
  3. Prices do seem to be in some areas but the killer for the Land Registry is that transaction volumes are down over 40% yoy. Less people are needed and it then makes sense to merge regional offices to save fixed overheads.
  4. I agree - I smell a lot of bullsh!t in the air. Not many posters on this thread gloating about their financial brilliance either which speaks for itself.
  5. Just like Final Salary index linked pensions in the public sector. How much will they cost over the next few decades ?
  6. Can you set out the numbers to show how you are £200k up ?
  7. I was watching the Scunthorpe v Man City game this afternoon and in 1 advert break there were 3 state sponsored adverts promoting the Labour Party 1. The youguv ad 2. The drive 5 miles less per week ad 3. The crime advert displaying household goods for burglars How much did that cost I wonder ? It makes me very angry to see this blatant Party politics by the labour government :angry::angry:
  8. Look at this place in Dalkey a southern suburb of Dublin http://www.myhome.ie...y-dublin/138147 €410,000 which price when converted to £s is £529 per sq ft FFS What a ugly looking place too.
  9. That's £10m every week spent on government propoganda FFS.
  10. Not strictly true.This page explains that the guarantee is still in force and any change is subject to 3 months notice (unless you have a fixed term account) so plenty of time to remove savings down to the £50k limit. http://www.northernr...ings_customers/
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