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23rdian

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About 23rdian

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    HPC Poster

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    West Midlands

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  1. I've just driven up a main road here to see a tent on the side on the road. Now I've seen them close to cities and towns but this is literally on the side of a main road. Could be an EE staying over night for work but its getting worse for sure.
  2. 7 years and counting now. Wombling free. Screw the BBC. They have cheerleaded this mess. I won't forgive any of them.
  3. Very good program on iPlayer from BBC4 at the moment something like the history of rubbish. They actually do an historical dig of rubbish sites and it pretty much shows that very little breaks down once buried. The madness is that at some point they expect these sites to be mined. As it will be easier/worthwhile to extract from rubbish rather than mine from raw materials.
  4. As much as I suspect this is true, beware white knighting. I am sure they are not snowflakes who can't deal with this themselves.
  5. Intersting thread on pistol heads forum. Aka BTL cheerleaders https://www.pistonheads.com/gassing/topic.asp?h=0&t=1735249
  6. I'd agree that the enthusiasm seems to have waned but not perhaps the aspiration. Often there are rightmove pages open but not many actually moving? Also interesting is a discussion of interest rates rising and the awareness that BTL is not as common/good idea as it was.
  7. Okay I will complete this as a long time lurker as I do find it interesting to compare. Not London btw. 1. Lad looking to buy with his girlfriend for first time. Not really considering renting. Attempting to save for deposit. 2. Slightly older lad who solely owns but looking to move due to leasehold service charges. Finding it hard to sell place. Took his off the market for the winter as it "looks bad". One offer fallen through. 3. Woman renting with family from private landlord seems fairly happy not looking to move. 4 & 5 Women who are paying down the mortgage. 6. Guy in his 50s looking to downsize but struggling to find any value to make it worth his while. 7. Young girl living at home. Would like to have own place but seems to be staying put for now.
  8. Thanks to last two posters for their accounts the £160pm studio/workshop is something I'm looking for but I can't seem to find much. Where do you look?
  9. Quick question on these IFISAs. Do they come under the 20k limit? Can have them alongside cash and share ISAs? EDIT: I just spotted this on another site. "You can subscribe to: one cash, one S&S, one IFISA, one LISA, with no more than £20k new money across them all." Correct?
  10. Really would advise against bullionvault. I lost a chunk of cash on this POS investment. The trouble is fees just keep coming and if the value is static or declining you have to buy more to just stand still. Luckily I bought more physical than anything else. Conversely my last FTSE 250 tracker was excellent. Wish I had put more into it.
  11. So how many complaints in so far? May add to them. Hate the bias of this lot.
  12. What's up with an ETF for buying? Should one want to?
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