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shuggyboy24

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About shuggyboy24

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  1. Negative in Scotland in August 0.8% seeing some silly prices locally in East Ayrshire. Sold to rent in june as I thought we had a peak, however the madness continues and for some homes the sold price was above post 2007 levels, locally the economy is depressed.
  2. Hi folks Bit of an update, went in a bit cheeky with £90k verbal offer, this was rejected by the repossessing bank, keeping an eye on property. Estate agent adamant there were 'lots of interest' however they have dropped price from overs over £129k to offers over £119k this week , home report values at 130k, going to try and ride out towards 100k mark, wonder if it will stick around!? shuggy
  3. Update: went to see house yesterday. Nice house. Definetly a repo. Home report values at 130k. Last sold in 2007 for 167k. Might offer between 100 and 110k, reasonable?
  4. Hi Folks, Was yesterday looking at rightmove and saw a nice property it is located in ayrshire scotland, it looks like a repossession, however is not yet at auction stage, appears local estate agent (goodfellow) are being used by the bank to get a sale, the property is for sale at offers over £129,00, obviously i would like to offer less, any advice?, currently have deposit of £30k myself and wife in decent 'safe' jobs, how much could i offer under if any? was thinking of asking to view this week, would the estate agent be honest on how much bank would ask for, and b- in scotland can you verbally pass on an offer to the estate agent to the bank? thanks Hugh
  5. Hi Folks, Was yesterday looking at rightmove and saw a nice property it is located in ayrshire scotland, it looks like a repossession, however is not yet at auction stage, appears local estate agent (goodfellow) are being used by the bank to get a sale, the property is for sale at offers over £129,00, obviously i would like to offer less, any advice?, currently have deposit of £30k myself and wife in decent 'safe' jobs, how much could i offer under if any? was thinking of asking to view this week, would the estate agent be honest on how much bank would ask for, and b- in scotland can you verbally pass on an offer to the estate agent to the bank? thanks Hugh
  6. Hi It appears that people are playing the watining game, that and the fact people are really struggling to get mortgages is killing the market, people are not slashing prices on the main as the old mantra: 'property only ever goes up 'is still in the mindset! I think one a few sellers really slash then people will cut en masse. However it appears property is going to be the last thing on many peoples minds after increasing food prices, fear for jobs and rising utility bills, its like a deathly hush at the moment, people not wanting to contemplate economic, poitical and social reality?.
  7. Financial Planner, Would your view be that all areas of Scotland will drop some 30%? some areas of Ayrshire have saw some staggering increases! How long do you reckon Scotland is behind England, any predictions there? thanks
  8. Hi folks some interesting moves i think this house for sale in Whitehurst Park in Kilwinning reflects reality! link here: http://www.rightmove.co.uk/viewdetails-219...=6&tr_t=buy Last year at peak this house would have reached £165k plus in my opinion> myself and the wife looked at similar one over a year ago and it was around that range, when myself and the good wife, buy in a years time could be similar houses for 100k? shuggy
  9. hi Violator Sorry to hear of your current quandry, thats terrible just being in the door 2 mins and people there to view, i concur with Lucy! hang in there as the prices are going to drop, indeed its the like the last resistance of the last great war ( such as theresistance, held out by Germans for the push on Berlin in 1945!) Hope all goes ok and you manage to stay in your property. shuggy
  10. Yeah, sorry for the silly bickering, i had forgottend we are here for house price info directly related to ayrshire! not for an english lesson, back on topic, thanks for the update Lucy
  11. Long Way Down, Thanks for the response in earnest, indeed i am enjoying the hunt for a house (quite exciting i tell you!), As you may not be aware, the underclass as you state include more that those simply with mental disorder, it includes people disenfranchised from modern society for one reason or another! Read up more on the social structures in society etc, and thanks for highlighting my typing skills (or lack of, i didnt profess to be J, Archer), Tell me, have you found your calling as an english teacher? If so , I hope that you are not so presumptious about your pupils;). The NHS in my opinion is a better place without the likes of yourself, afterall practising when you appear to know it all is quite dangerous.! As Karl Marx quoted, people look under the surface for the reality, many people who have bought over priced homes or decide to be greedy should have, i own 2 properties but bought for good prices, which will lose money, so in my opinion i can state the opinions i quite want to!, if this irks you , tough old chap. Having empathy for people in work is quite different from home life, do you emesh both together?, indeed it's not my problem you are a bitter with lack of back up etc at work. Furthermore, its good some of the old stale workers are away from the NHS, which has to look forward and not be kept in the past, i await your nice response;) lol shuggy Indeed my job could go but then again the world could end tomorrow just the same! quote name='Long Way Down' date='May 19 2008, 11:25 AM' post='1126555'] You sound just like the caring type of person we require in the NHS! I hope your skilled job doesn't rely on accurate spelling or keyboard skills. I worked in a senior position in the NHS for 12 years, and left due to the lack of care demonstrated by a large proportion of staff. The standard of care in the NHS now is worse than it has ever been. I also witnessed staff being made redundant in the mid 90s due to Health Board budget cuts, so never assume your job is 100% safe. If (when) we have a change in government, a lot of savings will be made within the NHS - Labour have thrown money at it with no improvement in performance. You can look forward to below inflation pay rises and budget cuts for years to come - just dandy! The "underclass" you talk about are a significant user group of NHS services - there wouldn't be much work for you without alcoholics, smokers, drug addicts, patients with mental health problems, the homeless, etc. - I assume these are the type of people you consider as the underclass? It's one thing to wish for a bargain property, but another to gloat upon people's misfortune. Good luck with your search for a bargain!
  12. Hi folks Things are now getting interesting, not just in housing but in all spheres of society, i think without being a half empty glass kind of guy (if i can use that analogy) that for many ,the last thing on many peoples minds will be property! those in low paid or service sector jobs (namely unskilled) are going to be in big trouble, Myself in the wife in skilled NHS jobs should be jsut dandy for work!. Houses perhaps to crash as much as 30% in North Ayrshire, have witnessed some more 10k drops in kilwinning and some over 15k in Kilmarnock for mid price propeties, not much moving, however still a lot of denial from silly people taken in by thoe with agenda in keeping bubble going! Kilwinning is a strange anomaly as is Irvine, not highly special towns, many underclass yet crazy prices, maybe too close to Hunterston lol;)
  13. hi Cannonfodder thanks for that input going to do the same soon myself, do you view houses then when EA phones do you offer the 20% less verbally? or do you have to go through the solicitors to make that offer? Looking to buy in Kilwinning or Irvine as based in the former at the moment. cheers Hugh
  14. Lucy I think we will see some big falls in Kilwinning, not exactly the most picturesque town, i reckon the house you pointed out will return to circa £170,000 or less at bottom, keep the updates coming! cheers Hugh
  15. In Kilmarnock Ayrshire, queues at petrol stations, morrisons the worst! man directing traffic, crazy! some stations out of diesel
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