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House Price Crash Forum


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About C J

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    HPC Newbie
  1. Nowhere near enough... She's saving up for a house.... 200 quid is NOT going to be enough to help her get that that three bedroom house she really wants in Notting Hill.
  2. You're not wrong there. The rumour from 'I know someone at Citi' is that their write downs could go as far as 30bn. But at least they're ahead of the game on cost cutting, being in the process of 'relocating' a large chunk of their investment banking operation to Buffalo, which is obviously where all the real 'Masters of the Universe' are at.
  3. The problem with neural networks and allied techniques is that the people who generally use them make no effort to work out what the hell the algorithms are actually doing, and hence treat them as magic black boxes. I made the mistake of over-analyzing the common neural networks algorithms as part of my (never submitted) PhD thesis, and when you break them down they are all ridiculously inefficient implementations of nearest or k-nearest neighbour lookup algorithms. These have been around since the year dot and are also a lot easier to extract meaningful information from. However, they are
  4. I would suggest something along the lines of the following: Comradres, As you all know, there was no greater financial burden placed on the Citizens of this Country than that imposed by our disgraced former leader and his cohort of property speculators. That this trail of greed and corruption can be traced back to the former leader's extravagantly appointed dascha in Islingski is indisputable. That this extravagance was supported in part by unaccountable 'living expenses' paid without question from the tithes imposed on the honest Citizens of the Country is incontrovertible. Even while
  5. Decided to come out of HPC cold turkey to respond to this one... It could mean you're due for a visit from the property developer yourself. For example, there are two semis with large gardens next to the block of flats where I rent (so planning permission for flats would be easy to get). One of them has already been bought by a speculator/developer and it has been empty for at least a couple of years. I was shocked to discover via the grapevine that he's now 'secured' the other property by reaching an agreement with the daughter of the woman who owns it. Apparently, they've already agreed
  6. I'd say that if your 'pension investment' is being repo'd, you're well on the way to a major financial reality check, at the very best. Fair do's - not every wannabe landlord in this situation deserves our sympathy, but to give a bit of context... Repo number 1 : Landlord/landlady had each bought a flat on Brixton Hill (it's the new Notting Hill, dontcha know - close to all amenities... tube, market, authentic Victorian prison etc) before they met. That was at the peak of the last boom, and they'd both been suckered in by the 'buy now or you'll lose out forever' FUD put out by the same b
  7. Usually just a lurker, but I thought I had to respond to this thread because I went through the same thing in the early 90's... twice. This is obviously not legal advice, but it's more or less what I was advised to do by a (housing law) legal expert at the time. First thing - keep everything in writing. Only communicate with the landlord and any other interested parties (eg the Agent or Lender) by letter. Don't volunteer information or make offers by phone or Email. If the landlord or any of the interested parties gives you information or makes you an offer by phone or Email, ask them to
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