Reasons why people believe there will not be a house price crash

  • Increased immigration to the UK
  • Accelerating growth in formation of new households (as a result of divorce, and people choosing to live alone)
  • Lack of housing supply in areas of key economic activity, e.g. the South East
  • Planning restrictions in desirable areas, e.g. Green Belt
  • Proliferation of low-quality new-build flats makes period properties even more sought after
  • Managable levels of household consumer debt
  • New paradigm of high house prices as property becomes a tax-advantageous investment vehicle
  • Failure of other investment vehicles, e.g. pensions
  • Globalisation of the housing market
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