Monday, Jan 25, 2010

Last week Skipton this week Nationwide

FT: Nationwide increases SVRs on TMW and UCB products

Nationwide Building Society is to increase the standard variable rate (SVR) on its residential, buy-to-let and self-cert mortgages by up to 0.5 per cent from next week. Customers who have residential and self-cert mortgages with Nationwide's specialist lending arms The Mortgage Works (TMW) and UCB Homeloans will see the SVR increase by 0.5 per cent from 1 February. Meanwhile, buy-to-let borrowers will also see their SVR increase by 0.3 per cent.

Posted by jack c @ 02:55 PM (1497 views) Add Comment

9 Comments

1. Fadeaway said...

Here they all come..
Going up!

Monday, January 25, 2010 03:29PM Report Comment
 

2. Crunchy said...

Some have yet to realise that the UK is not the land of milk and honey that some would foolishly like to try and promote or believe.

With gain comes pain. Rip Off Britian will leave very few winners but, a lot more whingers.

Please queue this side.

Monday, January 25, 2010 03:34PM Report Comment
 

3. waitingtobuy said...

Yet more cash required from the taxpayer to pay overextended mortgage holders!,on the brighter side will this lead to an increased saving rate?(wishful thinking on my part I think)

Monday, January 25, 2010 04:03PM Report Comment
 

4. mr g said...

But, A survey by Rightmove, the property website, found that 53pc in the UK believe house prices will rise over the next 12 months.

Monday, January 25, 2010 06:27PM Report Comment
 

5. jack c said...

@mr g - the same people in the survey also said that interest rates would remain at historic lows or fall to zero and everyone will live happily ever after.

Monday, January 25, 2010 07:37PM Report Comment
 

6. mr g said...

JackC, I missed that one!

My post @4 was ironic by the way.

Monday, January 25, 2010 08:29PM Report Comment
 

7. icarus said...

"With the base rate remaining low for so long many lenders have...increased (their rates)". Anyone follow this logic?

Still, somebody has to pay for this:

http://www.express.co.uk/posts/view/153924/Home-owners-win-mortgage-refund

Monday, January 25, 2010 09:30PM Report Comment
 

8. estrader said...

@7 - Agreed, this will also lead to tighter lending criteria so that mortgage lenders don't get stung in future. This coupled with "According to the Council of Mortgage Lenders 195,000 borrowers are currently in arrears and this figure is expected to rise to 205,000 this year." when interest rates are at historic lows I just can't figure out how anyone thinks property prices will rise this year. I'm not saying they will or won't, I just can't figure out how they will...or can. I figure that the 2009 rebound was the last of the cash buyers, or bank of mum and dad buyers fearing that they will miss out. I've seen it time and time again in the stock market, fear, greed and folly; people act the same no matter where they 'invest' their money.

Monday, January 25, 2010 10:17PM Report Comment
 

9. fjcruiser said...

Skipton BS started the trend last week.

Tuesday, January 26, 2010 09:02AM Report Comment
 

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