Tuesday, Mar 10, 2009

Rent don't buy

Yahoo: 5 Reasons Renting Still Beats Buying

Why through your money away on a mortgage when you can pay rent. It always adds up to more house for less money.

Posted by inflationwatch @ 03:31 PM (816 views) Add Comment

9 Comments

1. Missingteddybear said...

Interesting comment about American houses being too big. Houses in London are generally about the right size but they've stopped building them. Flats built after the early nineties are too small and the latest trend for open plan kitchens is a euphemism for putting a row of cupboards and sink along one side of your living room... no thanks!

Tuesday, March 10, 2009 04:51PM Report Comment
 

2. inbreda said...

"It’s time to stop lecturing renters — and maybe to ask why public policy treats them as less-worthy citizens than buyers"

Amen.

Tuesday, March 10, 2009 05:45PM Report Comment
 

3. shining wit said...

They forgot points 6 and 7

6. The shadenfraude watching your 'friends' squirming - who took the p!ss out of you for years with their 'renting is dead money' and informing them that they are losing about the same amount on their homes value as my rent is ,every single month and they have to pay their mortgages.

Tuesday, March 10, 2009 08:28PM Report Comment
 

4. magnifico said...

@ inbreda,
I agree with you. I sold recently and have moved into rented accomodation. My wife and I noticed how badly we have been treated by the Estate Agents as if we were not the customer but some sort of lesser people. Anytime we have needed help with malfunctioning equipment or a rotting shed we were attacked straight away with phrases such as " it was alright before" and " I don't think the landord would agree with replacing your 50% Rot Shed".
I don't mind too much as I'm getting my own back by terrorising their Sales Department with after-viewing feedback of the kind " I think the market still has a 20% drop but I wouldn't insult your vendor with that sort of offer; good luck with the sale but I think we'll be talking again in 6 months time" ( by that time the property will be on the |Internet as most High Street branches willl have shut down!)

Tuesday, March 10, 2009 10:05PM Report Comment
 

5. inflation is eating my savings said...

Magnifico.
I guess this applies to everything, but our letting agent is reluctant to do anything to. Just call and be sugar sweet several times a week and they cave in. It is harder to be an ass to someone who is nice to you all the time, although the temptation is to play hardball.
For some reason, the agents here do not seem to understand that they need to be less optimistic on price. My hypothesis is that it is a well-ordered panzer retreat. Or an attempt at one.

Tuesday, March 10, 2009 10:28PM Report Comment
 

6. growler said...

Some agents to be fair are getting realistic. In my area (Beaconsfield), there is one that is realistic and as a letting agent they have been fair with us, if not very fair. I'm afraid most others, especially one, puts the "ramp" and "tons" into the market with utter fantasy. I STR in June 2007 and have rented ever since. Those people at work that used to routinely ask if I'd "bought yet" don't even raise the subject.

Wednesday, March 11, 2009 07:13AM Report Comment
 

7. inbreda said...

what you should do growler is spread the word that you're thinking of buying a new car. A ferrari maybe. You need to rub in the fact that you are much better off for not "investing"

Wednesday, March 11, 2009 08:47AM Report Comment
 

8. Maddison said...

Whilst renting is cheaper than buying it is always the best option. In the late nineties it became clear that buying was actually cheaper. This is what started the boom in the first place.

Wednesday, March 11, 2009 09:09AM Report Comment
 

9. growler said...

@6 :-) ... that would be Schadenfreude. I think silence can be deafening.

But now that you mention it, I did buy a second classic September 2008. This is really the truth: it was from a former mortgage broker who didn't like my first offer but sold to me in the end.

Wednesday, March 11, 2009 10:09AM Report Comment
 

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