Tuesday, Dec 30, 2008

Debt awareness kicks in at last

Daily Mail: Borrowers in rush to cut card debts as job security disappears

The next two weeks will be the busiest time of the year for applications for new credit cards, with cash-strapped borrowers keen to shift debts so they can start 2009 on a strong financial footing. A mixture of Christmas overspending, stubbornly high mortgage costs as a result of the credit crunch and the growing number of redundancies are putting households under increasing strain. Half of all workers say job security will be their biggest concern in 2009.

Posted by drewster @ 01:09 PM (397 views) Add Comment

2 Comments

1. drewster said...

Similar story from the US about credit card limits being cut and rates raised (despite 0% official rates!):

Forbes.com: The coming US credit card crisis
On Monday, Capital One disclosed rising delinquencies and loan losses for the month of November because of unemployment and the weakening economy. To combat the risks, major lenders like Bank of America, Citigroup and American Express are raising rates on existing balances and slashing credit lines. Meredith Whitney, an analyst at Oppenheimer & Co., estimates banks will cancel $2 trillion of available consumer credit over the next year.

Tuesday, December 30, 2008 01:15PM Report Comment
 

2. enuii said...

Does anyone other than a select band of government employees really have job security anyway?

Job security is quite often an illusionary comfort blanket peddled by private sector management when times are good to keep their wages bill down that is snatched back as soon as the need arises.

Been there and wore the T-shirt twice and will hopefully never be suckered again.

Tuesday, December 30, 2008 03:50PM Report Comment
 

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