Friday, Sep 26, 2008

Death and Taxes

financialdirector.co.uk: HMRC plans swoop on a million landlords

Up to one million landlords could be facing the taxman as part of HMRC’s drive to track down tax evaders
HM Revenue & Customs (HMRC) is targeting up to a million landlords in an effort to track down landlords who could be liable to pay extra tax on their buy-to-let rental income.

Posted by landedgentry @ 09:25 AM (221 views) Add Comment

3 Comments

1. nubbers said...

Am I right in thinking that some BTLers may find themselves paying up on the income tax that they should have paid, despite making a massive loss overall?

Say someone paid cash in 2006, they would be liable for tax on income and the expenses would not be enough to eliminate the tax liability as there is no interest payments to offset against. If their 'investment' then plummets in value, like a stone through a wet paper bag, presumably the capital loss cannot be offset against the income?

Friday, September 26, 2008 11:18AM Report Comment
 

2. mark wadsworth said...

Nubbers, exactly. Rental losses (income minus expenses and interest) can only be carried forward against future rental profits. Capital losses are not allowable against income.

This is another job for Land Value Tax man. Even if said landlords 'forget' to declare rental income, at least they are paying tax on the land element of their rental income.

Friday, September 26, 2008 11:30AM Report Comment
 

3. nubbers said...

I would laugh, but I think I will just be glad that my landlord is taking the capital loss hit instead of me.

Friday, September 26, 2008 11:38AM Report Comment
 

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