Wednesday, Jul 16, 2008

Relatively sensible Times article...

Times Online: Why the lenders will win in this housing slump

...and at least the writer confesses her VI status!
Has anyone considered what would happen if all mortgage lending was made illegal? It might just work. I would rather be able to buy a house for the price of a year's savings/ holiday/ decent night out than slave for 25 years paying some usurer for the privilege of living there. Such a measure would most probably have to be accompanied by tight restrictions on the multiple ownership of properties, to prevent the cash-rich from buying up all the houses and becoming Dickensian slum landlords.

Posted by sceneclub68 @ 11:38 AM (395 views) Add Comment

3 Comments

1. Bobsto said...

To sceneclub68: thats the best idea I've ever heard!

Wednesday, July 16, 2008 01:36PM Report Comment
 

2. letthemfall said...

Quite a sensible article from the Times for a change. The author rightly points out that the CML wants to open the money sluices again, which is what caused all the problems in the first place. Note the comment about agents not wanting to take on more rentals. So much for rising rents.

Wednesday, July 16, 2008 01:54PM Report Comment
 

3. a saver said...

Note the first comment (from Milton Keynes): " A local Nationwide manager tells me that the market is currently at June 2005 levels and is likely to be at 2003 levels by Xmas". !!!

Wednesday, July 16, 2008 03:22PM Report Comment
 

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