Monday, Jun 16, 2008

Pinky: What now brain? Brain: We should flee for our lives, yes that would be the wisest course!

thisismoney.co.uk: Advice for Bradford & Bingley customers

From 2nd June, but still interesting:
"This is NOT another Northern Rock. That was the message today from everyone involved in the Bradford & Bingley cash injection."
Ok, so here are your choices as a depositor with B&B:
1. Trust B&B to look after your cash for you.
2. Trust the government to protect your savings when B&B goes pop.
3. Discreetly start removing your cash and put it somewhere safer.
I know what option I would choose.

Posted by last_days_of_disco @ 02:40 PM (684 views) Add Comment

9 Comments

1. jonb said...

Option 2 up to about £32,000 or so (allowing for future interest on the deposit). The rates they offer are pretty good, and they are probably safer than the ones above them in the best buy table.

I guess it isn't Northern Rock because they were able to raise the funds they needed, whereas Northern Rock weren't.

Monday, June 16, 2008 03:11PM Report Comment
 

2. pelethar said...

I have my savings with them & am not worried at all. They are heavily exposed to sub prime but I would agree they are not another NR.

Monday, June 16, 2008 04:41PM Report Comment
 

3. sold out said...

Please stop posting this conspiricy theory rubbish about B&B.They are not another NRock and are not about to go "POP".
( I have a fixed rate 1 year bond with them,which ends in october,and then i plan to get the money out sharpish) so please stop posting this rubbish,at least untill October. ;-)

Monday, June 16, 2008 05:18PM Report Comment
 

4. Hpcwhen? said...

I opened a 1 year fixed rate bond paying 7% with B&B in their Belfast branch last week. At the exact time I was in the branch an elderly couple came in to withdraw their life savings. The old guy remarked with typical Belfast humour that Mr Bingleys bowler must has slipped down over his eyes 'cos he'd clearly not being paying close enough attention. The poor cashier had obviously been rehearsed as to what to say re. the investment by the private equity firm but they weren't buying it. He said that 7% was a 'panic' rate. I hope he's wrong.

Monday, June 16, 2008 05:35PM Report Comment
 

5. Mightytharg said...

I just filled out the form to close my account. I don't understand the morality of people who just say don't worry, the Government (i.e. our friends and neighbours taxes) will bail us out. It's not honest to scam the system like this - ditto for people who kept their savings in Northern Rock to profit from the taxes the rest of us pay..

Monday, June 16, 2008 07:02PM Report Comment
 

6. paul said...

sold out, you are a sell out! (to B&B!)

Monday, June 16, 2008 08:37PM Report Comment
 

7. paul said...

Seriously though - can the government really afford to stump up for another bank run? If I were you, I'd watch B&B like a hawk in the coming weeks.

Monday, June 16, 2008 08:38PM Report Comment
 

8. sold out said...

Thanks Paul for your concern,i will keep an eye on the situation,but my hands are tied till october.If it all goes pear-shaped may be i will end up living in a B&B.

Monday, June 16, 2008 09:34PM Report Comment
 

9. last_days_of_disco said...

@sold out

I understand your position, we all have bank accounts. I am just saying B&B is looking shaky and after Bear Sterns, everything is fine until it isn't. B&B is the next in line. But hey maybe another bank will pip them to the post?

Tuesday, June 17, 2008 12:44PM Report Comment
 

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