Wednesday, Jun 18, 2008

BTL is the UK subprime

FT: BTL landlords are touching the 'void'

"More than 50 per cent of landlords admitted having experienced a "void" time when their property did not generate rent. As a result of these voids, 17 per cent of landlords missed a mortgage payment in the past 12 months – up from 9 per cent in quarter four 2007 and the highest level since the research began. still significant demand for the rental sector with people coming off fixed-rate mortgage deals and others selling their property portfolios amid credit uncertainty" Run for cover... Loads of contraddictions!

Posted by confused76 @ 08:52 AM (741 views) Add Comment

8 Comments

1. Ah-so said...

"Six per cent of landlords said they had already bought a repossessed property and a further 65 per cent said they were interested in buying one."

BTL is a debt-based business - purchases must be financed through borrowing. So how are BTL landlords proposing to borow to fund further purchases without enormous deposits?

Wednesday, June 18, 2008 09:10AM Report Comment
 

2. inbreda said...

"BTL landlords are touching the 'void'"

touching cloth more like.

Wednesday, June 18, 2008 09:19AM Report Comment
 

3. Davros said...

The Bradford and Bingley share price reflects the future of buy to let.

Wednesday, June 18, 2008 09:54AM Report Comment
 

4. sold out said...

Inbreda@2

You beat me to it "touching Cloth".Classic LOL

Wednesday, June 18, 2008 10:33AM Report Comment
 

5. This comment has been removed as it was found to be in breach of our Blog Policies.

 

6. str 2007 said...

The sentence 17% of landlords missed a payment because of a void.

If they're running that close to the edge then there will be serious trouble ahead.

As the business is based on managing debt, a bad credit rating marks the beginning of the end.

Wednesday, June 18, 2008 12:19PM Report Comment
 

7. debtfree said...

Yep, beat a few of us to it.

So to add on..... I bet landlords are finding it hard to keep the turtles head under reigns.

:o)

Wednesday, June 18, 2008 01:54PM Report Comment
 

8. Still-waiting said...

inbreda - look up 'touching the void' in the viz online profanisaurus.Seems someone at the FT has a sense of humour!

Wednesday, June 18, 2008 03:25PM Report Comment
 

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