Tuesday, Apr 29, 2008

Comical David and the slump that is better than it could have been if things were better than they are

DavidSmith: EconomicsUK - Mortgage approvals 64,000

"Mortgage approvals in March hit a new series low of 64,000, down from 72,000 in February (itself revised down) and an average of 81,000 over the previous six months. Though the figure was weak, it was perhaps not as weak as it could have been given earlier data from the British Bankers' Association" AHH AH HAHAHAH AHHHAH HAHAHHA AHAHHA HAHHA HAHHhAHAHAHHA HAHAHAH

Posted by confused76 @ 04:12 PM (771 views) Add Comment

12 Comments

1. confused76 said...

But wait... "Other consumer credit rose by £1.2 billion, a more normal figure after February's £2.3 billion jump which got everybody excited. But this was enough to put the growth rate of consumer credit up from 6.5% to 6.7%"
so debt is up... good news... good news!

Tuesday, April 29, 2008 04:13PM Report Comment
 

2. Ijjhall said...

Silly thing is that properties I have an eye on in South London - just as a guide to see how it is going - some are showing up as sold on estate agents window. People - despite everything - are still applying for mortgages, getting them and buying at current prices. I mean are these 64,000 granted mortgages - ok I know some are remortgagees - living on a different planet ? Always one last smuck it seems...

Tuesday, April 29, 2008 04:23PM Report Comment
 

3. Landofconfusion said...

I find it interesting how people are being offered (and are taking) more unsecured credit. I would of expected that during a credit crunch all types of credit would be hit, especially if it's unsecured.

With more and more people using the plastic to pay for mortgage payments, food and other essentials I guess that this will be the next bomb to go off...

Tuesday, April 29, 2008 04:31PM Report Comment
 

4. jack c said...

Confused76 - people are now paying for their secured lending via unsecured lending !! - don't let greenbay convince you that a property crash is avoidable and that prices will be up 5% in the last quarter of 2008 (LOL)

Tuesday, April 29, 2008 04:31PM Report Comment
 

5. hpwatcher said...

it was perhaps not as weak as it could have been given earlier data from the British Bankers' Association

boll*cks....it's bloody awful

Tuesday, April 29, 2008 04:36PM Report Comment
 

6. Neo-serf said...

Imagine sitting next to this guy at a dinner party - a bathroom window case if ever there was one.

"We didn't see you after the first course - is everything okay?"

"Everything was fine I just popped home to listen to the Spice Girls back catalogue"

"Why would anybody reasonable do that?"

(Shrugs)

Tuesday, April 29, 2008 04:40PM Report Comment
 

7. justwatching said...

It's the lowest on record, go on, put a positive spin on that one.

Question; Is it the lack of demand for mortgages that gives the record low, or are mortgage providers turning down loads of applicants????????

Tuesday, April 29, 2008 05:02PM Report Comment
 

8. mark wadsworth said...

"down from 72,000 in February (itself revised down)"

But chocolate rations are up 40%! Doubleplusgood.

Justwatching, it's a bit of both but more of the latter, I suspect.

Tuesday, April 29, 2008 05:12PM Report Comment
 

9. voiceofreason said...

So if Comical David is always so wrong (and he is), why does Murdoch keep him on the payroll I wonder ?
Court jester maybe ?

Tuesday, April 29, 2008 05:45PM Report Comment
 

10. paul said...

voiceofreason, I've often wondered that too. His analysis is rudimentary to say the least - "skip index" anyone? Reminds me of Robin Williams telling the weather forecast in "Good Morning Vietnam"

Wiliams: "Wanna know the weather? LOOK OUT THE GOD DAMN WINDOW!"

Meanwhile, David Smith wants to know the state of the economy, so what does he bring himself to do?

Tuesday, April 29, 2008 06:02PM Report Comment
 

11. bystander said...

"Question; Is it the lack of demand for mortgages that gives the record low, or are mortgage providers turning down loads of applicants????????"@justwatching

...good question and answered differently depending on which side of the VI fence you sit - pro HPC the former, pro HPI the latter, but this question seems to be being missed for debate in the national press, wonder why??

Tuesday, April 29, 2008 06:04PM Report Comment
 

12. Ash4781 said...

65K was forecasted

Tuesday, April 29, 2008 07:00PM Report Comment
 

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