Monday, Jan 28, 2008

The UK's 3rd biggest Buy to Let lender staving off the inevitable

Moneymarketing: Paragon shareholders vote in favour of rights issue

Paragon has confirmed that its shareholders have voted unanimously in favour of its proposed rights issue at its Extraordinary General Meeting today. The buy-to-let specialist lender had announced to the stock market in November that it would have to do an emergency rights issue as a result of funding problems caused by the credit crunch. It has since revealed that it will not be accepting any new lending from February 28 as its warehouse loan facility is not being renewed.

Posted by jack c @ 03:34 PM (913 views) Add Comment

10 Comments

1. sovietuk said...

Paragon is doomed. No new lending ??? No new sales??? funny sort of business.

Monday, January 28, 2008 04:15PM Report Comment
 

2. little professor said...

"It has revealed that it will not be accepting any new lending from February 28 "

So what is their business model? Are they just going to rely on their existing mortgage book?

Monday, January 28, 2008 05:09PM Report Comment
 

3. inbreda said...

Yeah - they've calculated that their customers are so much up to their a***s in debt that they cannot possibly pay it back in one lifetime.

Monday, January 28, 2008 05:19PM Report Comment
 

4. jack c said...

My understanding is that the only new business they will be able to take in is "top up's" to existing mortgages which presumably means they will ultimately run off the existing mortgage book - as sovietuk says they look doomed. This is a big blow to BTL lending.

Monday, January 28, 2008 05:21PM Report Comment
 

5. Moley20 said...

Keep an eye on their shares from today morning.

Monday, January 28, 2008 05:27PM Report Comment
 

6. it_is_going_with_a_bang said...

Accepting no new lending? They must have a very small 'sales' dept. these days.

Monday, January 28, 2008 05:55PM Report Comment
 

7. confused76 said...

PARA-GOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOONE


That's great!

Monday, January 28, 2008 05:59PM Report Comment
 

8. yorkshireman said...

In the words of the old song -

But there's nothin' so lonesome, so dull or so drear
Than to stand in the bar of a pub with no beer

Monday, January 28, 2008 06:10PM Report Comment
 

9. Orwell said...

Interesting!

So they are going to rely on people continually remortgaging with them?

Mmmmmmm....

Monday, January 28, 2008 08:23PM Report Comment
 

10. hpwatcher said...

I just wish someone would put this dying animal out of it's misery.....

Tuesday, January 29, 2008 09:23AM Report Comment
 

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