Thursday, Dec 20, 2007

Mortgage lending down

BBC News: Mortgage data points to slowdown

Mortgage lending dropped by 8% in November, providing more evidence of a weakening housing market, lenders said.

Council of Mortgage Lenders (CML) data showed gross lending fell to £30.7bn in November, down from £33.5bn in October and £33.2bn in November 2006.

It is the first time that monthly lending levels have dropped below the same month in the previous year since July 2005.

The CML figures support other surveys showing a declining property market.

Posted by jason @ 10:52 AM (287 views) Add Comment

2 Comments

1. paul said...

Still ... not .. saying the 'C' word ...

Thursday, December 20, 2007 12:06PM Report Comment
 

2. Renting2 said...

As these are gross figures I am assuming this total includes new mortgages and remortgages. As peoples budgets tighten they are more likely to look to remortgaging. A large local broker has done 2 remortgages for every new mortgage, a complete reversal to their usual business model. But the overall number is down 30%-40% on this time last year.
So a small gross percentage drop would suggest to me that the loss is almost totally in the new mortgage sector.
i.e. mortgage lending isn't that badly hit but houses are not selling.

Thursday, December 20, 2007 02:13PM Report Comment
 

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