Monday, Nov 19, 2007

Engine of UK economy being systematically shut down - Simply no escape from severe downturn now IMHO.

Telegraph: Credit limits cut by wary lenders

Credit card holders are having their borrowing limits slashed as lenders try to protect themselves from potential exposure to bad debts. The tightening of limits is even affecting customers with good repayment records and comes on top of a stricter attitude to issuing cards to new borrowers.

Posted by tyrellcorporation @ 08:27 AM (469 views) Add Comment

4 Comments

1. disillusioned said...

I've recently had my limit increased from £1000 to £3500! I must be a model pupil!

Monday, November 19, 2007 10:23AM Report Comment
 

2. tyrellcorporation said...

I was offered £16k from Lloyds this morning in some direct mail. This is a little odd as I have no real credit history as I don't have any debts, credit cards or a mortgage. I wonder if the lenders are finally doing some proper risk assessment.

Monday, November 19, 2007 10:33AM Report Comment
 

3. Utterlee said...

Haha, yes, mine has been increased from £4000 to £7000. Not that I owe even a penny on it. Conversely Barclaycard just turned me down for one of their new combined Oyster/Credit cards.

Monday, November 19, 2007 11:22AM Report Comment
 

4. Letthemfall said...

I recently applied for a card, was turned down for it, offered another with a limit of £500! One of my existing cards upped my limit from several thousand by another couple. Looks like stooging days are over.

Monday, November 19, 2007 01:13PM Report Comment
 

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