Saturday, May 05, 2007

If we could predict this - why couldn't the BOE

Telegraph: On the edge of the abyss

More than a million people are on the brink of serious debt difficulties even before the increase in interest rates the Bank of England is expected to announce next week. The Bank's most recent Financial Stability Report estimated that Britain's personal debts have reached £1,300bn - or £1.3 trillion - making huge numbers of people vulnerable to an economic downturn.

Posted by uncle chris @ 07:58 AM (169 views) Add Comment

7 Comments

1. Whiteknight said...

They do financial stability reports?

Saturday, May 5, 2007 09:18AM Report Comment
 

2. harold said...

moan moan...

Somewhat contradicts the Guardian article on the same subject posted above.

Saturday, May 5, 2007 10:08AM Report Comment
 

3. paul said...

I think the truth is somewhere in between these two articles, probably split along over 50s and under 50s.

That 1.3tr in debt is nothing new. It will almost certainly be a 0.35% rise but probably should be 0.5%.

Saturday, May 5, 2007 11:36AM Report Comment
 

4. Ticktock said...

People feel compfortable with their unsecured debts while they think that they have equity in their home to cover it, as 'inflation is dead' and IRs will stay low for ever ,and ever, and ever, amen.

How they might feel about their situation in different (more normal) circumstances, remains to be seen.

Saturday, May 5, 2007 12:00PM Report Comment
 

5. Scott said...

Who cares? There will always be rich and poor people.

Saturday, May 5, 2007 12:19PM Report Comment
 

6. Davros said...

"Nine economists have joined forces to warn that base rates could soon hit 7.5 per cent and the well-respected Ernst & Young ITEM club's spring outlook predicted interest rates would rise above the present level and stay there until 2011."

Well that should be the end of the boom then shouldn't it? Well done to those who decided to save rather than get up to their eyeballs in debt.

Saturday, May 5, 2007 01:20PM Report Comment
 

7. Utis said...

Really strange, it is like watching two crains moving towards each other... more and more people see that, but till let that happen.. Really strange reality of politics.

Saturday, May 5, 2007 04:36PM Report Comment
 

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