Saturday, May 05, 2007

"Hardship" fund for people who took loans out against their home

BBC News: Help for elderly in mortgage trap

Basically, these people took out loans of around 25% of the value of their homes 10 years ago. The loan stipulated that when they sold their house, 75% of the rise in value would go to the bank.

This story is full of emotive quotes like "I ended up paying back £96,680 for a £20,000 loan" but basically these people have homes, and are getting a hardship fund set up for them - not because they're in hardship, but because the terms of this deal would put them in a similar situation to first time buyers!

Posted by paulos @ 06:38 PM (121 views) Add Comment

No comments have been submitted.

Be the first person to add your comment by completing the form below.

Add comment

Username   Admin Password (optional)
Email Address
Comments
  • If you do not have an admin password leave the password field blank.
  • If you would like to request a password allowing you to add comments and blog news articles without needing each one approved manually, send an e-mail to the webmaster.
  • Your email address is required so we can verify that the comment is genuine. It will not be posted anywhere on the site, will be stored confidentially by us and never given out to any third party.
  • Please note that any viewpoints published here as comments are user's views and not the views of HousePriceCrash.co.uk.
  • Please adhere to the Guidelines

Main Blog | Archive | Add Article | Blog Policies