Got one of these vouchers to burn. Don't intend to top it up with much but I'd like the control of where it goes - risky one at a time stock holding and how much gets paid out at maturity.

Any feedback on non stakeholder providers?

I've seen selftrade in the CTF blurb. Any good?

I almost went with SelfTrade but figured that excessive tinkering by me would probably damage returns. In the end I went with the F&C Equity (i.e. Shares) CTF:

http://www.fandc.com/new/IT/default.aspx?id=78397

Annual management charge of 0.7% (lower than the 1% to 1.5% of just about all stakeholder CTFs, and being an investment trust it's much lower than broadly similar actively-managed OEIC products). From the blurb:

Shares accounts invest in stocks and shares. Given your CTF account is going to last for up to 18 years, this type of account offers considerable flexibility and a wide choice of investment options, including our range of award-winning investment trusts.

• Minimum lump sum £100 per trust
• No initial charge
• Running costs paid from the trust’s assets, not from your investment
• Choice of UK and international equity investments

Selftrade excellent, I use them for ISAs etc, and CTFs. No charges, except dealing, can set price limits etc. Can put any investment trust in (better value than any OEIC - strongly agree). With F&C, if you want to change anytime, would be good bit of admin, Selftrade, just login and go, though buy and hold is good idea. With Selftrade you pay pay money in and time your purchase